Comparison

Olkypay vs Propulse by Crédit Agricole

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Olkypay

Manage personal and business accounts from a single interface. Facilitates secure and rapid transactions, including instant payments up to €100,000. Offers remote payment collection for businesses and online capital deposits for new companies.

Highlights
  • Unified personal and business account access
  • Instant payments up to €100,000
  • Remote payment collection for businesses
  • Online capital deposit for new companies
  • Card management (block/unblock)
  • Transaction and balance monitoring
Features
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Olkypay, the 1st neobank for everyone! The Olkypay application allows you to consult your accounts easily, quickly and securely, anywhere and anytime. Whether you are an individual or a company (self-employed, craftsman, trader, e-merchant, liberal profession, association, limited company, non-trading property company...) or even if you are only at the stage of depositing capital for your new company, Olkypay allows you to open an account in a few minutes by going to the website https://www.olkypay.com/EN/index.php. - Access your different business and personal accounts on the same interface - Take advantage of the separation between the card account and the current account for a more precise follow-up and offer card accounts to your employees - Find your last transactions, your balance and your upcoming transactions - Create, validate or cancel one-off and recurring transfers - Use Instant Payment (or instant transfer) up to €100,000 per transaction. Transfers are credited in less than 10 seconds anywhere in Europe, even at weekends and on public holidays - Create new beneficiaries - Block your card if it is lost or stolen and unblock it if you find it - Share your bank details - Set daily, weekly and monthly limits Companies, collect your customers in a smooth way: - Remote collection by virtual POS terminal - Distance selling contract for e-commerce sites - Provision of an authorisation number for debiting your customers (ICS) - Management of mandates with remote handwritten or electronic signature - Automatic collection of unpaid invoices - 100% online capital deposit for companies in the process of incorporation (capital deposit certificate within 48 working hours*) The Olkypay application is a free service available to Olkypay customers. Not yet an Olkypay customer? Subscribe in less than 5 minutes and receive the IBAN we have reserved for you! For INDIVIDUALS, go to https://register.olkypay.com/?_locale=en For PROS go to https://iban-express.olkypay.com/configurateur?_locale=en For more information: The Olkypay website: https://www.olkypay.com/EN/index.php Follow us on Facebook: https://www.facebook.com/Olkypay On Instagram: https://www.instagram.com/olkypay_official/ And on LinkedIn: https://www.linkedin.com/company/olky-payment-service-provider-s-a/ *Certificate of capital deposit sent after receipt of funds and draft statutes.

About

Propulse by Crédit Agricole

This app offers online business accounts and management tools for entrepreneurs. It simplifies tasks like invoicing, payment tracking, and expense management, with optional professional insurance included.

Highlights
  • Online business account opening
  • Invoice and quote creation
  • Real-time transaction tracking
  • Automated expense management
  • URSSAF teledeclarations
  • Professional insurance included
Features
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Propulse du Crédit Agricole : pour tous les entrepreneurs L’application Propulse, c’est deux services complémentaires : - Propulse Start ou Start+ : un compte Pro 100% en ligne du Crédit Agricole et des services de gestion d’entreprise inclus - Propulse Gestion : uniquement les services de gestion d’entreprise, sans compte Propulse, à connecter à son compte bancaire Crédit Agricole existant Propulse Start ou Start+ est le compte pro 100 % en ligne du Crédit Agricole, première banque française avec 24,4 millions de clients et 39 banques régionales. 1 entreprise sur 3 a son compte au Crédit Agricole. Propulse Start ou Start+ s’adresse à tous les entrepreneurs qui cherchent à ouvrir un compte rapidement et simplement sans passer par une agence. Micro-entrepreneurs, entrepreneurs indépendants, professionnels, freelances … ce compte est fait pour vous. Retrouvez tous les avantages de votre compte pro dans l’application Propulse ! COMPTE PRO EN LIGNE EN 5 MINUTES Ouvrez un compte dédié à votre activité professionnelle au Crédit Agricole à partir de 8€HT/mois sans engagement. Pas d’agence, tout se fait en ligne de manière autonome de l’ouverture à la gestion du compte. Bénéficiez de services complets pensés spécifiquement pour les professionnels : - Compte de paiement pro en ligne - IBAN Français - Carte de paiement Visa Business international - Virements et paiements - Suivi des transactions en temps réel - Virements internationaux - Retraits d’espèces - Ajout immédiat de nouveaux bénéficiaires - Historique illimité des opérations bancaires - Interface de gestion simple et accessible sur smartphone, tablette et ordinateur DES OUTILS POUR FACILITER LA GESTION DE VOTRE ENTREPRISE Une fois votre compte pro ouvert, vous bénéficiez de nombreux services inclus qui simplifient la gestion de votre entreprise : - Création, édition et personnalisation de vos devis et factures - Suivi de l’avancement de vos paiements et alertes en cas de retard - Envoi de rappels automatiques à vos clients - Connexion de vos autres comptes bancaires - Gestion de la TVA automatisé - Gestion des notes de frais - Télédéclarations, calcul et paiement automatisé de l’URSSAF - Exports comptables automatiques ou à télécharger en un clic Ces services sont également accessibles sans le compte Propulse pour les clients des Caisses régionales du Crédit Agricole (offre Propulse Gestion) DES ASSURANCES PROFESSIONNELLES INCLUSES DANS VOS CARTES Vos cartes de paiement Propulse incluent des garanties solides pour vous protéger : - Assurances maladie, accident, décès à l'étranger - Garanties en déplacement (retard, annulation, perte de bagages…) - Protection des achats sur internet Les garanties et services exclusifs à l’offre Start+ : - Maintien de revenus - Garantie livraison de matériel - Doublement garantie panne matériel - Assistance juridique 5j/7 pour toute question en droit fiscal, social et des sociétés UN SERVICE CLIENT 6j/7 Les clients Propulse bénéficient d’un service client réactif 6j/7. Vous pouvez contacter votre conseiller par e-mail et par téléphone (selon votre offre). Ces services sont également accessibles sans le compte Propulse pour les clients des Caisses régionales du Crédit Agricole (offre Propulse Gestion)

Screenshots

Olkypay4 screens
Propulse by Crédit Agricole4 screens

Verdict

The call

The clearest difference is rating: Propulse by Crédit Agricole at 5.0 against Olkypay's 4.0. Propulse by Crédit Agricole also leads on update cadence (every 11 days vs every 2 months). Olkypay's advantage is iOS requirement (12.0 vs 15.1). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Propulse by Crédit Agricole holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 2 and 2 respectively.

UpkeepUpdate frequency

Olkypay ships an update every 2 months, Propulse by Crédit Agricole every 11 days. The most recent releases landed on July 17, 2026 and September 3, 2026 respectively.

Scorecard3 real differences · 7 level
Olkypay versus Propulse by Crédit Agricole: the parameters behind the verdict, then further details
ParameterOlkypayPropulse by Crédit Agricole
PriceFreeFree
Rating4.0 (2 ratings)5.0 (2 ratings) — better
Positive reviews28.6% of reviews
Number of ratings22
Update frequencyEvery 2 monthsEvery 11 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS12.0 — better15.1
Further details — not scored
Size98 MB142 MB
Age rating4+4+
Developerolkyrent saLa Fabrique by CA

Customer experience

Olkypay

All ratings2 ratings
Positive50.0%
Neutral50.0%
Negative0.0%
Written reviews14 reviews
Positive28.6%
Neutral0.0%
Negative71.4%

Propulse by Crédit Agricole

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Olkypay

No in-app purchases

None

Propulse by Crédit Agricole

No in-app purchases

Questions

Is Olkypay free?
Olkypay is free to download, with no in-app purchases.
Is Propulse by Crédit Agricole free?
Propulse by Crédit Agricole is free to download, with no in-app purchases.
Which has better reviews, Olkypay or Propulse by Crédit Agricole?
Propulse by Crédit Agricole is rated higher. Olkypay averages 4.0 out of 5 from 2 ratings, while Propulse by Crédit Agricole averages 5.0 from 2 ratings.
Do Olkypay or Propulse by Crédit Agricole have ads?
Neither Olkypay nor Propulse by Crédit Agricole shows ads.
Which is updated more often, Olkypay or Propulse by Crédit Agricole?
Olkypay ships an update every 2 months, and Propulse by Crédit Agricole every 11 days. Most recently, Olkypay was updated on July 17, 2026 and Propulse by Crédit Agricole on September 3, 2026.

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