Comparison

PayTrip vs Olkypay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PayTrip

Manage your money and send funds globally with this secure payment account app. Open a current account in minutes, send SEPA transfers, and issue prepaid Mastercard cards for easy spending and withdrawals worldwide.

Highlights
  • Instant money transfers worldwide
  • Open current account in minutes
  • SEPA transfers
  • Prepaid Mastercard issuance
  • Real-time budget and transaction management
  • Block/unblock cards instantly
Features
Read full description

Ouvrez un compte, effectuez des paiements, gérez des cartes Visa virtuelles ou physiques et transférez de l'argent en toute sécurité, en France comme à l'étranger. Commencez dès maintenant, sans engagement, et utilisez PayTrip selon vos besoins. Au quotidien ou pour des besoins ponctuels, tout se gère dans une seule application : compte IBAN, paiements, transferts, cartes et suivi en temps réel. PAYTRIP CLASSIC Gérez l'essentiel au quotidien Gérez votre argent simplement grâce à un compte avec IBAN et des cartes Visa internationales acceptées dans plus de 200 pays. Accessible à tous, sans condition de revenus. Fonctionnalités principales : * Compte IBAN européen * Carte Visa virtuelle ou carte Visa physique * Paiements en ligne et en magasin * Paiements par carte en France et à l'international * Retraits d'espèces avec la carte physique * Plafonds de compte et de carte jusqu'à 150 000 EUR * Virements partout en Europe * Transferts vers les cartes Visa et Mastercard * Transferts vers les comptes et cartes PayTrip partout dans le monde * Suivi des transactions et du solde en temps réel PAYTRIP CONNECT Soutenir un proche en gardant la maîtrise Extension de PayTrip Classic Avec PayTrip Connect, commandez une carte pour soutenir un proche et transférez-lui de l'argent instantanément. Idéal pour aider un enfant, un parent ou un proche à distance, PayTrip Connect allie simplicité, réactivité et sécurité. Fonctionnalités principales : * Carte Visa virtuelle ou carte Visa physique * Application dédiée pour votre proche * Transferts instantanés, notamment en cas d'urgence * Blocage et déblocage de la carte à tout moment * Contrôle des usages depuis votre application Sécurité et simplicité PayTrip s'appuie sur des technologies conformes aux normes européennes pour protéger vos données et vos transactions. Pourquoi choisir PayTrip ? * Ouverture de compte simple et rapide * Paiements et transferts d'argent sécurisés partout dans le monde * Une seule application pour gérer vos paiements et soutenir vos proches * Une solution européenne qui s'adapte à vos besoins et à vos usages Notre service client est à votre disposition. Contactez-nous par email à client@paytrip.fr ou par téléphone du lundi au vendredi, de 9h à 17h.

About

Olkypay

Manage personal and business accounts from a single interface. Facilitates secure and rapid transactions, including instant payments up to €100,000. Offers remote payment collection for businesses and online capital deposits for new companies.

Highlights
  • Unified personal and business account access
  • Instant payments up to €100,000
  • Remote payment collection for businesses
  • Online capital deposit for new companies
  • Card management (block/unblock)
  • Transaction and balance monitoring
Features
Read full description

Olkypay, the 1st neobank for everyone! The Olkypay application allows you to consult your accounts easily, quickly and securely, anywhere and anytime. Whether you are an individual or a company (self-employed, craftsman, trader, e-merchant, liberal profession, association, limited company, non-trading property company...) or even if you are only at the stage of depositing capital for your new company, Olkypay allows you to open an account in a few minutes by going to the website https://www.olkypay.com/EN/index.php. - Access your different business and personal accounts on the same interface - Take advantage of the separation between the card account and the current account for a more precise follow-up and offer card accounts to your employees - Find your last transactions, your balance and your upcoming transactions - Create, validate or cancel one-off and recurring transfers - Use Instant Payment (or instant transfer) up to €100,000 per transaction. Transfers are credited in less than 10 seconds anywhere in Europe, even at weekends and on public holidays - Create new beneficiaries - Block your card if it is lost or stolen and unblock it if you find it - Share your bank details - Set daily, weekly and monthly limits Companies, collect your customers in a smooth way: - Remote collection by virtual POS terminal - Distance selling contract for e-commerce sites - Provision of an authorisation number for debiting your customers (ICS) - Management of mandates with remote handwritten or electronic signature - Automatic collection of unpaid invoices - 100% online capital deposit for companies in the process of incorporation (capital deposit certificate within 48 working hours*) The Olkypay application is a free service available to Olkypay customers. Not yet an Olkypay customer? Subscribe in less than 5 minutes and receive the IBAN we have reserved for you! For INDIVIDUALS, go to https://register.olkypay.com/?_locale=en For PROS go to https://iban-express.olkypay.com/configurateur?_locale=en For more information: The Olkypay website: https://www.olkypay.com/EN/index.php Follow us on Facebook: https://www.facebook.com/Olkypay On Instagram: https://www.instagram.com/olkypay_official/ And on LinkedIn: https://www.linkedin.com/company/olky-payment-service-provider-s-a/ *Certificate of capital deposit sent after receipt of funds and draft statutes.

Screenshots

PayTrip4 screens
Olkypay4 screens

Verdict

The call

The clearest difference is rating: PayTrip at 4.7 against Olkypay's 4.0. PayTrip also leads on review sentiment (50% vs 29%). Olkypay's advantage is iOS requirement (12.0 vs 17.5). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

PayTrip holds the better App Store score, 4.7 against 4.0. Both are backed by a comparable volume of ratings — 3 and 2 respectively. Written reviews point the same way: 50% of PayTrip's written reviews are positive against 29% of Olkypay's.

UpkeepUpdate frequency

PayTrip ships an update every 5 weeks, Olkypay every 2 months. The most recent releases landed on September 21, 2026 and July 17, 2026 respectively.

Scorecard3 real differences · 7 level
PayTrip versus Olkypay: the parameters behind the verdict, then further details
ParameterPayTripOlkypay
PriceFreeFree
Rating4.7 (3 ratings) — better4.0 (2 ratings)
Positive reviews50.0% of reviews — better28.6% of reviews
Number of ratings3 — better2
Update frequencyEvery 5 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPod — better
Requires iOS17.512.0 — better
Further details — not scored
Size54 MB98 MB
Age rating17+4+
DeveloperPayTripolkyrent sa

Customer experience

PayTrip

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews22 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

Olkypay

All ratings2 ratings
Positive50.0%
Neutral50.0%
Negative0.0%
Written reviews14 reviews
Positive28.6%
Neutral0.0%
Negative71.4%

In-app purchases

None

PayTrip

No in-app purchases

None

Olkypay

No in-app purchases

Questions

Is PayTrip free?
PayTrip is free to download, with no in-app purchases.
Is Olkypay free?
Olkypay is free to download, with no in-app purchases.
Which has better reviews, PayTrip or Olkypay?
PayTrip is rated higher. PayTrip averages 4.7 out of 5 from 3 ratings, while Olkypay averages 4.0 from 2 ratings.
Do PayTrip or Olkypay have ads?
Neither PayTrip nor Olkypay shows ads.
Which is updated more often, PayTrip or Olkypay?
PayTrip ships an update every 5 weeks, and Olkypay every 2 months. Most recently, PayTrip was updated on September 21, 2026 and Olkypay on July 17, 2026.

Other comparisons