Memo Bank Authenticator vs Xpollens Authenticator
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Memo Bank Authenticator
This app securely verifies your identity and approves sensitive financial transactions for your account. It's required for accessing your online banking and authorizing actions like logins, password changes, and transfers.
- Account verification
- Transaction authorization
- Login approval
- Password change approval
- Wire transfer approval
- Beneficiary addition approval
- Touch ID/Face ID security
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Pairing a mobile device with your Memo Bank account makes verifying your identity and approving sensitive financial operations simple and secure. You will not be able to access your online account without downloading the app. Important: this application is designed solely for the purpose of securing your account and associated transactions. If you would like to check your balance using a mobile device, simply access our mobile-responsive site https://client.memo.bank from your device’s browser. To pair your iPhone or iPad with your Memo Bank account, download the app and scan the QR code that appears on your computer screen when you connect to your account. Once the app has been installed and linked to your Memo Bank account, that’s it. There is nothing else to do on your part. You will automatically receive a notification each time you need to authorize any of the following: - Logging into your Memo Bank account; - Changing of your password; - Inviting a new user; - Sending a wire transfer; - Adding a beneficiary; - Adding a direct debit mandate. To reinforce your iPhone or iPad’s security, you can add Touch ID or Face ID authentication.
Xpollens Authenticator
Secure your online payments and sensitive banking operations with this mobile app. It sends notifications for each sensitive transaction, prompting you to verify details and authenticate using your preferred method.
- Secure online payments
- Sensitive banking operation security
- Transaction verification notifications
- Strong authentication options
- QR code integration
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Si votre établissement de paiement vous a fourni un QR Code adéquat, vous pouvez utiliser cette application mobile pour sécuriser vos paiements sur internet et vos opérations bancaires sensibles. A chaque opération sensible, vous recevrez une notification dans cette application vous invitant à vérifier les paramètres de l'opération en question et à la valider par une authentification forte de votre choix. Vos codes secrets ne vous seront jamais demandés, ne les communiquez à personne, sous aucun prétexte.
Screenshots
Verdict
The clearest difference is review sentiment: Xpollens Authenticator at 40% against Memo Bank Authenticator's 0%. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Memo Bank Authenticator ships an update every 3 months, Xpollens Authenticator every 2 months. The most recent releases landed on June 19, 2026 and September 24, 2026 respectively.
| Parameter | Memo Bank Authenticator | Xpollens Authenticator |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 0.0% of reviews | 40.0% of reviews — better |
| Update frequency | Every 3 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 14.0 — better | 15 |
| Further details — not scored | ||
| Size | 22 MB | 55 MB |
| Age rating | 4+ | 4+ |
| Developer | Memo Bank SA | Xpollens |
Customer experience
Memo Bank Authenticator
Xpollens Authenticator
In-app purchases
Memo Bank Authenticator
No in-app purchases
Xpollens Authenticator
No in-app purchases
Questions
Is Memo Bank Authenticator free?
Is Xpollens Authenticator free?
Do Memo Bank Authenticator or Xpollens Authenticator have ads?
Which is updated more often, Memo Bank Authenticator or Xpollens Authenticator?
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