Comparison

Memo Bank Authenticator vs Xpollens Authenticator

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Memo Bank Authenticator

This app securely verifies your identity and approves sensitive financial transactions for your account. It's required for accessing your online banking and authorizing actions like logins, password changes, and transfers.

Highlights
  • Account verification
  • Transaction authorization
  • Login approval
  • Password change approval
  • Wire transfer approval
  • Beneficiary addition approval
  • Touch ID/Face ID security
Features
Read full description

Pairing a mobile device with your Memo Bank account makes verifying your identity and approving sensitive financial operations simple and secure. You will not be able to access your online account without downloading the app. Important: this application is designed solely for the purpose of securing your account and associated transactions. If you would like to check your balance using a mobile device, simply access our mobile-responsive site https://client.memo.bank from your device’s browser. To pair your iPhone or iPad with your Memo Bank account, download the app and scan the QR code that appears on your computer screen when you connect to your account. Once the app has been installed and linked to your Memo Bank account, that’s it. There is nothing else to do on your part. You will automatically receive a notification each time you need to authorize any of the following: - Logging into your Memo Bank account; - Changing of your password; - Inviting a new user; - Sending a wire transfer; - Adding a beneficiary; - Adding a direct debit mandate. To reinforce your iPhone or iPad’s security, you can add Touch ID or Face ID authentication.

About

Xpollens Authenticator

Secure your online payments and sensitive banking operations with this mobile app. It sends notifications for each sensitive transaction, prompting you to verify details and authenticate using your preferred method.

Highlights
  • Secure online payments
  • Sensitive banking operation security
  • Transaction verification notifications
  • Strong authentication options
  • QR code integration
Features
Read full description

Si votre établissement de paiement vous a fourni un QR Code adéquat, vous pouvez utiliser cette application mobile pour sécuriser vos paiements sur internet et vos opérations bancaires sensibles. A chaque opération sensible, vous recevrez une notification dans cette application vous invitant à vérifier les paramètres de l'opération en question et à la valider par une authentification forte de votre choix. Vos codes secrets ne vous seront jamais demandés, ne les communiquez à personne, sous aucun prétexte.

Screenshots

Memo Bank Authenticator4 screens
Xpollens Authenticator4 screens

Verdict

The call

The clearest difference is review sentiment: Xpollens Authenticator at 40% against Memo Bank Authenticator's 0%. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Memo Bank Authenticator ships an update every 3 months, Xpollens Authenticator every 2 months. The most recent releases landed on June 19, 2026 and September 24, 2026 respectively.

Scorecard1 real difference · 7 level
Memo Bank Authenticator versus Xpollens Authenticator: the parameters behind the verdict, then further details
ParameterMemo Bank AuthenticatorXpollens Authenticator
PriceFreeFree
Positive reviews0.0% of reviews40.0% of reviews — better
Update frequencyEvery 3 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS14.0 — better15
Further details — not scored
Size22 MB55 MB
Age rating4+4+
DeveloperMemo Bank SAXpollens

Customer experience

Memo Bank Authenticator

Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Xpollens Authenticator

Written reviews15 reviews
Positive40.0%
Neutral0.0%
Negative60.0%

In-app purchases

None

Memo Bank Authenticator

No in-app purchases

None

Xpollens Authenticator

No in-app purchases

Questions

Is Memo Bank Authenticator free?
Memo Bank Authenticator is free to download, with no in-app purchases.
Is Xpollens Authenticator free?
Xpollens Authenticator is free to download, with no in-app purchases.
Do Memo Bank Authenticator or Xpollens Authenticator have ads?
Neither Memo Bank Authenticator nor Xpollens Authenticator shows ads.
Which is updated more often, Memo Bank Authenticator or Xpollens Authenticator?
Memo Bank Authenticator ships an update every 3 months, and Xpollens Authenticator every 2 months. Most recently, Memo Bank Authenticator was updated on June 19, 2026 and Xpollens Authenticator on September 24, 2026.

Other comparisons