Comparison

Memo Bank Authenticator vs Ekip

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Memo Bank Authenticator

This app securely verifies your identity and approves sensitive financial transactions for your account. It's required for accessing your online banking and authorizing actions like logins, password changes, and transfers.

Highlights
  • Account verification
  • Transaction authorization
  • Login approval
  • Password change approval
  • Wire transfer approval
  • Beneficiary addition approval
  • Touch ID/Face ID security
Features
Read full description

Pairing a mobile device with your Memo Bank account makes verifying your identity and approving sensitive financial operations simple and secure. You will not be able to access your online account without downloading the app. Important: this application is designed solely for the purpose of securing your account and associated transactions. If you would like to check your balance using a mobile device, simply access our mobile-responsive site https://client.memo.bank from your device’s browser. To pair your iPhone or iPad with your Memo Bank account, download the app and scan the QR code that appears on your computer screen when you connect to your account. Once the app has been installed and linked to your Memo Bank account, that’s it. There is nothing else to do on your part. You will automatically receive a notification each time you need to authorize any of the following: - Logging into your Memo Bank account; - Changing of your password; - Inviting a new user; - Sending a wire transfer; - Adding a beneficiary; - Adding a direct debit mandate. To reinforce your iPhone or iPad’s security, you can add Touch ID or Face ID authentication.

About

Ekip

This app provides a digital solution for managing meal vouchers, focusing on eco-friendly and socially responsible dining options. It allows users to track spending, pay with a wide network, and discover local businesses that meet sustainability criteria, offering discounts and contributing to sustainable agriculture projects.

Highlights
  • Real-time expense tracking
  • Wide acceptance network payment
  • Instant card blocking
  • Access card details and PIN
  • Mobile payment configuration
  • Discover eco-friendly/socially responsible eateries
  • Receive discounts at engaged businesses
  • Fund sustainable agriculture projects
Features
Read full description

Découvrez Ekip, le Titre Restaurant écologique & solidaire. Saviez-vous que l’alimentation est responsable de 24% des émissions carbones en France ? Pour vivre dans un monde durable, nous devons donc revoir notre modèle de consommation. Notre mission chez Ekip est de rendre accessible une alimentation plus saine et responsable. Nos 2 piliers : la simplicité et l’engagement. **Quelles sont les 5 fonctionnalités qui rendent l’expérience simple ?** 1/ Suivez vos dépenses en temps réel 2/ Payez aux centimes près dans le plus large réseau d’acceptation (plus de 220.000 établissements en France). Oui, fini les restaurants qui ne rendent pas monnaie sur un Titre Restaurant ! 3/ Bloquez instantanément votre carte en cas de vol ou de perte 4/ Accédez à votre solde, votre code PIN ou le détails de votre carte. 5/ Configurez le paiement mobile pour toujours avoir votre carte Ekip sur vous ! **Quelles sont les fonctionnalités éthiques et engagées ?** 1/ Dans l’application, découvrez près de chez vous les restaurants et les commerces alimentaires qui respectent des critères solidaires et/ou écologiques (régime végétarien, anti gaspillage, biologique, local, de saison, 0 déchet, etc). 2/ Recevez automatiquement des réductions quand vous consommez dans ces commerces engagés. 3/ A chaque transaction, grâce aux frais d’interchange que nous touchons, participez au financement de projets d’agriculture durable. 4/ Vivez une expérience 100% digitalisée (sans carte physique) car le meilleur déchet est celui que nous ne produisons pas. Et si vous souhaitez tout de même recevoir une carte physique, sachez qu’elle est 100% recyclée. Bref, ensemble, faisons Ekip pour un monde responsable.

Screenshots

Memo Bank Authenticator4 screens
Ekip4 screens

Verdict

The call

The clearest difference is review sentiment: Ekip at 100% against Memo Bank Authenticator's 0%. Ekip also leads on update cadence (monthly vs every 3 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Memo Bank Authenticator ships an update every 3 months, Ekip monthly. The most recent releases landed on October 16, 2026 and October 27, 2026 respectively.

Scorecard2 real differences · 6 level
Memo Bank Authenticator versus Ekip: the parameters behind the verdict, then further details
ParameterMemo Bank AuthenticatorEkip
PriceFreeFree
Positive reviews0.0% of reviews100.0% of reviews — better
Update frequencyEvery 3 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.015.0
Further details — not scored
Size22 MB78 MB
Age rating4+4+
DeveloperMemo Bank SAEKIP

Customer experience

Memo Bank Authenticator

Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Ekip

Written reviews15 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Memo Bank Authenticator

No in-app purchases

None

Ekip

No in-app purchases

Questions

Is Memo Bank Authenticator free?
Memo Bank Authenticator is free to download, with no in-app purchases.
Is Ekip free?
Ekip is free to download, with no in-app purchases.
Do Memo Bank Authenticator or Ekip have ads?
Neither Memo Bank Authenticator nor Ekip shows ads.
Which is updated more often, Memo Bank Authenticator or Ekip?
Memo Bank Authenticator ships an update every 3 months, and Ekip monthly. Most recently, Memo Bank Authenticator was updated on October 16, 2026 and Ekip on October 27, 2026.

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