Comparison

Memo Bank Authenticator vs PASS Conseils

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Memo Bank Authenticator

This app securely verifies your identity and approves sensitive financial transactions for your account. It's required for accessing your online banking and authorizing actions like logins, password changes, and transfers.

Highlights
  • Account verification
  • Transaction authorization
  • Login approval
  • Password change approval
  • Wire transfer approval
  • Beneficiary addition approval
  • Touch ID/Face ID security
Features
Read full description

Pairing a mobile device with your Memo Bank account makes verifying your identity and approving sensitive financial operations simple and secure. You will not be able to access your online account without downloading the app. Important: this application is designed solely for the purpose of securing your account and associated transactions. If you would like to check your balance using a mobile device, simply access our mobile-responsive site https://client.memo.bank from your device’s browser. To pair your iPhone or iPad with your Memo Bank account, download the app and scan the QR code that appears on your computer screen when you connect to your account. Once the app has been installed and linked to your Memo Bank account, that’s it. There is nothing else to do on your part. You will automatically receive a notification each time you need to authorize any of the following: - Logging into your Memo Bank account; - Changing of your password; - Inviting a new user; - Sending a wire transfer; - Adding a beneficiary; - Adding a direct debit mandate. To reinforce your iPhone or iPad’s security, you can add Touch ID or Face ID authentication.

About

PASS Conseils

Features
Read full description

Retrouvez toutes les fonctionnalités de la plateforme en ligne sur votre smartphone grâce à l’application PASS Conseils. Véritable lien entre votre activité et votre cabinet comptable, l’application vous accompagnera au quotidien en vous proposant un espace de stockage sécurisé. Retrouvez vos pièces importantes, consultez vos chiffres clés en temps réel, échangez avec votre interlocuteur, le tout depuis une interface simple et ergonomique.

Screenshots

Memo Bank Authenticator4 screens
PASS Conseils4 screens

Verdict

The call

The clearest difference is update cadence: PASS Conseils at every 6 weeks against Memo Bank Authenticator's every 3 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Memo Bank Authenticator ships an update every 3 months, PASS Conseils every 6 weeks. The most recent releases landed on October 16, 2026 and October 30, 2026 respectively.

Scorecard1 real difference · 7 level
Memo Bank Authenticator versus PASS Conseils: the parameters behind the verdict, then further details
ParameterMemo Bank AuthenticatorPASS Conseils
PriceFreeFree
Positive reviews0.0% of reviews—
Update frequencyEvery 3 monthsEvery 6 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPod — betteriPhone
Requires iOS15.0 — better16.4
Further details — not scored
Size22 MB67 MB
Age rating4+4+
DeveloperMemo Bank SAMY UNISOFT

In-app purchases

None

Memo Bank Authenticator

No in-app purchases

None

PASS Conseils

No in-app purchases

Questions

Is Memo Bank Authenticator free?
Memo Bank Authenticator is free to download, with no in-app purchases.
Is PASS Conseils free?
PASS Conseils is free to download, with no in-app purchases.
Do Memo Bank Authenticator or PASS Conseils have ads?
Neither Memo Bank Authenticator nor PASS Conseils shows ads.
Which is updated more often, Memo Bank Authenticator or PASS Conseils?
Memo Bank Authenticator ships an update every 3 months, and PASS Conseils every 6 weeks. Most recently, Memo Bank Authenticator was updated on October 16, 2026 and PASS Conseils on October 30, 2026.

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