Comparison

Memo Bank Authenticator vs Nanfolo

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Memo Bank Authenticator

This app securely verifies your identity and approves sensitive financial transactions for your account. It's required for accessing your online banking and authorizing actions like logins, password changes, and transfers.

Highlights
  • Account verification
  • Transaction authorization
  • Login approval
  • Password change approval
  • Wire transfer approval
  • Beneficiary addition approval
  • Touch ID/Face ID security
Features
Read full description

Pairing a mobile device with your Memo Bank account makes verifying your identity and approving sensitive financial operations simple and secure. You will not be able to access your online account without downloading the app. Important: this application is designed solely for the purpose of securing your account and associated transactions. If you would like to check your balance using a mobile device, simply access our mobile-responsive site https://client.memo.bank from your device’s browser. To pair your iPhone or iPad with your Memo Bank account, download the app and scan the QR code that appears on your computer screen when you connect to your account. Once the app has been installed and linked to your Memo Bank account, that’s it. There is nothing else to do on your part. You will automatically receive a notification each time you need to authorize any of the following: - Logging into your Memo Bank account; - Changing of your password; - Inviting a new user; - Sending a wire transfer; - Adding a beneficiary; - Adding a direct debit mandate. To reinforce your iPhone or iPad’s security, you can add Touch ID or Face ID authentication.

About

Nanfolo

Features
Read full description

Introducing Nanfolo, the comprehensive mobile app designed to revolutionize your digital financial experience. Nanfolo seamlessly combines the functionalities of a digital wallet, payment gateway, and a convenient platform for mobile top-ups and bill payments. With Nanfolo, managing your finances has never been easier. The digital wallet feature allows you to securely store and access your funds, providing a convenient way to make online and in-store transactions. The payment gateway ensures swift and secure transactions, whether you're shopping online or transferring money to friends and family. Additionally, Nanfolo simplifies your mobile communication needs by offering a hassle-free mobile top-up service. Recharge your mobile phone credits directly through the app, eliminating the need for physical recharge cards. Stay connected effortlessly! Say goodbye to the complexities of bill payments with Nanfolo. Whether it's utility bills, subscriptions, or any other payments, Nanfolo streamlines the process, allowing you to settle your bills with just a few taps on your mobile device. Nanfolo prioritizes security, employing state-of-the-art encryption and authentication measures to ensure that your transactions are always protected. Experience the future of digital finance with Nanfolo – where convenience meets security.

Screenshots

Memo Bank Authenticator4 screens
Nanfolo4 screens

Verdict

The call

Memo Bank Authenticator and Nanfolo are too close to call on the numbers: across 6 compared parameters β€” price, update cadence, ads and in-app purchases among them β€” neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Memo Bank Authenticator ships an update every 3 months, Nanfolo every 5 months. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

ScorecardNo meaningful differences
Memo Bank Authenticator versus Nanfolo: the parameters behind the verdict, then further details
ParameterMemo Bank AuthenticatorNanfolo
PriceFreeFree
Positive reviews0.0% of reviewsβ€”
Update frequencyEvery 3 months β€” betterEvery 5 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeβ€”
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.015.0
Further details β€” not scored
Size22 MB43 MB
Age rating4+4+
DeveloperMemo Bank SANanfolo

In-app purchases

None

Memo Bank Authenticator

No in-app purchases

None

Nanfolo

No in-app purchases

Questions

Is Memo Bank Authenticator free?
Memo Bank Authenticator is free to download, with no in-app purchases.
Is Nanfolo free?
Nanfolo is free to download, with no in-app purchases.
Do Memo Bank Authenticator or Nanfolo have ads?
Neither Memo Bank Authenticator nor Nanfolo shows ads.
Which is updated more often, Memo Bank Authenticator or Nanfolo?
Memo Bank Authenticator ships an update every 3 months, and Nanfolo every 5 months. Most recently, Memo Bank Authenticator was updated on November 3, 2026 and Nanfolo on October 30, 2026.

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