Comparison

Memo Bank Authenticator vs iBanFirst

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Memo Bank Authenticator

This app securely verifies your identity and approves sensitive financial transactions for your account. It's required for accessing your online banking and authorizing actions like logins, password changes, and transfers.

Highlights
  • Account verification
  • Transaction authorization
  • Login approval
  • Password change approval
  • Wire transfer approval
  • Beneficiary addition approval
  • Touch ID/Face ID security
Features
Read full description

Pairing a mobile device with your Memo Bank account makes verifying your identity and approving sensitive financial operations simple and secure. You will not be able to access your online account without downloading the app. Important: this application is designed solely for the purpose of securing your account and associated transactions. If you would like to check your balance using a mobile device, simply access our mobile-responsive site https://client.memo.bank from your device’s browser. To pair your iPhone or iPad with your Memo Bank account, download the app and scan the QR code that appears on your computer screen when you connect to your account. Once the app has been installed and linked to your Memo Bank account, that’s it. There is nothing else to do on your part. You will automatically receive a notification each time you need to authorize any of the following: - Logging into your Memo Bank account; - Changing of your password; - Inviting a new user; - Sending a wire transfer; - Adding a beneficiary; - Adding a direct debit mandate. To reinforce your iPhone or iPad’s security, you can add Touch ID or Face ID authentication.

About

iBanFirst

Features
Read full description

With the iBanFirst App, you can securely access your global financial transactions anytime, anywhere. iBanFirst is a cross-border payment provider specialising in international transactions and FX risk management for small and medium-sized businesses. We offer transparent, secure and fast international payments in 146 currencies. The iBanFirst App adds an additional layer of security to your iBanFirst account, protecting your sensitive financial data and international transactions with two-factor authentication (2FA). So you have complete control over your business transactions thanks to push notifications or time-based codes! With iBanFirst App : - Connect to your iBanFirst account in just a few clicks - Enhance your iBanFirst account security with Two-Factor Authentication (2FA) allowing you to approve or deny login attempts instantly through push notifications, time-based codes or face/touch ID Download the iBanFirst App today and secure your international transactions in no time!

Screenshots

Memo Bank Authenticator4 screens
iBanFirst4 screens

Verdict

The call

The clearest difference is update cadence: iBanFirst at fortnightly against Memo Bank Authenticator's every 3 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Memo Bank Authenticator ships an update every 3 months, iBanFirst fortnightly. The most recent releases landed on October 16, 2026 and October 19, 2026 respectively.

Scorecard1 real difference Β· 7 level
Memo Bank Authenticator versus iBanFirst: the parameters behind the verdict, then further details
ParameterMemo Bank AuthenticatoriBanFirst
PriceFreeFree
Positive reviews0.0% of reviewsβ€”
Update frequencyEvery 3 monthsFortnightly β€” better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeβ€”
DevicesiPhone, iPodiPhone, iPad, iPod β€” better
Requires iOS15.0 β€” better15.1
Further details β€” not scored
Size22 MB41 MB
Age rating4+4+
DeveloperMemo Bank SAiBanFirst France

In-app purchases

None

Memo Bank Authenticator

No in-app purchases

None

iBanFirst

No in-app purchases

Questions

Is Memo Bank Authenticator free?
Memo Bank Authenticator is free to download, with no in-app purchases.
Is iBanFirst free?
iBanFirst is free to download, with no in-app purchases.
Do Memo Bank Authenticator or iBanFirst have ads?
Neither Memo Bank Authenticator nor iBanFirst shows ads.
Which is updated more often, Memo Bank Authenticator or iBanFirst?
Memo Bank Authenticator ships an update every 3 months, and iBanFirst fortnightly. Most recently, Memo Bank Authenticator was updated on October 16, 2026 and iBanFirst on October 19, 2026.

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