Comparison

IBS Mobile vs Metro Bank Authenticator

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

IBS Mobile

Manage your finances on the go with this comprehensive banking app. Check balances, transfer funds internationally and locally, pay bills, and control your cards. Securely access your accounts and request banking services from your mobile device.

Highlights
  • Account aggregation
  • International and local money transfers
  • Bill payment
  • Cardless ATM withdrawals
  • Card management
  • Service requests
Features
Read full description

IBS Mobile Banking: The ultimate tool for modern banking, designed to give you complete control and peace of mind. Whether you're paying a bill, sending money abroad, or just checking your balance, we make it fast, secure, and convenient. KEY FEATURES: • All Your Accounts in One Place Instantly check balances and view transaction history for your Current and Savings accounts. • Easy Money Transfers Send money to friends and family, anywhere in the world. Transfer funds between your own IBS accounts. Make instant local transfers to other banks. Send money internationally to Kenya, including direct transfers to M-Pesa, Airtel, and Telkom wallets. • Convenient Bill Payments Pay for electricity, TV, healthcare, school fees, and more. • Secure Cardless Withdrawal Get cash from any IBS ATM without your card. Arrange withdrawals for yourself or a trusted friend instantly. • Full Card Control Manage your cards directly from the app. Instantly activate, block, or unblock cards, set spending limits, and track your transactions in real-time. • Request Services Easily request a new cheque book. Get your bank statement on demand. • Refer a Friend Share the app with friends and family to help them start their new banking experience. For assistance or feedback, you can contact us via our website or email. Website: https://ibsbank.so/ Email: info@ibosbank.com WhatsApp: +252 61 3744444 Facebook: https://www.facebook.com/IBSBankSo YouTube: https://youtube.com/ibsbankso Instagram: https://www.instagram.com/ibsbankso/ Twitter: https://twitter.com/ibsbankso

About

Metro Bank Authenticator

This app provides a secure and convenient way for Metro Bank Business customers to authenticate online banking actions. It replaces the need for a physical security device, allowing for quick verification of logins, payments, and account changes directly from your mobile.

Highlights
  • Authenticate online banking actions
  • Secure login verification
  • Approve new payment setups
  • Confirm account changes
  • Replaces physical security devices
  • Convenient mobile authentication
Features
Read full description

We believe that people come first, and that everyone deserves a great experience every step of the way – whether it’s on our app, online or face to face. We’re here to make your life (and your banking) easier, which is why we’ve created our Authenticator app for our Metro Bank Business customers. Need some help? Our Local Business Managers and Relationship Managers are on hand to support you and your business. Features: You can use this app to authenticate certain actions on your Metro Bank Business online banking, like logging in, setting up new payments, or making changes to your account. It only takes a few taps – and there’s no need to worry about finding your physical security device. Metro Bank’s Authenticator app is available for customers registered for Commercial Online Banking and Business Online Plus. Standard data charges from your mobile service provider may apply. Help and support: If you experience any issues downloading or registering the Metro Bank Authenticator app, please visit us in store or call us on 0345 08 08 500. Metro Bank PLC. Registered in England and Wales. Company number: 6419578. Registered office: One Southampton Row, London, WC1B 5HA. We are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. Metro Bank PLC is an independent UK Bank - it is not affiliated with any other bank or organisation (including the METRO newspaper or its publishers) anywhere in the world. "Metrobank" is the registered trademark of Metro Bank PLC. more

Screenshots

IBS Mobile4 screens
Metro Bank Authenticator3 screens

Verdict

The call

The clearest difference is update cadence: IBS Mobile at every 3 weeks against Metro Bank Authenticator's every 12 months. Metro Bank Authenticator's advantage is iOS requirement (14.0 vs 16.0). On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

IBS Mobile ships an update every 3 weeks, Metro Bank Authenticator every 12 months. The most recent releases landed on November 7, 2026 and November 3, 2026 respectively.

Scorecard2 real differences · 8 level
IBS Mobile versus Metro Bank Authenticator: the parameters behind the verdict, then further details
ParameterIBS MobileMetro Bank Authenticator
PriceFreeFree
Rating3.6 (25 ratings) — better—
Positive reviews0.0% of reviews0.0% of reviews
Number of ratings25 — better—
Update frequencyEvery 3 weeks — betterEvery 12 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.014.0 — better
Further details — not scored
Size45 MB12 MB
Age rating4+4+
DeveloperINTERNATIONAL BANK OF SOMALIAMetroBank

Customer experience

IBS Mobile

All ratings23 ratings
Positive60.9%
Neutral4.3%
Negative34.8%
Written reviews3 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Metro Bank Authenticator

Written reviews20 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

IBS Mobile

No in-app purchases

None

Metro Bank Authenticator

No in-app purchases

Questions

Is IBS Mobile free?
IBS Mobile is free to download, with no in-app purchases.
Is Metro Bank Authenticator free?
Metro Bank Authenticator is free to download, with no in-app purchases.
Do IBS Mobile or Metro Bank Authenticator have ads?
Neither IBS Mobile nor Metro Bank Authenticator shows ads.
Which is updated more often, IBS Mobile or Metro Bank Authenticator?
IBS Mobile ships an update every 3 weeks, and Metro Bank Authenticator every 12 months. Most recently, IBS Mobile was updated on November 7, 2026 and Metro Bank Authenticator on November 3, 2026.

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