uabpay+ vs Mandalay Smart Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
uabpay+
This payment application allows merchants to easily and securely accept customer payments via a unified QR code. It offers fast transactions, multiple payment methods, and a convenient dashboard for shop owners to track balances and cash flow.
- Accept payments via QR code
- Manual code payment acceptance
- Fast and convenient transactions
- Dashboard for balance and cash flow
- Cash In/Cash Out functionality
- Biometric login
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uabpay+ is a payment application powered by uab bank limited. uabpay+ is designed for merchants with easy, fast and secure way to accept customer payments through unified QR Code, which allows to simply accept payments. Avaiable everywhere & to everyone Receive payments from customers anywhere using uabpay+ application. Fast & Convenient Collect and Receive in multiple ways Easy Registration for Owner and Cashier to make transactions Shop Owner can view Total Current Balance, Total Cash In & Total Cash Out in dashboard view Cash In/Cash Out to Customer Faster way of Receive Payment Receive payment with QR Code as well as Manual Code from customers Easy Toup to wallet: 1. All MPU Cards 2. 123 Services 3. uab bank Account 4. over the uab bank Counters Transfer within each business owners Transfer out wallet balance to uab Bank Account Forget Passcode Change Passcode Security Questions for forget passcode Login with Biometric
Mandalay Smart Pay
This app offers a convenient mobile solution for shopping, bill payments, and fund transfers. It allows users to pay via QR codes, send money to contacts, top up mobile balances, and cash out at agents. Users can also verify transactions and receive instant rewards.
- QR code payments for shopping
- Bill payment for services
- Money transfer to contacts
- Mobile balance top-up
- Cash withdrawal at agents
- Transaction verification
- Instant cash rewards
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MSP The smart way to shop, pay and transfer funds. Experience the convenience of shopping, dining, bill payments and so much more with your mobile phone. MSP has more than 10 unique features including: Shop - Scan the seller's QR code or display your payment QR code to pay. Pay bills from government services or online purchases. Easily transfer money to your friends and family via QR code or mobile number. Allow others to scan your QR code to receive money in your mobile wallet. Top-up your mobile balance and purchase mobile prepaid PIN using the eLoad function. Add Money to your wallets via MPU card or 1-2-3 service. Cash-out - withdraw cash at agents and banks nationwide. Verify the authenticity of a transaction by scanning ‘Verify QR code’ on the transaction slip. Enjoy instant cash rewards for every mobile eLoad transaction. Check transaction history; live chat with our customer service officers 24/7 using the chat feature in the app.
Screenshots
Verdict
uabpay+ and Mandalay Smart Pay both sit at 4.4 stars, but that hides the real split: 80% of Mandalay Smart Pay's written reviews are positive against 67% of uabpay+'s. Mandalay Smart Pay also leads on ratings volume (110 vs 13). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.4 for uabpay+ against 4.3 for Mandalay Smart Pay. That said, the two scores are not equally well evidenced: Mandalay Smart Pay has 110 ratings behind it against 13, so its average is the more settled of the two. Written reviews are what separate them: 67% of uabpay+'s written reviews are positive against 80% of Mandalay Smart Pay's.
uabpay+ ships an update every 2 months, Mandalay Smart Pay every 3 months. Both last shipped on November 3, 2026.
| Parameter | uabpay+ | Mandalay Smart Pay |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (13 ratings) — better | 4.3 (110 ratings) |
| Positive reviews | 66.7% of reviews | 80.0% of reviews — better |
| Number of ratings | 13 | 110 — better |
| Update frequency | Every 2 months — better | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 66 MB | 109 MB |
| Age rating | 4+ | 4+ |
| Developer | UAB Bank Limited | INNOVIX SOLUTIONS CO., LTD |
Customer experience
uabpay+
Mandalay Smart Pay
In-app purchases
uabpay+
No in-app purchases
Mandalay Smart Pay
No in-app purchases









