Comparison

Mandalay Smart Pay vs MAB Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Mandalay Smart Pay

This app offers a convenient mobile solution for shopping, bill payments, and fund transfers. It allows users to pay via QR codes, send money to contacts, top up mobile balances, and cash out at agents. Users can also verify transactions and receive instant rewards.

Highlights
  • QR code payments for shopping
  • Bill payment for services
  • Money transfer to contacts
  • Mobile balance top-up
  • Cash withdrawal at agents
  • Transaction verification
  • Instant cash rewards
Features
Read full description

MSP The smart way to shop, pay and transfer funds. Experience the convenience of shopping, dining, bill payments and so much more with your mobile phone. MSP has more than 10 unique features including: Shop - Scan the seller's QR code or display your payment QR code to pay. Pay bills from government services or online purchases. Easily transfer money to your friends and family via QR code or mobile number. Allow others to scan your QR code to receive money in your mobile wallet. Top-up your mobile balance and purchase mobile prepaid PIN using the eLoad function. Add Money to your wallets via MPU card or 1-2-3 service. Cash-out - withdraw cash at agents and banks nationwide. Verify the authenticity of a transaction by scanning ‘Verify QR code’ on the transaction slip. Enjoy instant cash rewards for every mobile eLoad transaction. Check transaction history; live chat with our customer service officers 24/7 using the chat feature in the app.

About

MAB Mobile

Manage your finances, make payments, and shop with ease using this digital wallet. It offers secure fund transfers, bill payments, mobile top-ups, and access to special offers and deals. Self-registration allows for instant service subscription.

Highlights
  • Fund transfers (wallet to wallet, bank accounts)
  • Bill payments (insurance, internet, education)
  • Mobile prepaid top-up
  • Cash in/out from agents and branches
  • Access to special offers and deals
  • 24/7 call center support
Features
Read full description

MAB Mobile is a digital wallet that makes banking, payments, shopping, discovering deals effortless and readily accessible through your mobile device. You can simply download our App and do a self-registration for instant subscription of the service. You can now manage your finances on the go through the convenience of your Mobile. We ensure our MAB Mobile is secured since we are using OTP encryption techniques for authentication and transaction security and thus it will protect your accounts from unauthorized access. Currently following services are available in MAB Mobile Fund Transfer: o Wallet to Wallet o Wallet to Non-Wallet o Wallet to MAB Bank Account o MAB Bank Account to Wallet Payment Services: o Bills Payments o Insurance o Internet o Education o Donation o Meter Bill o Gift Codes o Mobile Prepaid Top Up Cash In/Out from TrueMoney Agents Cash In/Out from MAB Branches Contact Us Easily o 24/7 Call Center Special Offers & Deals Easily find latest promotion and details about our Branches, ATMs, Agents, Merchants.

Screenshots

Mandalay Smart Pay4 screens
MAB Mobile4 screens

Verdict

The call

The clearest difference is rating: Mandalay Smart Pay at 4.3 against MAB Mobile's 3.6. Mandalay Smart Pay also leads on review sentiment (80% vs 67%) and ratings volume (110 vs 18). MAB Mobile's advantage is iOS requirement (13.0 vs 15.6). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Mandalay Smart Pay holds the better App Store score, 4.3 against 3.6. That said, the two scores are not equally well evidenced: Mandalay Smart Pay has 110 ratings behind it against 18, so its average is the more settled of the two. Written reviews point the same way: 80% of Mandalay Smart Pay's written reviews are positive against 67% of MAB Mobile's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 months. The most recent releases landed on November 3, 2026 and November 4, 2026 respectively.

Scorecard4 real differences · 6 level
Mandalay Smart Pay versus MAB Mobile: the parameters behind the verdict, then further details
ParameterMandalay Smart PayMAB Mobile
PriceFreeFree
Rating4.3 (110 ratings) — better3.6 (18 ratings)
Positive reviews80.0% of reviews — better66.7% of reviews
Number of ratings110 — better18
Update frequencyEvery 3 monthsEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.613.0 — better
Further details — not scored
Size109 MB114 MB
Age rating4+17+
DeveloperINNOVIX SOLUTIONS CO., LTDMyanma Apex Bank Limited

Customer experience

Mandalay Smart Pay

All ratings110 ratings
Positive80.9%
Neutral7.3%
Negative11.8%
Written reviews5 reviews
Positive80.0%
Neutral0.0%
Negative20.0%

MAB Mobile

All ratings18 ratings
Positive61.1%
Neutral5.6%
Negative33.3%
Written reviews6 reviews
Positive66.7%
Neutral0.0%
Negative33.3%

In-app purchases

None

Mandalay Smart Pay

No in-app purchases

None

MAB Mobile

No in-app purchases

Questions

Is Mandalay Smart Pay free?
Mandalay Smart Pay is free to download, with no in-app purchases.
Is MAB Mobile free?
MAB Mobile is free to download, with no in-app purchases.
Which has better reviews, Mandalay Smart Pay or MAB Mobile?
Mandalay Smart Pay is rated higher. Mandalay Smart Pay averages 4.3 out of 5 from 110 ratings, while MAB Mobile averages 3.6 from 18 ratings.
Do Mandalay Smart Pay or MAB Mobile have ads?
Neither Mandalay Smart Pay nor MAB Mobile shows ads.
Which is updated more often, Mandalay Smart Pay or MAB Mobile?
Mandalay Smart Pay ships an update every 3 months, and MAB Mobile every 3 months. Most recently, Mandalay Smart Pay was updated on November 3, 2026 and MAB Mobile on November 4, 2026.

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