Mandalay Smart Pay vs MAB Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Mandalay Smart Pay
This app offers a convenient mobile solution for shopping, bill payments, and fund transfers. It allows users to pay via QR codes, send money to contacts, top up mobile balances, and cash out at agents. Users can also verify transactions and receive instant rewards.
- QR code payments for shopping
- Bill payment for services
- Money transfer to contacts
- Mobile balance top-up
- Cash withdrawal at agents
- Transaction verification
- Instant cash rewards
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MSP The smart way to shop, pay and transfer funds. Experience the convenience of shopping, dining, bill payments and so much more with your mobile phone. MSP has more than 10 unique features including: Shop - Scan the seller's QR code or display your payment QR code to pay. Pay bills from government services or online purchases. Easily transfer money to your friends and family via QR code or mobile number. Allow others to scan your QR code to receive money in your mobile wallet. Top-up your mobile balance and purchase mobile prepaid PIN using the eLoad function. Add Money to your wallets via MPU card or 1-2-3 service. Cash-out - withdraw cash at agents and banks nationwide. Verify the authenticity of a transaction by scanning ‘Verify QR code’ on the transaction slip. Enjoy instant cash rewards for every mobile eLoad transaction. Check transaction history; live chat with our customer service officers 24/7 using the chat feature in the app.
MAB Mobile
Manage your finances, make payments, and shop with ease using this digital wallet. It offers secure fund transfers, bill payments, mobile top-ups, and access to special offers and deals. Self-registration allows for instant service subscription.
- Fund transfers (wallet to wallet, bank accounts)
- Bill payments (insurance, internet, education)
- Mobile prepaid top-up
- Cash in/out from agents and branches
- Access to special offers and deals
- 24/7 call center support
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MAB Mobile is a digital wallet that makes banking, payments, shopping, discovering deals effortless and readily accessible through your mobile device. You can simply download our App and do a self-registration for instant subscription of the service. You can now manage your finances on the go through the convenience of your Mobile. We ensure our MAB Mobile is secured since we are using OTP encryption techniques for authentication and transaction security and thus it will protect your accounts from unauthorized access. Currently following services are available in MAB Mobile Fund Transfer: o Wallet to Wallet o Wallet to Non-Wallet o Wallet to MAB Bank Account o MAB Bank Account to Wallet Payment Services: o Bills Payments o Insurance o Internet o Education o Donation o Meter Bill o Gift Codes o Mobile Prepaid Top Up Cash In/Out from TrueMoney Agents Cash In/Out from MAB Branches Contact Us Easily o 24/7 Call Center Special Offers & Deals Easily find latest promotion and details about our Branches, ATMs, Agents, Merchants.
Screenshots
Verdict
The clearest difference is rating: Mandalay Smart Pay at 4.3 against MAB Mobile's 3.6. Mandalay Smart Pay also leads on review sentiment (80% vs 67%) and ratings volume (110 vs 18). MAB Mobile's advantage is iOS requirement (13.0 vs 15.6). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Mandalay Smart Pay holds the better App Store score, 4.3 against 3.6. That said, the two scores are not equally well evidenced: Mandalay Smart Pay has 110 ratings behind it against 18, so its average is the more settled of the two. Written reviews point the same way: 80% of Mandalay Smart Pay's written reviews are positive against 67% of MAB Mobile's.
Both ship on a similar rhythm, roughly every 3 months. The most recent releases landed on November 3, 2026 and November 4, 2026 respectively.
| Parameter | Mandalay Smart Pay | MAB Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (110 ratings) — better | 3.6 (18 ratings) |
| Positive reviews | 80.0% of reviews — better | 66.7% of reviews |
| Number of ratings | 110 — better | 18 |
| Update frequency | Every 3 months | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.6 | 13.0 — better |
| Further details — not scored | ||
| Size | 109 MB | 114 MB |
| Age rating | 4+ | 17+ |
| Developer | INNOVIX SOLUTIONS CO., LTD | Myanma Apex Bank Limited |
Customer experience
Mandalay Smart Pay
MAB Mobile
In-app purchases
Mandalay Smart Pay
No in-app purchases
MAB Mobile
No in-app purchases








