Loan Shark! vs Neocash Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Loan Shark!
This app offers a comprehensive loan, mortgage, and amortization calculator with advanced features. It allows users to calculate loans with various rates and produce shareable amortization schedules. An optional Pro version unlocks unlimited stored loans and extended features.
- Loan, mortgage, and amortization calculation
- Handles balloons and various rates
- Generates shareable amortization schedules
- Pro version with unlimited storage
- Ad-free experience
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Loan Shark! is the app of choice by real estate and banking professionals as well as sales people and consumers. Loan Shark! is a comprehensive loan, mortgage and amortization calculator with many advanced features. Calculate loans with balloons and various rates. Produce amortization schedules that can be saved, printed, shared and emailed. Update to the Pro version and "Swim with the Big Sharks." With the pro upgrade, you get unlimited stored loans, no limit on amortization scheduled terms and more advanced features. Loan Shark! is the fun way to track your loans and compute loan payments for yourself and your customers without all the ads and the requirements of online calculators. After you see the powerful features of Loan Shark! be sure to give us a good review.
Neocash Mobile
This app offers quick and easy personal loans to Lagos State residents, with amounts ranging from ₦5,000 to ₦5,000,000. Apply in minutes with no collateral or guarantor required for most loans. Funds are credited upon approval, with flexible repayment terms and transparent APR.
- Loan amounts up to ₦5,000,000
- Flexible repayment tenure
- Fast loan approval and disbursement
- No collateral or guarantor required
- Secure and reliable platform
- Transparent APR and fees
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LAGOS STATE RESIDENTS ONLY Whatsapp: 08081250499 ₦5,000 to ₦25,000,000, apply in just 5 minutes! No Collateral, No Guarantor, No Time! NeoCash is a new app from Shepherd Trust Microfinance Bank. We have been providing financial services to all classes of Nigerians since 2011, and are now bringing the same quality customer service right into your hands. We are on a mission to give a human touch to digital banking and as we scale, we’re bringing with us the same people-centric, customer focused culture we’ve always strived to build locally. Download our app now and apply for a loan in less than 5 minutes. Why Use NeoCash? - Borrow up to ₦5,000,000 - Choose your payment tenure - Fast and easy access to loans, with no hidden charges - Account is credited as soon as the loan is approved - No collateral or guarantor needed for most loans - NeoCash Loan App is extremely secure and reliable Loan characteristics Loan amounts from ₦5,000 to ₦5,000,000 Repayment period from 61 days to 12 months APR from 30% to 120% per annum Loan Requirements - A steady and verifiable source of income (Job or Business) - Bank statement (to prove income) - Gov't issued ID Card - A good credit history An example of a NeoCash loan Borrow ₦100,000 over 3 months Interest (total cost of the loan): ₦7,500 (2.5% rate) Three monthly repayments: ₦35,833 Total amount payable: ₦107,500 Representative: 30% APR
Screenshots
Verdict
The clearest difference is review sentiment: Loan Shark! at 100% against Neocash Mobile's 14%. Loan Shark! also leads on rating (4.0 vs 3.4) and iOS requirement (11.0 vs 15.6). Neocash Mobile's advantage is in-app purchases (none vs 1) and update cadence (every 3 weeks vs every 6 months). On price, ratings volume, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Loan Shark! sells 1 one-off in-app purchase. Neocash Mobile asks for nothing beyond the download.
Loan Shark! holds the better App Store score, 4.0 against 3.4. Both are backed by a comparable volume of ratings — 4 and 8 respectively. Written reviews point the same way: 100% of Loan Shark!'s written reviews are positive against 14% of Neocash Mobile's.
Loan Shark! ships an update every 6 months, Neocash Mobile every 3 weeks. The most recent releases landed on November 3, 2026 and November 7, 2026 respectively.
| Parameter | Loan Shark! | Neocash Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (4 ratings) — better | 3.4 (8 ratings) |
| Positive reviews | 100.0% of reviews — better | 14.3% of reviews |
| Number of ratings | 4 | 8 — better |
| Update frequency | Every 6 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 11.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 31 MB | 159 MB |
| Age rating | 4+ | 17+ |
| Developer | Bobby Tucker | Shephard Trust Bank |
Customer experience
Loan Shark!
Neocash Mobile
In-app purchases
Loan Shark!
- Loan Shark! Pro Upgrade$2.99
Neocash Mobile
No in-app purchases
Questions
Is Loan Shark! free?
Is Neocash Mobile free?
Which has better reviews, Loan Shark! or Neocash Mobile?
Do Loan Shark! or Neocash Mobile have ads?
Which is updated more often, Loan Shark! or Neocash Mobile?
Other comparisons
