Comparison

Budget.ly vs Richstone Assets

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budget.ly

This personal finance app offers a simple and intuitive way to manage your budget and track expenses. Visualize your financial data with animated graphs and customize categories with unique icons. Enjoy quick operations and a user-friendly design without mandatory registration.

Highlights
  • Simple and easy-to-understand design
  • Intuitive graph analysis
  • Customizable category icons
  • Quick and nimble operation
  • No user registration required
  • CSV file export (Premium)
Features
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Budget.ly is the calm way to keep track of your money. Log what you spend in seconds, set a monthly budget for each category, and see where it all goes on a dashboard that finally makes sense. Built for iPhone, iPad and Mac, with everything stored on your device. TRACK • Add income, expenses and transfers with amount, category, account, date, notes and receipt photos • Snap a receipt with the camera or pick one from your photos • Save where a purchase happened and see your spending on a map • Search and filter every transaction; sort by date or amount • Accounts for bank, savings, e-wallet and cash, with balances that update as you go • Recurring payments with reminders before they are due PLAN • Monthly budgets per category with envelope-style progress bars • Savings goals with target amounts and dates • Calendar view of your spending day by day ORGANISE • Separate journals for personal, business, a side project or a trip, each with its own accounts, categories and currency • Every world currency, with the symbol shown the way you expect • Nested categories with your own colours and icons • Lock the app with Face ID or Touch ID UNDERSTAND • Dashboard with balance, income, expenses and net savings for any week, month, year or custom range • Spending breakdown by category • Yearly overview as a table or chart, with any category as an extra column • Trends and analytics across all your accounts BUDGET.LY PRO • Assistant: ask about your spending or log a transaction by chat, powered by Apple Intelligence on your device* • Receipt scanning: snap a receipt and the assistant drafts the transaction • CSV import from Excel, Numbers, Notion or your bank • iCloud sync across iPhone, iPad and Mac • Unlimited transactions (the free plan includes 25) PRIVATE BY DESIGN No account, no ads, no tracking. Your data lives on your device and, if you choose, in your private iCloud. Export a JSON backup or CSV at any time, and local snapshots protect you from accidental loss. Upgrading from Budget.ly 1.x brings your existing wallets, categories and expenses across automatically. *The assistant requires a device that supports Apple Intelligence. SUBSCRIPTION Budget.ly Pro is available as a monthly or yearly auto-renewing subscription. Payment is charged to your Apple ID account at confirmation of purchase. The subscription renews automatically unless auto-renew is turned off at least 24 hours before the end of the current period, and your account is charged for renewal within 24 hours before the period ends. Manage or cancel any time in your App Store account settings. Terms of Use - https://sites.google.com/view/appsettings/terms-of-use Privacy Policy - https://sites.google.com/view/appsettings/prviacy-policy

About

Richstone Assets

Features
Read full description

Richstone Wealth comes with advance and updated features that provide the best experience of managing your invested money in the mutual funds along with the other investments and allows you to draw the results of the funds anytime through systematic reports.   Richstone Wealth keeps you aware of funds invested in the market and gives freedom to conduct self-research along with investment monitoring anytime from anywhere just through a click. Invest in Mutual funds within few seconds through a virtual platform and enjoy the new experience of online investment along with safety & security.

Screenshots

Budget.ly4 screens
Richstone Assets3 screens

Verdict

The call

The clearest difference is in-app purchases: Richstone Assets at none against Budget.ly's 2. Richstone Assets also leads on iOS requirement (15.1 vs 26.0). Budget.ly's advantage is update cadence (every 3 days vs monthly). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budget.ly sells 2 in-app purchases, starting at $4.99 per month. Richstone Assets asks for nothing beyond the download.

UpkeepUpdate frequency

Budget.ly ships an update every 3 days, Richstone Assets monthly. The most recent releases landed on October 29, 2026 and October 28, 2026 respectively.

Scorecard3 real differences · 6 level
Budget.ly versus Richstone Assets: the parameters behind the verdict, then further details
ParameterBudget.lyRichstone Assets
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyEvery 3 days — betterMonthly
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, MaciPhone, iPad, iPod
Requires iOS26.015.1 — better
Further details — not scored
Size10 MB32 MB
Age rating4+17+
DeveloperJaden KRICHSTONE ADVISORY PRIVATE LIMITED

In-app purchases

2 purchases

Budget.ly

Subscriptions2
  • Premium Subscription (1 Month)3 Days trial$4.991 Month
  • Premium Subscription (1 Year)$40.991 Year
None

Richstone Assets

No in-app purchases

Questions

Is Budget.ly free?
Budget.ly is free to download, with in-app purchases available.
Is Richstone Assets free?
Richstone Assets is free to download, with no in-app purchases.
Do Budget.ly or Richstone Assets have ads?
Neither Budget.ly nor Richstone Assets shows ads.
Which is updated more often, Budget.ly or Richstone Assets?
Budget.ly ships an update every 3 days, and Richstone Assets monthly. Most recently, Budget.ly was updated on October 29, 2026 and Richstone Assets on October 28, 2026.

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