Budget.ly vs Richstone Assets
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Budget.ly
This personal finance app offers a simple and intuitive way to manage your budget and track expenses. Visualize your financial data with animated graphs and customize categories with unique icons. Enjoy quick operations and a user-friendly design without mandatory registration.
- Simple and easy-to-understand design
- Intuitive graph analysis
- Customizable category icons
- Quick and nimble operation
- No user registration required
- CSV file export (Premium)
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Budget.ly is the calm way to keep track of your money. Log what you spend in seconds, set a monthly budget for each category, and see where it all goes on a dashboard that finally makes sense. Built for iPhone, iPad and Mac, with everything stored on your device. TRACK • Add income, expenses and transfers with amount, category, account, date, notes and receipt photos • Snap a receipt with the camera or pick one from your photos • Save where a purchase happened and see your spending on a map • Search and filter every transaction; sort by date or amount • Accounts for bank, savings, e-wallet and cash, with balances that update as you go • Recurring payments with reminders before they are due PLAN • Monthly budgets per category with envelope-style progress bars • Savings goals with target amounts and dates • Calendar view of your spending day by day ORGANISE • Separate journals for personal, business, a side project or a trip, each with its own accounts, categories and currency • Every world currency, with the symbol shown the way you expect • Nested categories with your own colours and icons • Lock the app with Face ID or Touch ID UNDERSTAND • Dashboard with balance, income, expenses and net savings for any week, month, year or custom range • Spending breakdown by category • Yearly overview as a table or chart, with any category as an extra column • Trends and analytics across all your accounts BUDGET.LY PRO • Assistant: ask about your spending or log a transaction by chat, powered by Apple Intelligence on your device* • Receipt scanning: snap a receipt and the assistant drafts the transaction • CSV import from Excel, Numbers, Notion or your bank • iCloud sync across iPhone, iPad and Mac • Unlimited transactions (the free plan includes 25) PRIVATE BY DESIGN No account, no ads, no tracking. Your data lives on your device and, if you choose, in your private iCloud. Export a JSON backup or CSV at any time, and local snapshots protect you from accidental loss. Upgrading from Budget.ly 1.x brings your existing wallets, categories and expenses across automatically. *The assistant requires a device that supports Apple Intelligence. SUBSCRIPTION Budget.ly Pro is available as a monthly or yearly auto-renewing subscription. Payment is charged to your Apple ID account at confirmation of purchase. The subscription renews automatically unless auto-renew is turned off at least 24 hours before the end of the current period, and your account is charged for renewal within 24 hours before the period ends. Manage or cancel any time in your App Store account settings. Terms of Use - https://sites.google.com/view/appsettings/terms-of-use Privacy Policy - https://sites.google.com/view/appsettings/prviacy-policy
Richstone Assets
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Richstone Wealth comes with advance and updated features that provide the best experience of managing your invested money in the mutual funds along with the other investments and allows you to draw the results of the funds anytime through systematic reports. Richstone Wealth keeps you aware of funds invested in the market and gives freedom to conduct self-research along with investment monitoring anytime from anywhere just through a click. Invest in Mutual funds within few seconds through a virtual platform and enjoy the new experience of online investment along with safety & security.
Screenshots
Verdict
The clearest difference is in-app purchases: Richstone Assets at none against Budget.ly's 2. Richstone Assets also leads on iOS requirement (15.1 vs 26.0). Budget.ly's advantage is update cadence (every 3 days vs monthly). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Budget.ly sells 2 in-app purchases, starting at $4.99 per month. Richstone Assets asks for nothing beyond the download.
Budget.ly ships an update every 3 days, Richstone Assets monthly. The most recent releases landed on October 29, 2026 and October 28, 2026 respectively.
| Parameter | Budget.ly | Richstone Assets |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 3 days — better | Monthly |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad, Mac | iPhone, iPad, iPod |
| Requires iOS | 26.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 10 MB | 32 MB |
| Age rating | 4+ | 17+ |
| Developer | Jaden K | RICHSTONE ADVISORY PRIVATE LIMITED |
In-app purchases
Budget.ly
- Premium Subscription (1 Month)3 Days trial$4.991 Month
- Premium Subscription (1 Year)$40.991 Year
Richstone Assets
No in-app purchases









