Comparison

Budget.ly vs Budgetly Easy

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budget.ly

This app helps you manage your finances by tracking expenses, setting budgets, and visualizing your spending habits. It offers features like receipt scanning, multiple accounts, and custom categories for detailed financial organization. Enjoy a private and secure experience with data stored locally or via iCloud.

Highlights
  • Log income and expenses with receipt photos
  • Set monthly budgets per category
  • Visualize spending on a dashboard
  • Manage multiple accounts and currencies
  • Organize finances with nested categories
  • Track savings goals
  • Private by design with local data storage
Features
Read full description

Budget.ly is the calm way to keep track of your money. Log what you spend in seconds, set a monthly budget for each category, and see where it all goes on a dashboard that finally makes sense. Built for iPhone, iPad and Mac, with everything stored on your device. TRACK • Add income, expenses and transfers with amount, category, account, date, notes and receipt photos • Snap a receipt with the camera or pick one from your photos • Save where a purchase happened and see your spending on a map • Search and filter every transaction; sort by date or amount • Accounts for bank, savings, e-wallet and cash, with balances that update as you go • Recurring payments with reminders before they are due PLAN • Monthly budgets per category with envelope-style progress bars • Savings goals with target amounts and dates • Calendar view of your spending day by day ORGANISE • Separate journals for personal, business, a side project or a trip, each with its own accounts, categories and currency • Every world currency, with the symbol shown the way you expect • Nested categories with your own colours and icons • Lock the app with Face ID or Touch ID UNDERSTAND • Dashboard with balance, income, expenses and net savings for any week, month, year or custom range • Spending breakdown by category • Yearly overview as a table or chart, with any category as an extra column • Trends and analytics across all your accounts BUDGET.LY PRO • Assistant: ask about your spending or log a transaction by chat, powered by Apple Intelligence on your device* • Receipt scanning: snap a receipt and the assistant drafts the transaction • CSV import from Excel, Numbers, Notion or your bank • iCloud sync across iPhone, iPad and Mac • Unlimited transactions (the free plan includes 25) PRIVATE BY DESIGN No account, no ads, no tracking. Your data lives on your device and, if you choose, in your private iCloud. Export a JSON backup or CSV at any time, and local snapshots protect you from accidental loss. Upgrading from Budget.ly 1.x brings your existing wallets, categories and expenses across automatically. *The assistant requires a device that supports Apple Intelligence. SUBSCRIPTION Budget.ly Pro is available as a monthly or yearly auto-renewing subscription. Payment is charged to your Apple ID account at confirmation of purchase. The subscription renews automatically unless auto-renew is turned off at least 24 hours before the end of the current period, and your account is charged for renewal within 24 hours before the period ends. Manage or cancel any time in your App Store account settings. Terms of Use - https://sites.google.com/view/appsettings/terms-of-use Privacy Policy - https://sites.google.com/view/appsettings/prviacy-policy

About

Budgetly Easy

Features
Read full description

Budgetly Easy helps you track spending, build better habits, and stay in control of your money - without subscriptions. Pay once and get lifetime access to everything: • Advanced search and filtering • Export to CSV • Recurring expense tracking • Multiple profiles • Unlimited transaction history • Clean, powerful charts No monthly fees. No accounts. No data selling. Designed to be simple, fast, and private, Budgetly Easy keeps your finances on your device - where they belong. Whether you’re tracking daily expenses or reviewing long-term trends, everything is easy to find and easy to understand. Buy once. Budget forever. Your money. Your data. Truly yours.

Screenshots

Budget.ly4 screens
Budgetly Easy3 screens

Verdict

The call

The clearest difference is iOS requirement: Budgetly Easy at 18.2 against Budget.ly's 26.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budget.ly sells 2 in-app purchases, starting at $4.99 per month and Budgetly Easy sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Budget.ly ships an update every 2 days, Budgetly Easy every 5 days. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.

Scorecard1 real difference · 8 level
Budget.ly versus Budgetly Easy: the parameters behind the verdict, then further details
ParameterBudget.lyBudgetly Easy
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyEvery 2 days — betterEvery 5 days
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, Mac — betteriPhone, iPad
Requires iOS26.018.2 — better
Further details — not scored
Size10 MB4 MB
Age rating+44+
DeveloperJaden KDean Nimmo

In-app purchases

2 purchases

Budget.ly

Subscriptions2
  • Premium Subscription (1 Month)3 Days trial$4.991 Month
  • Premium Subscription (1 Year)$40.991 Year
1 purchases

Budgetly Easy

One-time1
  • Budgetly Pro - Lifetime$4.99

Questions

Is Budget.ly free?
Budget.ly is free to download, with in-app purchases available.
Is Budgetly Easy free?
Budgetly Easy is free to download, with in-app purchases available.
Do Budget.ly or Budgetly Easy have ads?
Neither Budget.ly nor Budgetly Easy shows ads.
Which is updated more often, Budget.ly or Budgetly Easy?
Budget.ly ships an update every 2 days, and Budgetly Easy every 5 days. Most recently, Budget.ly was updated on November 3, 2026 and Budgetly Easy on October 31, 2026.

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