Comparison

flykk vs Moneybase

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

flykk

This digital wallet allows instant IBAN-based payments and money transfers to friends and family without complex bank details or hidden fees. It offers a unique EU IBAN, multiple top-up methods, and instant transfers up to €100,000.

Highlights
  • IBAN-based digital wallet
  • Instant payments and transfers
  • Unique EU IBAN
  • Multiple top-up methods
  • Physical & virtual cards
  • 24/7 live support
Read full description

flykk® is an IBAN-based digital wallet that lets you execute payments and send money to friends & family instantly! No more hassles with bank details and hidden costs - just simple & easy transfers. With flykk®, you get: - A unique EU IBAN. - Multiple top up methods. - Instant bank transfers of up to €100,000 (where supported by a sender’s bank/institution). - Free flykk® to flykk® transfers. - 24/7 live support. - A fresh user experience in our brand new flykk® app. - Physical & virtual cards from Diner's Club International, with which you receive worldwide card approval, airport lounge access, exclusive deals, highlighted getaways, and you get to give back to your community. Fees may apply for other in-app services. ISX Financial EU Plc is authorised and regulated in the EEA/EU & UK by the CBC & FCA respectively, as an Electronic Money Institution. flykk® Your money, your way... Instant!

About

Moneybase

Manage your finances with a comprehensive platform offering banking, investments, and card controls. Send and receive money instantly, control physical and virtual cards, and access competitive exchange rates for international spending. Get real-time financial updates and support 7 days a week.

Highlights
  • Transactional banking with IBAN
  • Physical and virtual card management
  • Instant SEPA and bank transfers
  • Access to 20,000+ investments
  • Competitive foreign exchange rates
  • Real-time transaction notifications
  • 7-day customer support
Features
Read full description

Welcome to Moneybase, we’re focused on making finance easier and we are on a mission to redefine the way you grow and manage your money. Moneybase is a powerful platform for all things finance, offering transactional banking, physical and virtual cards, instant payments as well as access to over 20,000 investments all under the same ecosystem. Bank Payments in the blink of an eye - Send or receive money easily with SEPA Bank transfers and Instant payments. Get your own IBAN today. Full in-app control of your physical or virtual cards - Thanks to our safety features and controls, you can freeze, unfreeze or cancel your card whenever you wish. You can even set up customized permissions and restrictions such as ATM withdrawals, Online Payments or Swipe payments or view your PIN directly from the Moneybase app! Generate your virtual card instantly or order a physical contactless card. Save when travelling or spending abroad - We offer competitive exchange rates that allow you to save money when spending abroad, so that you can spend at will and make the most of your trip. We’re there for you 7 days a week, call us anytime - Our customer service team are ISO Certified, the Gold standard for customer care. Our team is ready to assist you right away via phone or live chat. Your money at your fingertips - Get real-time notifications when you make a card transaction, when you receive money and much more. With Moneybase you can instantly keep updated on your finances, with full view of past transactions, you can take control of your spending. Create your account in minutes - With fast signup right from your phone you can get started in just a few minutes. High value service with Ultra Low fees - Life is full of unexpected surprises, but fees shouldn’t be one of them. With Moneybase what you see is what you get – no hidden fees, our ultra-competitive pricing is easy to understand. Community-driven - With an exciting pipeline ahead, we invite you to join us in shaping the next-generation financial platform. Our public roadmap, community and Facebook group all allow you to log in and have your say about what we develop next. Together lets make money simple!

Screenshots

flykk4 screens
Moneybase4 screens

Verdict

The call

flykk and Moneybase both sit at 3.0 stars, but that hides the real split: 50% of Moneybase's written reviews are positive against 28% of flykk's. On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 3.0 for flykk against 3.0 for Moneybase. Both are backed by a comparable volume of ratings — 4 and 8 respectively. Written reviews are what separate them: 28% of flykk's written reviews are positive against 50% of Moneybase's.

UpkeepUpdate frequency

flykk ships an update monthly, Moneybase every 3 weeks. The most recent releases landed on October 2, 2026 and October 7, 2026 respectively.

Scorecard1 real difference · 9 level
flykk versus Moneybase: the parameters behind the verdict, then further details
ParameterflykkMoneybase
PriceFreeFree
Rating3.0 (4 ratings)3.0 (8 ratings)
Positive reviews27.8% of reviews50.0% of reviews — better
Number of ratings48 — better
Update frequencyMonthlyEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, Apple Watch
Requires iOS16.0 — better17.0
Further details — not scored
Size236 MB177 MB
Age rating4+4+
DeveloperISX Financial EU LtdMoneybase Ltd

Customer experience

flykk

All ratings4 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews18 reviews
Positive27.8%
Neutral0.0%
Negative72.2%

Moneybase

All ratings8 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

In-app purchases

None

flykk

No in-app purchases

None

Moneybase

No in-app purchases

Questions

Is flykk free?
flykk is free to download, with no in-app purchases.
Is Moneybase free?
Moneybase is free to download, with no in-app purchases.
Which has better reviews, flykk or Moneybase?
flykk and Moneybase are both rated 3.0 out of 5 on the App Store, from 4 and 8 ratings respectively.
Do flykk or Moneybase have ads?
Neither flykk nor Moneybase shows ads.
Which is updated more often, flykk or Moneybase?
flykk ships an update monthly, and Moneybase every 3 weeks. Most recently, flykk was updated on October 2, 2026 and Moneybase on October 7, 2026.

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