Comparison

flykk vs Olkypay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

flykk

This digital wallet allows instant IBAN-based payments and money transfers to friends and family without complex bank details or hidden fees. It offers a unique EU IBAN, multiple top-up methods, and instant transfers up to €100,000.

Highlights
  • IBAN-based digital wallet
  • Instant payments and transfers
  • Unique EU IBAN
  • Multiple top-up methods
  • Physical & virtual cards
  • 24/7 live support
Read full description

flykk® is an IBAN-based digital wallet that lets you execute payments and send money to friends & family instantly! No more hassles with bank details and hidden costs - just simple & easy transfers. With flykk®, you get: - A unique EU IBAN. - Multiple top up methods. - Instant bank transfers of up to €100,000 (where supported by a sender’s bank/institution). - Free flykk® to flykk® transfers. - 24/7 live support. - A fresh user experience in our brand new flykk® app. - Physical & virtual cards from Diner's Club International, with which you receive worldwide card approval, airport lounge access, exclusive deals, highlighted getaways, and you get to give back to your community. Fees may apply for other in-app services. ISX Financial EU Plc is authorised and regulated in the EEA/EU & UK by the CBC & FCA respectively, as an Electronic Money Institution. flykk® Your money, your way... Instant!

About

Olkypay

Manage personal and business accounts from a single interface. Facilitates secure and rapid transactions, including instant payments up to €100,000. Offers remote payment collection for businesses and online capital deposits for new companies.

Highlights
  • Unified personal and business account access
  • Instant payments up to €100,000
  • Remote payment collection for businesses
  • Online capital deposit for new companies
  • Card management (block/unblock)
  • Transaction and balance monitoring
Features
Read full description

Olkypay, the 1st neobank for everyone! The Olkypay application allows you to consult your accounts easily, quickly and securely, anywhere and anytime. Whether you are an individual or a company (self-employed, craftsman, trader, e-merchant, liberal profession, association, limited company, non-trading property company...) or even if you are only at the stage of depositing capital for your new company, Olkypay allows you to open an account in a few minutes by going to the website https://www.olkypay.com/EN/index.php. - Access your different business and personal accounts on the same interface - Take advantage of the separation between the card account and the current account for a more precise follow-up and offer card accounts to your employees - Find your last transactions, your balance and your upcoming transactions - Create, validate or cancel one-off and recurring transfers - Use Instant Payment (or instant transfer) up to €100,000 per transaction. Transfers are credited in less than 10 seconds anywhere in Europe, even at weekends and on public holidays - Create new beneficiaries - Block your card if it is lost or stolen and unblock it if you find it - Share your bank details - Set daily, weekly and monthly limits Companies, collect your customers in a smooth way: - Remote collection by virtual POS terminal - Distance selling contract for e-commerce sites - Provision of an authorisation number for debiting your customers (ICS) - Management of mandates with remote handwritten or electronic signature - Automatic collection of unpaid invoices - 100% online capital deposit for companies in the process of incorporation (capital deposit certificate within 48 working hours*) The Olkypay application is a free service available to Olkypay customers. Not yet an Olkypay customer? Subscribe in less than 5 minutes and receive the IBAN we have reserved for you! For INDIVIDUALS, go to https://register.olkypay.com/?_locale=en For PROS go to https://iban-express.olkypay.com/configurateur?_locale=en For more information: The Olkypay website: https://www.olkypay.com/EN/index.php Follow us on Facebook: https://www.facebook.com/Olkypay On Instagram: https://www.instagram.com/olkypay_official/ And on LinkedIn: https://www.linkedin.com/company/olky-payment-service-provider-s-a/ *Certificate of capital deposit sent after receipt of funds and draft statutes.

Screenshots

flykk4 screens
Olkypay4 screens

Verdict

The call

The clearest difference is rating: Olkypay at 4.0 against flykk's 3.0. Olkypay also leads on iOS requirement (12.0 vs 16.0). On price, review sentiment, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Olkypay holds the better App Store score, 4.0 against 3.0. Both are backed by a comparable volume of ratings — 4 and 2 respectively. Written reviews split almost evenly too, at 28% and 29% positive.

UpkeepUpdate frequency

flykk ships an update monthly, Olkypay every 2 months. The most recent releases landed on October 2, 2026 and October 6, 2026 respectively.

Scorecard2 real differences · 8 level
flykk versus Olkypay: the parameters behind the verdict, then further details
ParameterflykkOlkypay
PriceFreeFree
Rating3.0 (4 ratings)4.0 (2 ratings) — better
Positive reviews27.8% of reviews28.6% of reviews — better
Number of ratings4 — better2
Update frequencyMonthly — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.012.0 — better
Further details — not scored
Size236 MB98 MB
Age rating4+4+
DeveloperISX Financial EU Ltdolkyrent sa

Customer experience

flykk

All ratings4 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews18 reviews
Positive27.8%
Neutral0.0%
Negative72.2%

Olkypay

All ratings2 ratings
Positive50.0%
Neutral50.0%
Negative0.0%
Written reviews14 reviews
Positive28.6%
Neutral0.0%
Negative71.4%

In-app purchases

None

flykk

No in-app purchases

None

Olkypay

No in-app purchases

Questions

Is flykk free?
flykk is free to download, with no in-app purchases.
Is Olkypay free?
Olkypay is free to download, with no in-app purchases.
Which has better reviews, flykk or Olkypay?
Olkypay is rated higher. flykk averages 3.0 out of 5 from 4 ratings, while Olkypay averages 4.0 from 2 ratings.
Do flykk or Olkypay have ads?
Neither flykk nor Olkypay shows ads.
Which is updated more often, flykk or Olkypay?
flykk ships an update monthly, and Olkypay every 2 months. Most recently, flykk was updated on October 2, 2026 and Olkypay on October 6, 2026.

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