Comparison

flykk vs Optim System app

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

flykk

This digital wallet allows instant IBAN-based payments and money transfers to friends and family without complex bank details or hidden fees. It offers a unique EU IBAN, multiple top-up methods, and instant transfers up to €100,000.

Highlights
  • IBAN-based digital wallet
  • Instant payments and transfers
  • Unique EU IBAN
  • Multiple top-up methods
  • Physical & virtual cards
  • 24/7 live support
Read full description

flykk® is an IBAN-based digital wallet that lets you execute payments and send money to friends & family instantly! No more hassles with bank details and hidden costs - just simple & easy transfers. With flykk®, you get: - A unique EU IBAN. - Multiple top up methods. - Instant bank transfers of up to €100,000 (where supported by a sender’s bank/institution). - Free flykk® to flykk® transfers. - 24/7 live support. - A fresh user experience in our brand new flykk® app. - Physical & virtual cards from Diner's Club International, with which you receive worldwide card approval, airport lounge access, exclusive deals, highlighted getaways, and you get to give back to your community. Fees may apply for other in-app services. ISX Financial EU Plc is authorised and regulated in the EEA/EU & UK by the CBC & FCA respectively, as an Electronic Money Institution. flykk® Your money, your way... Instant!

About

Optim System app

Features
Read full description

Personal and business online payments with competitive exchange rates, virtual cards, and secure money-management tools — all from one WeOpsy account Bank transfers and payments. Enjoy same-day execution on local transactions with a personalized IBAN, secure global reach through the SWIFT network, and instant access to newly issued virtual cards for seamless online spending

Screenshots

flykk4 screens
Optim System app4 screens

Verdict

The call

The clearest difference is update cadence: Optim System app at every 9 days against flykk's monthly. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

flykk ships an update monthly, Optim System app every 9 days. The most recent releases landed on October 24, 2026 and October 30, 2026 respectively.

Scorecard1 real difference · 9 level
flykk versus Optim System app: the parameters behind the verdict, then further details
ParameterflykkOptim System app
PriceFreeFree
Rating3.0 (4 ratings) — better—
Positive reviews27.8% of reviews—
Number of ratings4 — better—
Update frequencyMonthlyEvery 9 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.015.1 — better
Further details — not scored
Size236 MB44 MB
Age rating4+4+
DeveloperISX Financial EU LtdOptim Systems, Ltd.

In-app purchases

None

flykk

No in-app purchases

None

Optim System app

No in-app purchases

Questions

Is flykk free?
flykk is free to download, with no in-app purchases.
Is Optim System app free?
Optim System app is free to download, with no in-app purchases.
Do flykk or Optim System app have ads?
Neither flykk nor Optim System app shows ads.
Which is updated more often, flykk or Optim System app?
flykk ships an update monthly, and Optim System app every 9 days. Most recently, flykk was updated on October 24, 2026 and Optim System app on October 30, 2026.

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