Claro Pay vs Plata
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Claro Pay
Manage your money effortlessly with this app. Pay bills, recharge phone credit, send and receive money instantly, and make payments at various merchants. It offers a digital account with no minimum balance or account management fees.
- Pay bills for utilities and services
- Recharge phone credit and pay plans
- Send and receive money commission-free
- Deposit cash at thousands of locations
- Pay with your phone at merchants
- Withdraw cash using your phone
- Get exclusive discounts and cashback
Read full descriptionHide full description
Claro Pay la nueva app de Telcel que te facilita pagar, retirar, enviar y recibir dinero desde la palma de tu mano. Con la app de Claro Pay puedes: – Recargar Tiempo Aire y pagar tu plan celular (Telcel, Movistar y AT&T) – Pagar las facturas de tus servicios de luz, agua, gas, internet, telefonía, movilidad, productos de catálogo y hasta pagos gubernamentales – Agregar cualquier tarjeta bancaria para recargar Tiempo Aire o pagar tu plan y para pagar las facturas de tus servicios ¡Al alcance de todos! Activa tu cuenta Claro Pay Inbursa desde la app y en minutos. No requieres tener saldo mínimo y no hay comisiones por manejo de cuenta. Con tu cuenta Claro Pay Inbursa puedes: – Depositar efectivo en miles de lugares – Recibir y enviar dinero sin comisión las 24 horas, a cualquier persona (número celular, tarjeta o cuenta CLABE Interbancaria) – Pagar con tu celular en miles de comercios – Retirar dinero con tu celular en cajeros bancarios y miles de lugares – Retirar dinero con tu tarjeta Claro Pay Inbursa sin comisión en todos los cajeros de la Multired y miles de cajeros más – Adquirir tu tarjeta de débito Claro Pay Inbursa por $60 Beneficios y promociones: – La app de Claro Pay no consume los datos de tu línea Telcel – Obtener datos Telcel de regalo al recibir o agregar dinero en tu cuenta Claro Pay Inbursa – Recibir hasta 1.5 Gigas de regalo en la primera recarga, paquete y plan Telcel o Amigo Paguitos – Recibir hasta 1 Giga de regalo en tus siguientes recargas, paquetes y planes Telcel o Amigo Paguitos – Las recargas de Tiempo Aire, paquetes y planes Telcel no tienen comisión – Realizar los pagos de tu Amigo Paguitos – Cupones de descuento, promociones exclusivas y dinero de vuelta de tus lugares favoritos – Pagar tu boleto de estacionamiento – Comprar boletos de Estrella Blanca y Futura – Recargar tu Tag PASE sin comisión – Escuchar radio y música 100% gratis – Cuidar de tus familiares y mascotas con seguros médicos Consulta Términos y Condiciones en: https://bit.ly/TyC_CP1 Consulta Términos y Condiciones de las promociones: https://clpy.me/tc-promociones
Plata
This financial app offers a credit card with real cashback rewards that can be used for payments or cash withdrawals. It provides extended payment deadlines, a user-friendly interface for managing your account, and fast, personalized card delivery. Additionally, it features an investment service to help grow your money.
- Real cashback rewards
- Extended payment deadlines
- Digital card for secure online shopping
- Fast and personalized card delivery
- Easy-to-use app interface
- Investment services with AI guidance
Read full descriptionHide full description
Plata helps you manage your finances simply, securely, and all in one place. From the app, you can access the products and services available in your country, review your transactions, and stay in control of your money. Plata is a digital finance, designed around people. We offer real benefits and value your time, so we eliminate waiting and branch visits. Plata is always with you, with 24/7 support available wherever you are. Apply for your cards and choose where, when, and at what time you want to receive them. Mexico In Mexico, enjoy Banco Plata products and manage your finances directly from the app. Plata Crédito Shop with your physical or digital card and manage your credit directly from the Plata app. Review your transactions, payments, and all your card information in one place. You have up to 60 days to make your payment without late payment fees or penalties, subject to the applicable terms of your card. Plus, earn up to 15% cashback in the categories you choose. Use it to make payments, shop, or access your funds, subject to the applicable terms. Plata Cuenta The only debit card with up to 15% returns on your savings and up to 15% cashback in the categories you choose. Grow your money with Inversiones Access investment options from your phone. Invest in available stocks, ETFs, and investment funds, and use tools and information to help you make decisions about your money. Investment services are offered by Asesor en Inversiones Plata, S.A.P.I. de C.V., an entity regulated by Mexico’s National Banking and Securities Commission (CNBV), registration number 30165. See applicable interest rates, CAT, fees, and Terms and Conditions at bancoplata.mx. Support: help@bancoplata.mx | +52 55 9777 9000 Banco Plata, S.A., Institución de Banca Múltiple, Mariano Escobedo 476, Piso 1, Col. Anzures, Alc. Miguel Hidalgo, CDMX, C.P. 11590 Colombia In Colombia, Plata Pay lets you access and manage your financial products directly from your phone. Plata Cuenta Review your transactions and account activity through a simple, easy-to-use experience. Earn returns and cashback in the categories you choose. Manage your money with ease With Plata Bolsillos and Plata CDT, organize your money by separating it for different goals or needs and earn returns. Financial products and services in Colombia are offered by Plata. S.A. Compañía de Financiamiento, an entity supervised by the Superintendencia Financiera de Colombia. See applicable rates, fees, Terms and Conditions, and other information at plata.co. Support: ayuda@plata.co | 01 8000 160 555 Plata. S.A. Compañía de Financiamiento, NIT 901.983.739-1, Carrera 11B No. 99-25, Piso 4, Bogotá D.C., Colombia Join Plata!
Screenshots
Verdict
Claro Pay and Plata both sit at 4.8 stars, but that hides the real split: 94% of Plata's written reviews are positive against 40% of Claro Pay's. Plata also leads on ads (none vs shown) and monetization model (free vs free with in-app purchases). Claro Pay's advantage is iOS requirement (14.0 vs 17.0). On price, rating, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for Claro Pay against 4.9 for Plata. Both are backed by a comparable volume of ratings — 3.6K and 7.2K respectively. Written reviews are what separate them: 40% of Claro Pay's written reviews are positive against 94% of Plata's.
Claro Pay ships an update every 3 weeks, Plata fortnightly. Both last shipped on October 19, 2026.
| Parameter | Claro Pay | Plata |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (3.6K ratings) | 4.9 (7.2K ratings) — better |
| Positive reviews | 40.3% of reviews | 94.0% of reviews — better |
| Number of ratings | 3.6K | 7.2K — better |
| Update frequency | Every 3 weeks | Fortnightly — better |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 14.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 383 MB | 441 MB |
| Age rating | 4+ | 4+ |
| Developer | América Móvil | Banco Plata, S.A., Institucion de Banca Multiple |
Customer experience
Claro Pay
Plata
User reviews
Claro Pay
From 3.6K App Store ratingsWhat we love
- 👍 Convenient and easy to use
- 💰 Rewards/bonuses for using the app
- 🚀 Fast and efficient
- 🔒 Secure transactions
Room to improve
- 🐛 Frequent crashes and bugs
- ⏱️ Slow performance and loading times
- 💳 Payment issues and failed transactions
- 🤔 Confusing interface and navigation
Plata
From 7.2K App Store ratingsWhat we love
- 👍 Smooth, easy to use
- 🚀 Efficient and fast
- 💳 Excellent credit card features
- 💳 Innovative credit card
- 💳 Great cash back and rewards
Room to improve
- 💳 Insufficient credit limit
- 💳 Confusing fees and charges
- 🐛 Occasional technical issues
- 🔒 Security concerns
Bugs and requests
Claro Pay
Reported bugs
3 issues- Login and registration problems
- Inability to make payments or recharges
- Inconsistent app behavior and unexpected errors
Requested features
4 requests- Improved user interface design
- More payment options and integrations
- Faster and more reliable transaction processing
- Enhanced security features
Plata
Reported bugs
2 issues- Login screen freezes
- Compatibility issues with older devices
Requested features
3 requests- Increase credit limit options
- Provide more transparency on fees
- Improve mobile app stability
In-app purchases
Claro Pay
No in-app purchases
Plata
No in-app purchases








