Comparison

Paiblock vs Arival

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Paiblock

This digital banking tool consolidates your financial accounts and digital documents into a single, secure platform. It offers smart financial guidance, investment simulation, and convenient management of banking transactions, credit cards, and digital IDs.

Highlights
  • Securely store financial accounts and digital documents
  • Access checking, savings, and mortgage accounts
  • Share read-only account views
  • AI-powered financial decision assistant
  • Stock market simulator for investment planning
  • Manage credit cards, tickets, and digital IDs
  • Earn and spend cashback on a marketplace
Features
Read full description

Have you been looking for a modern digital banking tool for a long time? Paiblock is a digital solution for modern people. Paiblock — is a digital lifestyle platform that helps you gather all the digital dots in one secure place. Paiblock is a secure digital banking tool that lets you access your checking, savings, and mortgage accounts, check balance and transaction history, send and keep your money safe. Paiblock Features: - Safe&Secure. Everything that you store inside the application will be available only to you; - Smart banking. Paiblock is a secure digital banking tool that lets you access your checking, savings, and mortgage accounts - share and unshare a read-only view of a bank account with anyone. Pailblock banking app supports SmartView that allows you to share balance and transaction history; - Digital assistant. Paiblock digital assistant allows you to make smart financial decisions about spending, borrowing, saving and investing. Paiblock Assist include a stock simulator, making it a must have app for anyone planning to invest in individual stocks; - Modernity. The digital lifestyle is available to everyone. In addition to all of the above, you will have access to all your credit cards, tickets, boarding passes, electronic invoices, and government IDs; - Сashback. Paiblock digital banking tool lets you receive, manage, and use cashback in 16 currencies, and you can spend your cashback on the marketplace where you also can take advantage of promotions and discount options; - Easy-to-use. An exchange that allows you to buy and sell Bitcoins and Ethereum. Leverage Paiblock digital banking app to connect all the dots of your digital life.

About

Arival

A digital banking platform for global businesses and individuals. Open accounts online, manage multiple entities, and conduct seamless domestic and cross-border transactions. Offers enhanced security and premium account options.

Highlights
  • Online account opening
  • Multi-entity account management
  • Domestic and cross-border payments
  • Transaction history tracking
  • Enhanced security features
  • Premium account options
Read full description

Arival is a digital bank for global businesses and individuals. Open your bank accounts 100% online and remotely. Transform your financial experience with our cutting-edge banking tools and join our worldwide community today. GLOBAL CHECKING TO KEEP YOU IN CHECK. Manage your company cash flow through your Arival checking accounts. Under one login, create, manage, and seamlessly toggle between multiple accounts and entities. PAY & GET PAID EFFORTLESSLY. Say hello to your new powerful money movement tool. Make domestic and cross-border transactions to pay suppliers, vendors, and receive payments from clients. Schedule payments, download statements, track and filter transaction history. ONBOARD FROM ACROSS THE GLOBE. EASILY. Arival’s mission is to give businesses and individuals the tools to manage and grow their finances from anywhere in the world. We’ve made our onboarding process simple and seamless. Get started today. LICENSED & REGULATED. Arival Bank is a US-based bank licensed and regulated by the Office of the Commissioner of Financial Institutions (OCIF). ENHANCED SECURITY & TRUST. We use 2-Factor Authentication, advanced encryption and perform regular system reviews to keep your data secure. Our safety system is SOC2 compliant, 256 Bit encrypted, and monitored, which means your assets are always safe with Arival Bank. WE'VE GOT YOUR BACK. We have a global team working from nearly ten countries striving to provide you with timely support and the best customer experience. GET FANCY WITH PREMIUM ACCOUNTS. Unlock premium customer support, dedicated account managers, cheaper transactions, and free transfers with Arival premium accounts. Learn more at arival.com

Screenshots

Paiblock4 screens
Arival4 screens

Verdict

The call

The clearest difference is review sentiment: Paiblock at 97% against Arival's 0%. Paiblock also leads on rating (5.0 vs 3.8) and device support (3 vs 1). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Paiblock holds the better App Store score, 5.0 against 3.8. Both are backed by a comparable volume of ratings — 15 and 10 respectively. Written reviews point the same way: 97% of Paiblock's written reviews are positive against 0% of Arival's.

UpkeepUpdate frequency

Paiblock ships an update fortnightly, Arival every 3 weeks. The most recent releases landed on October 16, 2026 and October 6, 2026 respectively.

Scorecard4 real differences · 6 level
Paiblock versus Arival: the parameters behind the verdict, then further details
ParameterPaiblockArival
PriceFreeFree
Rating5.0 (15 ratings) — better3.8 (10 ratings)
Positive reviews96.8% of reviews — better0.0% of reviews
Number of ratings15 — better10
Update frequencyFortnightly — betterEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS12.0 — better17.0
Further details — not scored
Size27 MB127 MB
Age rating4+4+
DeveloperPaiblockArivalbank

Customer experience

Paiblock

All ratings15 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews31 reviews
Positive96.8%
Neutral0.0%
Negative3.2%

Arival

All ratings10 ratings
Positive70.0%
Neutral0.0%
Negative30.0%
Written reviews2 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

Paiblock

No in-app purchases

None

Arival

No in-app purchases

Questions

Is Paiblock free?
Paiblock is free to download, with no in-app purchases.
Is Arival free?
Arival is free to download, with no in-app purchases.
Which has better reviews, Paiblock or Arival?
Paiblock is rated higher. Paiblock averages 5.0 out of 5 from 15 ratings, while Arival averages 3.8 from 10 ratings.
Do Paiblock or Arival have ads?
Neither Paiblock nor Arival shows ads.
Which is updated more often, Paiblock or Arival?
Paiblock ships an update fortnightly, and Arival every 3 weeks. Most recently, Paiblock was updated on October 16, 2026 and Arival on October 6, 2026.

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