Comparison

Topup Flow vs NCap Wallet™

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Topup Flow

Easily recharge any Flow phone or purchase plans with a credit/debit card or PayPal. Select a destination, choose an amount or plan, and enter payment details for a quick top-up.

Highlights
  • Recharge any Flow phone
  • Purchase Flow plans
  • Pay with credit/debit card
  • Pay with PayPal
  • Simple 3-step process
  • Repeat past top-ups
Features
Read full description

Official Flow app to easily recharge any Flow phone or purchase plans using your credit/debit card or PayPal account Top up any Flow number in a new and simple way. You will be able to Top up an amount or select a plan as you wish. Top up the Flow number in just 3 simple steps: 1- Select Destination 2- Choose Amount or Plan 3- Enter your Payment details (Credit Card or Paypal) That's all. Your phone will be topped up faster than ever. Once you have made your first Top Up you will be able to repeat it just entering your payment details.

About

NCap Wallet™

Manage your seafarer e-certificates securely on the blockchain. Features enhanced data protection and real-time verification via QR codes. More credential management tools are planned.

Highlights
  • Blockchain-enabled e-certificates
  • IMO guideline compliance
  • Enhanced data protection
  • Real-time verification with QR code
  • Credential management
Features
Read full description

• Blockchain Enabled E-certificates (BEEs) comply with IMO’s guidelines for electronic certificates (MSC.1/Circ.1665 28 June 2023) • Enhanced data and privacy protection. • The special QR code embedded in the e-credentials enables easy real-time verification. • Additional features coming soon to make credential management processes easy.

Screenshots

Topup Flow4 screens
NCap Wallet™4 screens

Verdict

The call

The clearest difference is rating: Topup Flow at 4.5 against NCap Wallet™'s 2.3. Topup Flow also leads on ads (none vs shown) and ratings volume (6.8K vs 3). NCap Wallet™'s advantage is iOS requirement (12.0 vs 15.6). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Topup Flow holds the better App Store score, 4.5 against 2.3. That said, the two scores are not equally well evidenced: Topup Flow has 6.8K ratings behind it against 3, so its average is the more settled of the two.

UpkeepUpdate frequency

Topup Flow ships an update fortnightly, NCap Wallet™ every 2 weeks. The most recent releases landed on October 19, 2026 and October 9, 2026 respectively.

Scorecard5 real differences · 5 level
Topup Flow versus NCap Wallet™: the parameters behind the verdict, then further details
ParameterTopup FlowNCap Wallet™
PriceFreeFree
Rating4.5 (6.8K ratings) — better2.3 (3 ratings)
Positive reviews26.1% of reviews—
Number of ratings6.8K — better3
Update frequencyFortnightlyEvery 2 weeks — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.612.0 — better
Further details — not scored
Size71 MB115 MB
Age rating4+4+
DeveloperCable & Wireless Holdings, Inc.Navozyme Pte. Ltd.

Customer experience

Topup Flow

All ratings6,839 ratings
Positive88.7%
Neutral3.8%
Negative7.5%
Written reviews134 reviews
Positive26.1%
Neutral5.2%
Negative68.7%

NCap Wallet™

All ratings3 ratings
Positive33.3%
Neutral0.0%
Negative66.7%

Bugs and requests

Topup Flow

Reported bugs

3 issues
  • Charges not going through
  • Logging out issues
  • Freezing and crashing

Requested features

3 requests
  • Improve data balance display
  • Allow email/profile updates
  • Provide better plan information

NCap Wallet™

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Topup Flow

No in-app purchases

None

NCap Wallet™

No in-app purchases

Questions

Is Topup Flow free?
Topup Flow is free to download, with no in-app purchases.
Is NCap Wallet™ free?
NCap Wallet™ is free to download, with no in-app purchases.
Which has better reviews, Topup Flow or NCap Wallet™?
Topup Flow is rated higher. Topup Flow averages 4.5 out of 5 from 6.8K ratings, while NCap Wallet™ averages 2.3 from 3 ratings.
Do Topup Flow or NCap Wallet™ have ads?
NCap Wallet™ shows ads; Topup Flow does not.
Which is updated more often, Topup Flow or NCap Wallet™?
Topup Flow ships an update fortnightly, and NCap Wallet™ every 2 weeks. Most recently, Topup Flow was updated on October 19, 2026 and NCap Wallet™ on October 9, 2026.

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