Topup Flow vs MonkTrader
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Topup Flow
Easily recharge any Flow phone or purchase plans with a credit/debit card or PayPal. Select a destination, choose an amount or plan, and enter payment details for a quick top-up.
- Recharge any Flow phone
- Purchase Flow plans
- Pay with credit/debit card
- Pay with PayPal
- Simple 3-step process
- Repeat past top-ups
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Official Flow app to easily recharge any Flow phone or purchase plans using your credit/debit card or PayPal account Top up any Flow number in a new and simple way. You will be able to Top up an amount or select a plan as you wish. Top up the Flow number in just 3 simple steps: 1- Select Destination 2- Choose Amount or Plan 3- Enter your Payment details (Credit Card or Paypal) That's all. Your phone will be topped up faster than ever. Once you have made your first Top Up you will be able to repeat it just entering your payment details.
MonkTrader
This app helps traders enforce discipline by setting and enforcing custom trading rules, such as daily trade limits and loss caps. It uses OS-level locks to create a pause between impulsive decisions and actual trades, promoting better trading habits.
- OS-level trading app locks
- Customizable trading rules
- Loss limits and trade caps
- Discipline streak and score
- On-device activity log
- Fully overridable enforcement
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Stop trading on impulse. Start trading on your own rules. MonkTrader is a discipline enforcement app built specifically for traders — using Apple's real Screen Time technology to put a deliberate pause between you and the trade you'll regret. HOW IT WORKS Set your own trading rules: max trades per day, daily or weekly loss limits, cooldowns after a loss, and your actual trading hours. MonkTrader enforces them — not with a reminder, but with a real, OS-level lock on your trading app itself. Every time you open your trading app, MonkTrader asks one honest question: did you close a trade? Win or loss? That's it. No broker connection required, no account linking — just you, being honest with yourself, every time. If you've broken a rule, you get three choices, always: - Stay Disciplined — hold the line - Delay Decision — give yourself a pause before deciding - Continue Anyway — override it, no judgment, fully logged MonkTrader is a friction layer, not a cage. You are always in control of your own device. Nothing is ever permanently locked. BUILT FOR TRADERS, NOT AGAINST THEM - Real Screen Time enforcement, not just notifications - A rule engine you fully control — set it your way - A discipline streak and score that reflect your actual behavior over time - A private, on-device activity log — no broker required - Fully overridable, always — MonkTrader supports your discipline, it doesn't punish you PRIVACY FIRST No login. No account. No data sent anywhere. MonkTrader runs entirely on your device — your trading habits stay yours. Set your rules. Build your streak. Trade like the trader you actually want to be. Visit www.monktrader.app for more information Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://monktrader.app/privacy
Screenshots
Verdict
The clearest difference is in-app purchases: Topup Flow at none against MonkTrader's 2. Topup Flow also leads on ratings volume (7K vs 6) and rating (4.5 vs 4.3). MonkTrader's advantage is update cadence (every 6 days vs fortnightly). On price, ads and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. MonkTrader sells 2 in-app purchases, starting at $6.99 per 7 days. Topup Flow asks for nothing beyond the download.
Topup Flow holds the better App Store score, 4.5 against 4.3. That said, the two scores are not equally well evidenced: Topup Flow has 7K ratings behind it against 6, so its average is the more settled of the two.
Topup Flow ships an update fortnightly, MonkTrader every 6 days. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.
| Parameter | Topup Flow | MonkTrader |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (7K ratings) — better | 4.3 (6 ratings) |
| Positive reviews | 26.1% of reviews | — |
| Number of ratings | 7K — better | 6 |
| Update frequency | Fortnightly | Every 6 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.6 — better | 16.4 |
| Further details — not scored | ||
| Size | 71 MB | 70 MB |
| Age rating | 4+ | 4+ |
| Developer | Cable & Wireless Holdings, Inc. | ROSWIKA LURULI |
Customer experience
Topup Flow
MonkTrader
Bugs and requests
Topup Flow
Reported bugs
3 issues- Charges not going through
- Logging out issues
- Freezing and crashing
Requested features
3 requests- Improve data balance display
- Allow email/profile updates
- Provide better plan information
MonkTrader
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Topup Flow
No in-app purchases
MonkTrader
- MonkTrader Weekly$6.997 Days
- MonkTrader Annual3 Days trial$49.991 Year
Questions
Is Topup Flow free?
Is MonkTrader free?
Which has better reviews, Topup Flow or MonkTrader?
Do Topup Flow or MonkTrader have ads?
Which is updated more often, Topup Flow or MonkTrader?
Other comparisons
