CCB Mobile vs Utkarsh UPI
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CCB Mobile
Easily transfer funds 24/7 using various methods like beneficiary mobile number, MMID, account number, and IFSC code. The app requires an internet connection for seamless transactions after a simple registration process.
- 24/7 fund transfers
- Transfer by mobile number
- Transfer by account number
- Transfer by IFSC code
- User registration
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This application allows you to avail 24x7 services for transferring funds using beneficiary mobile number and MMID, Account Number, and IFSC Code. Install the app and follow the registration process in order to transfer funds. Please ensure that internet connectivity is available while using this application.
Utkarsh UPI
Facilitate instant and secure financial transactions using various methods like QR codes, Virtual Payment Addresses (VPAs), and Account + IFSC. Supports UPI Lite for faster, smaller transactions and Tap & Pay for contactless payments.
- Instant secure payments
- QR code payments
- VPA payments
- Account + IFSC payments
- UPI Lite support
- Tap & Pay functionality
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Make instant and secure payments through QR, VPA, Account + IFSC,UPI Lite, Lite Autoplay, Lite Transfer Out, Tap & Pay using Utkarsh UPI
Screenshots
Verdict
The clearest difference is iOS requirement: CCB Mobile at 13.0 against Utkarsh UPI's 18.0. On price, review sentiment, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
CCB Mobile ships an update every 3 months, Utkarsh UPI every 2 months. The most recent releases landed on October 19, 2026 and October 24, 2026 respectively.
| Parameter | CCB Mobile | Utkarsh UPI |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 20.0% of reviews — better | 16.7% of reviews |
| Update frequency | Every 3 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 13.0 — better | 18.0 |
| Further details — not scored | ||
| Size | 29 MB | 38 MB |
| Age rating | 4+ | 4+ |
| Developer | Citizen Credit Co-operative Bank LTD | Utkarsh Small Finance Bank Ltd |
Customer experience
CCB Mobile
Utkarsh UPI
In-app purchases
CCB Mobile
No in-app purchases
Utkarsh UPI
No in-app purchases
