Budgeting vs Budget App Expense Tracker

Budgeting: Monthly Planner is a project-based budget planner that helps you plan before you spend. Organize living expenses, travel, family spending, repayments, weddings, emergency funds, and other goals in separate projects. Feature Highlights - Create, rename, duplicate, sort, and manage budget projects. - Start faster with ready-made templates for common life goals. - Enter item amounts and automatically calculate totals and percentages. - Review allocation with a pie chart (requires iOS 17 or later). - Set a currency for each project and preview bulk conversions before applying them. - Move budgets between devices with CSV export and safer import choices: add data, keep matching projects, or replace only matches (VIP). - Save and reuse personal templates with My Templates (VIP). - Optionally return to the last project when opening the project list. - Use the app in Traditional Chinese, Simplified Chinese, English, Japanese, Korean, German, French, Spanish, Italian, Portuguese, or Arabic. Budget details are stored on your device using Core Data. No bank account connection is required. An internet connection is needed for App Store subscriptions and purchase restoration. VIP Subscription VIP provides advanced planning tools and higher limits: - Higher project and item limits - Pie chart analysis (requires iOS 17 or later) - Project duplication - My Templates - CSV import and export Plans: three-month, six-month, or twelve-month auto-renewable subscription. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current period in App Store account settings. Payment is charged to your Apple ID account. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Budget App is the simple way to see where your money goes each month. Log what you spend in a few taps, give every category a budget, and watch one ring show your whole month — no bank login, no spreadsheet. Using the app requires a paid weekly or yearly subscription, or a one-time lifetime purchase. EXPENSE TRACKER • Add an expense in seconds: amount, category and an optional note • Today and yesterday are one tap; any other day opens the calendar • Tap any expense to change or delete it, with undo if you slip • See every expense of the month in one list • Keep a daily logging streak going MONTHLY OVERVIEW • One ring shows your month, split by category • Income, spending and what is left to spend, side by side • Add extra income like a bonus, a side job or a refund • See what you can spend per day until the month ends • Step back through earlier months to compare • A short recap when a new month starts: in, out and what was left INCOME VS SPENDING • Compare income and spending by month, over six months or the whole year • See your net at a glance 50/30/20 RULE • Needs, wants and savings measured against your own income • Know right away which side is over and where to trim • Prefer another split? Pick 60/20/20, 70/20/10 or make your own BUDGET PLANNER • Set a monthly budget and give every category its own limit • Planned, spent and remaining at a glance, with a bar that fills as you spend • Each category shows if it is on pace or when it runs out • A traffic light shows which categories are close to the limit or over • Went over? Move money from a category that still has some left • Roll unspent budget over into next month • Start your month on payday or on the 1st CATEGORIES • Eleven ready-made categories: housing, groceries, dining, shopping, transport, utilities, fun, subscriptions, health, insurance and debt • Add your own and mark which ones are needs BILLS & RECURRING EXPENSES • Add rent, phone and subscriptions once, and they post themselves every month • See what each recurring cost adds up to per year • Carry last month's fixed costs over with one tap SAVINGS GOALS • Create goals like an emergency fund, a trip or a new laptop, each with its own icon and target • Top up with one tap and watch the ring fill • Milestones and deposit streaks keep you going • Set how much you want to put aside each month • See when you reach each goal at your current pace REMINDERS & BUDGET ALERTS • An optional daily reminder at the time you choose, so no expense slips through • Budget alerts when a category reaches 80% and 100% YOUR DATA, YOUR FILES • Export your expenses, extra income and goal top-ups as a CSV spreadsheet • Back up to a file you keep and restore it any time • Choose your currency symbol PRIVATE BY DESIGN • Your data stays on your iPhone — no account, no bank connection, no sync SUBSCRIPTION Budget App offers a weekly and a yearly auto-renewing subscription, plus a one-time lifetime purchase that never renews, to unlock all features. The price in your local currency is shown in the app before you buy. Payment is charged to your Apple ID account at confirmation of purchase. The subscription renews automatically unless it is canceled at least 24 hours before the end of the current period. Your account is charged for renewal within 24 hours before the end of the current period. You can manage and cancel your subscription in your App Store account settings after purchase. Privacy Policy: https://scanlystudio-budget-tracker.expo.app/privacy/ Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Support: https://scanlystudio-budget-tracker.expo.app/support/