My SACCO vs Malipo Circles
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
My SACCO
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This Mobile Application enables SACCO members to access the following services: Transaction Services - Withdraw Money (M-PESA/ATM/Agent) - Buy Airtime - Pay Bill (Electricity, Water etc) - Funds Transfer to SACCO Account - Funds Transfer to Bank Account - QR Transaction My Account Service -Account balance -Get Detailed Account Statement -Change PIN Loans -Check Loan Limit -Apply for Loan -Loan Balance -Get Detailed Loan Statement -My Loan Guarantors: Get to know the members who have guaranteed your loans -Loans Guaranteed: Get to know the members you have guaranteed loans Contact US -Get contact information of your SACCO.
Malipo Circles
Manage group savings and loan applications with ease. This financial tool simplifies Chama collections and loan approvals for friends. Handle your group's finances conveniently through a user-friendly interface.
- Group savings management
- Loan application and approval
- Chama collection handling
- Convenient financial management
- User-friendly interface
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Malipo a financial product tailored to handle the ever so varied needs of friends in groups. You can now manage you Chama collection, apply and approve loans at the convenience of a button.
Screenshots
Verdict
The clearest difference is update cadence: Malipo Circles at every 6 weeks against My SACCO's every 3 months. My SACCO's advantage is iOS requirement (10.3 vs 15.3). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
My SACCO ships an update every 3 months, Malipo Circles every 6 weeks. The most recent releases landed on September 15, 2026 and September 9, 2026 respectively.
| Parameter | My SACCO | Malipo Circles |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Number of ratings | — | 1 — better |
| Update frequency | Every 3 months | Every 6 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 10.3 — better | 15.3 |
| Further details — not scored | ||
| Size | 116 MB | 78 MB |
| Age rating | 4+ | 4+ |
| Developer | Sky World Limited | MALIPO CIRCLES LIMITED |
In-app purchases
My SACCO
No in-app purchases
Malipo Circles
No in-app purchases
