Comparison

Pensions By Penfold vs ddbx.uk

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Pensions By Penfold

Manage your retirement savings with an intuitive platform that simplifies pension transfers and contributions. Easily track down old pensions, make flexible payments, and choose from various investment funds. Get expert support and transparent fees for a confident financial future.

Highlights
  • Transfer old pensions for free
  • Find lost pensions
  • Flexible contributions
  • Multiple investment funds
  • Low transparent fees
  • Expert customer support
Features
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Feel empowered by your pension with Penfold’s intuitive interface, powerful tools and friendly customer service. We make pensions easy so you can have confidence about life after work. Capital at risk. Get started in under 5 minutes • Create an account with an email and password • Enter some details like your name and address • Transfer an old pension or pay in some cash • All done! Complete access to a modern pension Transfer your pensions for free • Combine old workplace and private pensions • Enter a few details about your old pension in-app • Our transfer specialists do the paperwork for you • Get transfer progress updates on your dashboard It's important to compare providers’ fees and any guaranteed benefits when deciding on whether to transfer, and be sure that the investments available are suitable for you. If your employer is paying into your pension currently, transferring that pot may mean you lose out on their contribution. Track down lost pensions • Use our in-app Find My Pension tool • Simply enter your previous employer’s name • We’ll tell you the provider and contact details Completely flexible pension contributions • No minimum monthly contribution amount • Set up recurring or make one-off payments • Easily top-up, adjust and stop your contributions • Receive a 25% tax relief top-up automatically Switch pension investment fund any time • Lifetime: Automatically adjusts risk level over time • Standard: Choose your preferred risk level • Sustainable: Invest in high ESG rated companies • Sharia: Investments approved by a Sharia board Low pension fees and no hidden charges • An annual fee of 0.4% to 0.88% depending on your investment fund and account balance • No charges for anything else including exits, transfers and drawdown Friendly, expert pension service • Our UK-based team are on hand to support you • Ask questions via in-app chat, email, or phone • No waiting lines, call centres or jargon! Securing your pension savings • Investments are managed by the largest money managers in the world - BlackRock and HSBC • We safeguard your data with the most up-to-date security technology and strictly comply with GDPR Penfold are part of the Financial Services Compensation Scheme (FSCS) as well as being authorised and regulated by the Financial Conduct Authority (FCA).

About

ddbx.uk

This app provides real-time tracking of UK insider share transactions, scoring each filing against a checklist. It offers conviction ratings to help users focus on significant trades and tracks deal performance against market benchmarks. Receive live push alerts for new filings and make informed decisions based on scored data.

Highlights
  • Real-time UK insider share transaction tracking
  • PDMR filing scoring against a 6-point checklist
  • Conviction ratings for trades
  • Performance tracking vs. market indices
  • Live push alerts for new filings
Features
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Try free for 7 days. Then as low as $4.99/year. ddbx tracks UK insider share transactions as they happen. Every PDMR filing gets scored against a 6-point checklist. Who bought, how much, and does the context back it up. You get a conviction rating so you can skip the noise and focus on the trades that actually matter. You can track how each deal performs against the FTSE 100, FTSE 250, or global indices over time. See which insiders had the right call and which ones didn't. Live push alerts for new filings Conviction ratings from Routine to Significant Performance tracking vs market benchmarks No tips, no predictions. Just scored data so you can think for yourself. Terms of Use (EULA): https://ddbx.uk/terms Privacy Policy: https://ddbx.uk/privacy

Screenshots

Pensions By Penfold4 screens
ddbx.uk4 screens

Verdict

The call

The clearest difference is in-app purchases: Pensions By Penfold at none against ddbx.uk's 2. ddbx.uk's advantage is ads (none vs shown) and update cadence (every 3 days vs every 6 weeks). On price, monetization model, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. ddbx.uk sells 2 in-app purchases, starting at $9.99 per month. Pensions By Penfold asks for nothing beyond the download.

UpkeepUpdate frequency

Pensions By Penfold ships an update every 6 weeks, ddbx.uk every 3 days. The most recent releases landed on October 14, 2026 and October 12, 2026 respectively.

Scorecard4 real differences · 4 level
Pensions By Penfold versus ddbx.uk: the parameters behind the verdict, then further details
ParameterPensions By Penfoldddbx.uk
PriceFreeFree
Positive reviews76.1% of reviews100.0% of reviews — better
Update frequencyEvery 6 weeksEvery 3 days — better
AdsYesNo — better
In-app purchasesNo — betterYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPod — betteriPhone
Requires iOS15.0 — better16.0
Further details — not scored
Size23 MB36 MB
Age rating4+4+
DeveloperPenfoldJonathan Willington

Customer experience

Pensions By Penfold

Written reviews46 reviews
Positive76.1%
Neutral4.3%
Negative19.6%

ddbx.uk

Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Pensions By Penfold

No in-app purchases

2 purchases

ddbx.uk

Subscriptions2
  • Month7 Days trial$9.991 Month
  • DDBX Annual7 Days trial$39.991 Year

Questions

Is Pensions By Penfold free?
Pensions By Penfold is free to download, with no in-app purchases.
Is ddbx.uk free?
ddbx.uk is free to download, with in-app purchases available.
Do Pensions By Penfold or ddbx.uk have ads?
Pensions By Penfold shows ads; ddbx.uk does not.
Which is updated more often, Pensions By Penfold or ddbx.uk?
Pensions By Penfold ships an update every 6 weeks, and ddbx.uk every 3 days. Most recently, Pensions By Penfold was updated on October 14, 2026 and ddbx.uk on October 12, 2026.

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