Djamo vs CDS Online
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Djamo
Manage your money with a Visa account and card. Recharge, pay, transfer, and withdraw funds globally with no fees. Open an account and order your card in minutes, with free delivery in Abidjan.
- Recharge, pay, transfer, and withdraw
- Free Visa card
- Account opening in 2 minutes
- Free card delivery in Abidjan
- Worldwide payments and withdrawals
- Secure transactions with PCI DSS and 3D Secure
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Le compte et la carte Visa pour mieux gérer votre argent. - Rechargez, payez, transférez et retirez sans frais avec votre - carte Visa Djamo. - Ouvrez un compte et Commandez votre carte VISA à partir de l’application Djamo en 2 minutes. - Faites-vous livrer votre carte gratuitement partout à Abidjan. - Payez et retirez partout dans le monde entier grâce à votre carte VISA. *Des frais peuvent s'appliquer à partir d'une certaine limite d'usage selon votre plan tarifaire. Ouverture de compte Pour ouvrir un compte Djamo, il suffit d'aller sur www.djamo.ci et de s’inscrire pour recevoir votre code d'invitation, ou d'être référé par un ami qui est déjà notre client. La sécurité qui vous convient - Djamo utilise de multiples niveaux de systèmes de sécurité pour protéger votre argent et prévenir toute utilisation non autorisée - Djamo est certifié PCI DSS et dispose de la technologie 3D Secure de VISA pour la protection des paiements en ligne. - Votre argent est gardé chez nos banques partenaires régulées par la BCEAO Support client par chat à travers notre application ou le site web, 7 j/7, de 8h à 20h
CDS Online
Manage your bank accounts digitally 24/7 from anywhere. View real-time account balances, make secure transfers, and access statements. Features include a loan simulator, branch locator, and instant card blocking.
- Real-time account viewing
- Secure transfers
- Loan simulator
- Branch and ATM locator
- Instant card blocking
- Transaction history
- Currency exchange rates
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“CDS Online ” – Your 100% digital bank, always with you! With CDS ONLINE, manage your accounts with ease and security, wherever you are, 24/7. Free to download, the app offers a smooth and modern experience, staying true to our commitment: bringing your bank closer to you. Your everyday services: • View your accounts in real time (checking, savings, and term deposits). • Access your account statements and check the status of issued or deposited cheques. • Make and track your transfers (standard, scheduled, recurring, multiple, and salary transfers) safely within the UEMOA zone. • Manage your beneficiaries, download, and send your bank details (RIB) by email in just one click. • Review your transactions and stay in control of your finances. • Easily locate our branches and ATMs. • Use the loan simulator to plan your projects. • Choose your language: French or English. • Explore the demo to discover all the app’s features. • View your cards and transaction history. • Block a card instantly in case of loss or theft. • Check currency exchange rates. • … and much more. And now, discover PI-SPI ! • Use a unique “ALIAS” ID to carry out all your transactions. • Make instant payments and transfers, available 24/7 throughout the UEMOA zone. • Send payment requests to other users. • Schedule your payments to be executed automatically at your chosen date and frequency. • Track all your transactions in real time and access your detailed history anytime. The entire CDS team remains committed to continuously developing new features to make your bank even closer to you.
Screenshots
Verdict
The clearest difference is rating: Djamo at 4.6 against CDS Online's 1.0. Djamo also leads on update cadence (fortnightly vs every 8 months) and ratings volume (1.3K vs 1). CDS Online's advantage is iOS requirement (11.0 vs 13.0). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Djamo holds the better App Store score, 4.6 against 1.0. That said, the two scores are not equally well evidenced: Djamo has 1.3K ratings behind it against 1, so its average is the more settled of the two.
Djamo ships an update fortnightly, CDS Online every 8 months. The most recent releases landed on October 27, 2026 and September 19, 2026 respectively.
| Parameter | Djamo | CDS Online |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (1.3K ratings) — better | 1.0 (1 ratings) |
| Positive reviews | 64.0% of reviews | — |
| Number of ratings | 1.3K — better | 1 |
| Update frequency | Fortnightly — better | Every 8 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 13.0 | 11.0 — better |
| Further details — not scored | ||
| Size | 176 MB | 345 MB |
| Age rating | 17+ | 4+ |
| Developer | Djamo | CREDIT DU SENEGAL |
Customer experience
Djamo
CDS Online
Bugs and requests
Djamo
Reported bugs
3 issues- Disappearing account balances
- Inability to access the app
- Recurring payment issues
Requested features
3 requests- Add Binance pay integration
- Connect Djamo with mobile money accounts
- Improve compatibility with Apple Pay
CDS Online
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Djamo
No in-app purchases
CDS Online
No in-app purchases
