ZEN.COM vs Basisbank
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ZEN.COM
Manage all your finances in one place. Send money, pay bills, shop online with cashback, and protect your purchases. Enjoy fair exchange rates and clear pricing for everyday spending and travel.
- Digital mobile wallet
- Debit cards and transfers
- Instant cashback deals
- Purchase protection
- Multi-currency account
- Contactless payments
- Send money
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ZEN.COM is a multicurrency account with a card and a digital wallet that make shopping and travel better. Pay at home and abroad, get more from every purchase and travel with peace of mind – all in one app. No need to switch banks – just switch cards. Pay better, get more, worry less Pay with your ZEN Card in shops and online, cover your subscriptions and book your trips – by card, phone or watch. Hold up to 35 currencies in one account, exchange them at the best rates and see what you’ve spent the moment you pay. Shop like always and earn cashback at 1,000+ partner stores, straight to your account. And if an order arrives faulty, wrong or not at all, ZEN Care Shopping Protection deals with the seller for you. Higher plans add more: Reward Zone, unlimited Shopping Protection and help claiming compensation when your flight is disrupted. Save money with cashback deals With ZEN.COM, you earn cashback on online shopping at hundreds of popular stores. Cashback rewards work with well-known brands such as AliExpress and Temu, along with many other shops. Choose the best and latest deals, enjoy special cashback offers and get real money back – no points, no coupons. Saving on everyday online shopping becomes effortless. Pay digitally and contactless Use your phone or smartwatch to pay quickly and securely. Add your card to Apple Pay or Google Pay to pay contactless wherever you shop. Whether shopping online or in store, payments are fast and easy. Multi-currency account with fair exchange rates Hold and manage multiple currencies in one mobile wallet. Pay in local payment methods at competitive foreign exchange rates with no hidden currency exchange fees. ZEN.COM is ideal for online shopping, exchanging travel money, calculating currencies and international spending – helping you avoid unnecessary conversion costs as you track and plan your personal finances. Send money simply Send digital money locally or internationally with transparent rules and no surprises. Use ZEN Buddies to send money instantly to other ZEN users. All transfers and payments are visible in one place, so you always know where your money goes. Secure payments and purchase protection Your payments are protected with ZEN Care. If something goes wrong with a purchase, you can request support directly in the app. How people in the UK use ZEN.COM • Emma shops online to find the latest hot deals at the best prices, and uses cashback rewards to save money on everyday purchases. • Fleur pays her subscriptions and does her online shopping using the ZEN virtual card. • James sends money, manages his personal finances and tracks monthly expenses in one app. Why choose ZEN.COM • Real-money cashback offers and fair exchange rates • Secure digital and contactless payments in store and online • One wallet for cards, transfers and spending • Secure payments with purchase protection • Clear pricing and full control over money management and expenses Download the ZEN.COM app and simplify how you pay, send, track and save money every day.
Basisbank
Manage your finances with a secure and modern mobile banking platform. Perform transactions, apply for loans, and access banking services conveniently. Enjoy a personalized digital experience with features like biometric authorization and customizable interfaces.
- Account, card, and loan management
- Money transfers via account, ID, or mobile number
- Utility and payment templates
- Card management (view details, block/unblock)
- Loan and credit card applications
- Biometric authorization
- In-app messaging with bank
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Basisbank's New Mobile Bank – Fast, Convenient, and a Modern Digital Experience The newly launched mobile banking platform offers users a simplified, secure, and feature-rich digital environment that makes managing everyday banking easier and more accessible than ever. • Full management of accounts, cards, loans, and deposits • Money transfers to own or other bank accounts – using account number, personal ID, or mobile number • Utility and other payments with the option to create templates for frequent transactions • View card details, block or unblock card • Mobile balance top-up • Currency conversion at special rates • Apply for a loan or credit card and get instant limit approval in just 2 minutes • 24/7 money transfers to or from other banks via mobile number • View transaction details, download or share payment receipts • Make payments on behalf of others at Treasury • Use biometrics to authorize transfers and payments • Contact the bank through in-app messaging for various banking services • Switch between Dark and Light modes for a personalized app interface With a sleek design and intuitive navigation, the new mobile bank delivers personalized banking products and services tailored to individual needs, keeping pace with modern digital trends *For more information, call us at +995 322 922 922 or *9292
Screenshots
Verdict
ZEN.COM and Basisbank both sit at 4.6 stars, but that hides the real split: 100% of Basisbank's written reviews are positive against 45% of ZEN.COM's. ZEN.COM's advantage is ratings volume (652 vs 16) and update cadence (every 6 days vs every 2 weeks). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.6 for ZEN.COM against 4.5 for Basisbank. That said, the two scores are not equally well evidenced: ZEN.COM has 652 ratings behind it against 16, so its average is the more settled of the two. Written reviews are what separate them: 45% of ZEN.COM's written reviews are positive against 100% of Basisbank's.
ZEN.COM ships an update every 6 days, Basisbank every 2 weeks. The most recent releases landed on October 27, 2026 and October 24, 2026 respectively.
| Parameter | ZEN.COM | Basisbank |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (652 ratings) — better | 4.5 (16 ratings) |
| Positive reviews | 45.3% of reviews | 100.0% of reviews — better |
| Number of ratings | 652 — better | 16 |
| Update frequency | Every 6 days — better | Every 2 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 551 MB | 123 MB |
| Age rating | 4+ | 17+ |
| Developer | UAB ZEN.COM | BasisBank JSC |
Customer experience
ZEN.COM
Basisbank
In-app purchases
ZEN.COM
No in-app purchases
Basisbank
No in-app purchases









