SpendNotes vs Budgeting App
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SpendNotes
Easily track daily income and expenses with an intuitive interface. Organize transactions, set budgets, and monitor financial goals. Offers detailed analytics and customizable PDF reports for better financial control.
- Track expenses and income
- Organize transactions by account
- Create custom categories
- Set daily, weekly, monthly, yearly budgets
- Define saving goals
- Finance overview with charts and tables
- Detailed analytics and PDF reports
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متوفر باللغة العربية. يوفر التقويم الهجري. SpendNotes is here to help you manage your spending with the least amount of effort. With this application we pursued to provide easy and beautiful way to track and view your daily income and expenses, so you can control your financial life better. SpendNotes provide very intuitive interface to do all of that, it also supports the latest feature from Apple in iOS 13 "Dark Mode". With SpendNotes, we guarantee not to save any of your data in our servers, nor use any of that for any kind of marketing analysis, so you can rest assured that no one else owns your data but you. Features include: 1. Tracking Track your expenses & income. 2. Accounts Organize your transactions into separate accounts according to their source or nature. 3. Categories Select a category for the tracked items. 4. Custom Categories Create custom category for tracking items. 5. Budgets Define budgets to control expenses over day, week, month, year or over a specific date range. 6. Saving Goals Define goals to better plan and save for you future expenses. 7. Finance Overview Intuitive chart and table for the summary of your finance over tracked periods. 8. Analytics Delve into many charts and diagrams that shows the very details of your transactions. 9. Planned Tracking Define plans to track recurring expenses & incomes, or to be paid at specific time in future. 10. PDF Reports Customize and export detailed reports of your finances in PDF format. All users have access to most of features offered by the app, And we offer an In-App purchase product "Plus", with which user can have access to the following features: 1. Define unlimited amount of accounts. 2. Define unlimited amount of budgets. 3. Define unlimited amount of saving goals. 4. Define daily, weekly & yearly budgets, in addition to monthly ones that is offered for free. 5. You can use iCloud to sync between your devices from Apple. 6. You can attach photo to your tracked items. 7. Define plans with more options to track recurring and upcoming items. 8. Export reports of your expenses in PDF format. Credits: Icons & illustrations by Icons8
Budgeting App
Manage your personal finances with this comprehensive budget planner and expense tracker. It offers features like device syncing, custom categories, flexible budgeting, and insightful analytics to help you stay on track with your spending and savings goals.
- Sync across devices
- Customizable spending categories
- Flexible budget creation (weekly, monthly)
- Track income and expenses
- Automated recurring transactions
- Detailed spending analytics
- Multiple account management
- Savings and loan tracking
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The Budgeting App is a manual-first budget planner and expense tracker for people who want to feel in control of their money, not just watch an automatic dashboard. When you log spending yourself, you stay aware of every purchase, notice your habits, and make calmer decisions about where your money goes. - Flexible budgets that fit your life: create weekly, fortnightly, or monthly budgets and see at a glance whether you're on track. - Fast expense logging: add income and spending in seconds, with a built-in calculator so you can do the maths before you save. - Custom categories: organise your spending with categories and icons you choose, so your budget reflects how you actually live. - Insightful analytics: spot patterns in your spending and make informed decisions about credit cards, savings, and your emergency fund. - Recurring transactions: keep track of regular bills and subscriptions, from insurance to streaming, so nothing catches you by surprise. - Savings and loan trackers: set savings goals and follow loan repayments in one place to stay focused on what matters. - Multiple accounts and currencies: manage separate accounts, each with its own budgets, goals, and currency. - Automatic bank sync (Australia, United States, and Canada): connect your bank to import transactions automatically, then review and categorise them yourself. Bank connections are provided by Fiskil in Australia and Plaid in the United States and Canada. Everywhere else, The Budgeting App is manual by design. - Sync across devices: pick up your budget on any device and stay on top of your spending wherever you are. Budgeting works best when you're part of it. The Budgeting App keeps you close to your money so good habits actually stick. Download The Budgeting App and start budgeting with intention today. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ [:mav: 5.9.3]
Screenshots
Verdict
The clearest difference is update cadence: Budgeting App at every 6 days against SpendNotes's every 3 weeks. Budgeting App also leads on review sentiment (79% vs 69%). SpendNotes's advantage is ratings volume (406 vs 83). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. SpendNotes sells 3 in-app purchases, starting at $4.99 per 3 months and Budgeting App sells 7 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 4.8 for SpendNotes against 4.7 for Budgeting App. Both are backed by a comparable volume of ratings — 406 and 83 respectively. Written reviews are what separate them: 69% of SpendNotes's written reviews are positive against 79% of Budgeting App's.
SpendNotes ships an update every 3 weeks, Budgeting App every 6 days. The most recent releases landed on October 13, 2026 and October 14, 2026 respectively.
| Parameter | SpendNotes | Budgeting App |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (406 ratings) — better | 4.7 (83 ratings) |
| Positive reviews | 69.2% of reviews | 78.9% of reviews — better |
| Number of ratings | 406 — better | 83 |
| Update frequency | Every 3 weeks | Every 6 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Free with in-app purchases |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 15 MB | 63 MB |
| Age rating | 4+ | 4+ |
| Developer | Suhaib Al-Absi | The Budgeting Company |
Customer experience
SpendNotes
Budgeting App
Bugs and requests
SpendNotes
Reported bugs
3 issues- App boots off when trying to purchase full version
- Widgets not showing properly after update
- Developer not responding to emails
Requested features
8 requests- Add a 'debts' section
- Add 'deposit', 'withdrawal', and 'savings' categories
- MAC compatibility
- Set budgets on a biweekly basis
- Add multiplication and division to the calculator
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- Create sub-categories for expenses and income
- Option for lifetime free access via sharing
- Change currency within the app
Budgeting App
Not enough reviews yet to summarise bugs or requests.
In-app purchases
SpendNotes
- SpendNotes Plus - 3 Months$4.993 Months
- SpendNotes Plus - Yearly$14.991 Year
- SpendNotes Plus - Lifetime$59.99
Budgeting App
- Pro (Monthly)$2.991 Month
- Lifetime Bank Sync Add-On (Monthly)$5.991 Month
- Pro Sync (Monthly)1 Month trial$9.991 Month
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- Pro (Annual)$26.491 Year
- Pro Sync (Annual)1 Month trial$89.991 Year
- The Budgeting App Pro Lifetime$33.99
- The Budgeting App Pro Lifetime$59.90









