SpendNotes vs TraceSpend
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SpendNotes
Easily track daily income and expenses with an intuitive interface. Organize transactions, set budgets, and monitor financial goals. Offers detailed analytics and customizable PDF reports for better financial control.
- Track expenses and income
- Organize transactions by account
- Create custom categories
- Set daily, weekly, monthly, yearly budgets
- Define saving goals
- Finance overview with charts and tables
- Detailed analytics and PDF reports
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متوفر باللغة العربية. يوفر التقويم الهجري. SpendNotes is here to help you manage your spending with the least amount of effort. With this application we pursued to provide easy and beautiful way to track and view your daily income and expenses, so you can control your financial life better. SpendNotes provide very intuitive interface to do all of that, it also supports the latest feature from Apple in iOS 13 "Dark Mode". With SpendNotes, we guarantee not to save any of your data in our servers, nor use any of that for any kind of marketing analysis, so you can rest assured that no one else owns your data but you. Features include: 1. Tracking Track your expenses & income. 2. Accounts Organize your transactions into separate accounts according to their source or nature. 3. Categories Select a category for the tracked items. 4. Custom Categories Create custom category for tracking items. 5. Budgets Define budgets to control expenses over day, week, month, year or over a specific date range. 6. Saving Goals Define goals to better plan and save for you future expenses. 7. Finance Overview Intuitive chart and table for the summary of your finance over tracked periods. 8. Analytics Delve into many charts and diagrams that shows the very details of your transactions. 9. Planned Tracking Define plans to track recurring expenses & incomes, or to be paid at specific time in future. 10. PDF Reports Customize and export detailed reports of your finances in PDF format. All users have access to most of features offered by the app, And we offer an In-App purchase product "Plus", with which user can have access to the following features: 1. Define unlimited amount of accounts. 2. Define unlimited amount of budgets. 3. Define unlimited amount of saving goals. 4. Define daily, weekly & yearly budgets, in addition to monthly ones that is offered for free. 5. You can use iCloud to sync between your devices from Apple. 6. You can attach photo to your tracked items. 7. Define plans with more options to track recurring and upcoming items. 8. Export reports of your expenses in PDF format. Credits: Icons & illustrations by Icons8
TraceSpend
Manage personal and shared finances with a zero-based budgeting system. Track expenses, plan spending by category, and get insights into your financial habits. Ideal for individuals, couples, and groups to simplify money management without spreadsheets.
- Zero-based budgeting system
- Expense tracking with receipt attachment
- Shared wallets for groups and couples
- Spending plan creation by category
- Real-time budget progress alerts
- Financial insights and trends
- Offline expense tracking
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Take control of your money with a budgeting system that actually works. TraceSpend helps you track every expense, plan your spending, and stay on top of both personal and shared finances - without spreadsheets or stress. Whether you’re organizing your own budget or splitting costs with your partner, friends, or travel group, TraceSpend keeps everything clear, simple, and in one place. Build a Spending Plan That Matches Real Life Zero-based budgeting doesn’t mean “spend zero” - it means give every dollar a job. TraceSpend makes this super easy: - Create a monthly or weekly spending plan - Allocate money to categories like groceries, fuel, eating out, subscriptions, or travel - See how much you have left to spend in each category - instantly - Get gentle alerts before you overspend Example: Got €500 for “Food” this month? TraceSpend shows you exactly how much is left after each purchase so you don’t wonder where the money disappeared. Simple & Fast Expense Tracking - Add expenses in seconds - no complicated forms - Categorize them, write notes, attach receipts (premium) - Track where purchases happen Multiple Wallets for Every Part of Your Life - Shared wallet with your partner - Trip wallet for a summer road trip - Event wallet (birthday, wedding, weekend getaway) Everything stays clean and separate. Shared Wallets That Just Work No more awkward conversations about “who owes what.” - Track shared expenses in real time - Auto-split bills (equally, custom amounts, or percentages) - See each person’s balance - Use Settle-Up to record payments and keep everything fair Example: Paid €120 for groceries? Add it to the shared wallet and the app instantly updates everyone’s share. Insights That Actually Help - Daily/monthly averages - Top spending categories - Category group insights - Trends over time - Spot habits and make small changes that save real money Smart Budgeting & Advanced Tools - Weekly, monthly, or custom budgets - Category limits - Real-time budget progress - Filters, search, and unlimited history (premium) - Full offline mode so you can track expenses anywhere - even on a mountain, train, or airplane Export & Backup - Download your data as CSV for your own records or spreadsheets Fast, Secure & Private - Your data is encrypted and stays yours. Always Why People Love TraceSpend - Easy to use from day one - Works great solo or with groups - Powerful for budgeting without feeling overwhelming - Clean design and helpful insights - Helps you stick to a spending plan without giving up the things you enjoy Join thousands of people who’ve already simplified their money life. Download TraceSpend and start budgeting with confidence. Terms of Use: https://tracespend.com/terms.html Privacy Policy: https://tracespend.com/privacy.html
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Verdict
The clearest difference is review sentiment: TraceSpend at 100% against SpendNotes's 69%. TraceSpend also leads on rating (5.0 vs 4.8) and iOS requirement (13.0 vs 15.0). SpendNotes's advantage is ratings volume (406 vs 3). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. SpendNotes sells 3 in-app purchases, starting at $4.99 per 3 months and TraceSpend sells 2 in-app purchases, starting at $5.99 per month. Whichever you choose, the download price is not the number that matters.
TraceSpend holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: SpendNotes has 406 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 69% of SpendNotes's written reviews are positive against 100% of TraceSpend's.
SpendNotes ships an update every 3 weeks, TraceSpend monthly. The most recent releases landed on October 21, 2026 and October 19, 2026 respectively.
| Parameter | SpendNotes | TraceSpend |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (406 ratings) | 5.0 (3 ratings) — better |
| Positive reviews | 69.2% of reviews | 100.0% of reviews — better |
| Number of ratings | 406 — better | 3 |
| Update frequency | Every 3 weeks — better | Monthly |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Free with in-app purchases |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 15 MB | 49 MB |
| Age rating | 4+ | 4+ |
| Developer | Suhaib Al-Absi | Digital Wave SRL |
Customer experience
SpendNotes
TraceSpend
Bugs and requests
SpendNotes
Reported bugs
3 issues- App boots off when trying to purchase full version
- Widgets not showing properly after update
- Developer not responding to emails
Requested features
8 requests- Add a 'debts' section
- Add 'deposit', 'withdrawal', and 'savings' categories
- MAC compatibility
- Set budgets on a biweekly basis
- Add multiplication and division to the calculator
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- Create sub-categories for expenses and income
- Option for lifetime free access via sharing
- Change currency within the app
TraceSpend
Not enough reviews yet to summarise bugs or requests.
In-app purchases
SpendNotes
- SpendNotes Plus - 3 Months$4.993 Months
- SpendNotes Plus - Yearly$14.991 Year
- SpendNotes Plus - Lifetime$59.99
TraceSpend
- Monthly$5.991 Month
- Yearly$49.991 Year








