Comparison

Expenses vs SpendNotes

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expenses

Easily track your spending and income in any currency with this private finance app. Organize expenses with custom categories and gain insights into your spending habits through intuitive charts and trends. Collaborate with others on shared sheets and sync data across Apple devices.

Highlights
  • Expense and income tracking
  • Multi-currency support with auto exchange rates
  • Customizable categories
  • Spending trend analysis
  • Real-time sheet sharing
  • Private by design, no account needed
  • Data import/export (CSV)
Features
Read full description

Track your spending with Expenses Expenses focuses on what matters: tracking your money simply and privately. Log expenses and income in any currency, scan receipts to enter details faster, organize spending by category and merchant, and understand your habits with intuitive stats and spending trends. With iCloud, your data stays in sync across iPhone, iPad, Mac, and Apple Vision Pro. You can also share a sheet with others to manage expenses together seamlessly. • Featured by Apple on the App Store • Used by people in 100+ countries Start effortlessly There is no learning curve and no account to create. Just open the app and start adding your expenses or income in seconds. When you travel, you can add expenses in different currencies. Exchange rates update automatically for major currencies, and you can set custom rates whenever you need. Scan receipts faster Capture receipts and turn them into expense entries with less manual typing. Expenses helps you keep accurate records while staying focused on your spending, not data entry. Organize with categories and merchants Create and customize categories that fit your life, then track where your money goes by merchant. Whether you want to review grocery trips, subscriptions, restaurants, or travel costs, merchant support makes your spending easier to understand. Discover where your money really goes See the bigger picture with visual trends over time and detailed breakdowns by category and merchant. Turn your spending data into actionable insights that help you make smarter financial decisions. Share and collaborate Planning a trip? Managing a household? Invite others to share a sheet and track expenses together in real time. Privacy built in Expenses is private by design. No sign-ups and no personal data collection. Your information stays on your device or in iCloud, always under your control. Import and export your data You can export your expenses as a CSV file anytime for backup or further analysis. Expenses also supports importing existing data from CSV, making it easy to migrate from other tools or bring in previous records. Designed for everyone Expenses works beautifully on iPhone, iPad, Mac, and Apple Vision Pro with: • Dark Mode for comfortable viewing • Widgets for quick expense entry • Shortcuts automation support • Full accessibility features • Instant sync across all your devices Download Expenses today and see where your money goes. Terms and Conditions: https://bluecometlabs.com/terms/ Privacy Policy: https://bluecometlabs.com/privacy/ Contact: https://expenses.cash/contact/

About

SpendNotes

Easily track daily income and expenses with an intuitive interface. Organize transactions, set budgets, and monitor financial goals. Offers detailed analytics and customizable PDF reports for better financial control.

Highlights
  • Track expenses and income
  • Organize transactions by account
  • Create custom categories
  • Set daily, weekly, monthly, yearly budgets
  • Define saving goals
  • Finance overview with charts and tables
  • Detailed analytics and PDF reports
Features
Read full description

متوفر باللغة العربية. يوفر التقويم الهجري. SpendNotes is here to help you manage your spending with the least amount of effort. With this application we pursued to provide easy and beautiful way to track and view your daily income and expenses, so you can control your financial life better. SpendNotes provide very intuitive interface to do all of that, it also supports the latest feature from Apple in iOS 13 "Dark Mode". With SpendNotes, we guarantee not to save any of your data in our servers, nor use any of that for any kind of marketing analysis, so you can rest assured that no one else owns your data but you. Features include: 1. Tracking Track your expenses & income. 2. Accounts Organize your transactions into separate accounts according to their source or nature. 3. Categories Select a category for the tracked items. 4. Custom Categories Create custom category for tracking items. 5. Budgets Define budgets to control expenses over day, week, month, year or over a specific date range. 6. Saving Goals Define goals to better plan and save for you future expenses. 7. Finance Overview Intuitive chart and table for the summary of your finance over tracked periods. 8. Analytics Delve into many charts and diagrams that shows the very details of your transactions. 9. Planned Tracking Define plans to track recurring expenses & incomes, or to be paid at specific time in future. 10. PDF Reports Customize and export detailed reports of your finances in PDF format. All users have access to most of features offered by the app, And we offer an In-App purchase product "Plus", with which user can have access to the following features: 1. Define unlimited amount of accounts. 2. Define unlimited amount of budgets. 3. Define unlimited amount of saving goals. 4. Define daily, weekly & yearly budgets, in addition to monthly ones that is offered for free. 5. You can use iCloud to sync between your devices from Apple. 6. You can attach photo to your tracked items. 7. Define plans with more options to track recurring and upcoming items. 8. Export reports of your expenses in PDF format. Credits: Icons & illustrations by Icons8

Screenshots

Expenses4 screens
SpendNotes4 screens

Verdict

The call

The clearest difference is update cadence: Expenses at every 4 days against SpendNotes's every 3 weeks. Expenses also leads on review sentiment (87% vs 71%) and ratings volume (1.8K vs 397). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expenses sells 3 in-app purchases, starting at $1.99 per month and SpendNotes sells 3 in-app purchases, starting at $4.99 per 3 months. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for Expenses against 4.8 for SpendNotes. Both are backed by a comparable volume of ratings — 1.8K and 397 respectively. Written reviews are what separate them: 87% of Expenses's written reviews are positive against 71% of SpendNotes's.

UpkeepUpdate frequency

Expenses ships an update every 4 days, SpendNotes every 3 weeks. The most recent releases landed on September 23, 2026 and September 21, 2026 respectively.

Scorecard3 real differences · 7 level
Expenses versus SpendNotes: the parameters behind the verdict, then further details
ParameterExpensesSpendNotes
PriceFreeFree
Rating4.8 (1.8K ratings)4.8 (397 ratings)
Positive reviews87.3% of reviews — better70.8% of reviews
Number of ratings1.8K — better397
Update frequencyEvery 4 days — betterEvery 3 weeks
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPad, Mac, Vision Pro — betteriPhone, iPad, iPod
Requires iOS16.015.0 — better
Further details — not scored
Size70 MB16 MB
Age rating4+4+
DeveloperBLUE COMET LABS LLCSuhaib Al-Absi

Customer experience

Expenses

All ratings1,811 ratings
Positive95.4%
Neutral2.0%
Negative2.5%
Written reviews402 reviews
Positive87.3%
Neutral5.0%
Negative7.7%

SpendNotes

All ratings397 ratings
Positive95.0%
Neutral1.5%
Negative3.5%
Written reviews24 reviews
Positive70.8%
Neutral8.3%
Negative20.8%

User reviews

Expenses

From 1.8K App Store ratings

What we love

  • 👍 Simple and easy to use
  • 🚀 Straightforward functionality
  • 🔒 No bank account required
  • 💡 Flexible customization options
  • 🚀 Seamless iCloud sync

Room to improve

  • 🐛 Occasional bugs and crashes
  • 🔒 Sharing/collaboration issues
  • 💡 Lack of advanced budgeting features
  • 💡 Missing subcategories and reporting options
  • 🔒 Requirement to pay for full access

SpendNotes

From 397 App Store ratings

What we love

  • 👍 Easy to use and track spending
  • ⭐️ Excellent for financial management
  • 💰 Inexpensive subscription/purchase
  • ✨ Highly customizable
  • 💯 Best app of its kind

Room to improve

  • 🐛 Glitching during purchase
  • 🤔 Some features not fully understood
  • ⚠️ Widget issues after update
  • 💸 Lifetime purchase price steep
  • ❌ Inability to track category totals over time (initially)

Bugs and requests

Expenses

Reported bugs

4 issues
  • Syncing issues between devices
  • Disappearing transaction data after updates
  • Inconsistent balance display
  • Unresponsive UI elements

Requested features

5 requests
  • Ability to create folders/groups for sheets
  • Option to view combined stats across sheets
  • Recurring expense/income tracking
  • Improved sorting and filtering of transactions
  • Budget comparison and forecasting tools

SpendNotes

Reported bugs

3 issues
  • App boots off when trying to purchase full version
  • Widgets not showing properly after update
  • Developer not responding to emails

Requested features

8 requests
  • Add a 'debts' section
  • Add 'deposit', 'withdrawal', and 'savings' categories
  • MAC compatibility
  • Set budgets on a biweekly basis
  • Add multiplication and division to the calculator
Show 3 more
  • Create sub-categories for expenses and income
  • Option for lifetime free access via sharing
  • Change currency within the app

In-app purchases

3 purchases

Expenses

Subscriptions2
  • Expenses Pro - Monthly$1.991 Month
  • Expenses Pro - Yearly$14.991 Year
One-time1
  • Expenses Pro - Lifetime$39.99
3 purchases

SpendNotes

Subscriptions2
  • SpendNotes Plus - 3 Months$4.993 Months
  • SpendNotes Plus - Yearly$14.991 Year
One-time1
  • SpendNotes Plus - Lifetime$59.99

Questions

Is Expenses free?
Expenses is free to download, with in-app purchases available.
Is SpendNotes free?
SpendNotes is free to download, with in-app purchases available.
Which has better reviews, Expenses or SpendNotes?
Expenses and SpendNotes are both rated 4.8 out of 5 on the App Store, from 1.8K and 397 ratings respectively.
Do Expenses or SpendNotes have ads?
Neither Expenses nor SpendNotes shows ads.
Which is updated more often, Expenses or SpendNotes?
Expenses ships an update every 4 days, and SpendNotes every 3 weeks. Most recently, Expenses was updated on September 23, 2026 and SpendNotes on September 21, 2026.

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