XCel App. vs Payaza Notifier
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
XCel App.
Manage your finances with this app. Open an account, send and receive money, pay bills, and buy virtual top-ups instantly. All transactions are secured and come with immediate notifications.
- Secure account opening
- Send and receive transfers
- Pay bills
- Buy virtual top-up
- Instant transaction notifications
Read full descriptionHide full description
Xcel is the financial solution designed for your everyday needs. Open an account securely in minutes and start transacting! With Xcel, get instant notifications on all your transactions when you: • Send and receive transfers using our app. • Pay bills for yourself and your loved ones and • Buy virtual top-up (VTU), All these are made possible at the tap of a button!
Payaza Notifier
Receive instant payment confirmations for all transactions made via the Payaza platform. This official notification app ensures you are always aware of your financial activity.
- Instant payment confirmations
- Official Payaza notifications
- Real-time transaction alerts
- Financial activity tracking
Read full descriptionHide full description
Stay on top of your payments with Payaza's official notification app! This app allows you to receive instant confirmations for all payments made through Payaza.
Screenshots
Verdict
The clearest difference is rating: Payaza Notifier at 5.0 against XCel App.'s 3.4. Payaza Notifier also leads on iOS requirement (13.4 vs 16.6). XCel App.'s advantage is ratings volume (7 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Payaza Notifier holds the better App Store score, 5.0 against 3.4. Both are backed by a comparable volume of ratings — 7 and 2 respectively.
XCel App. ships an update every 9 days, Payaza Notifier every 2 weeks. The most recent releases landed on September 16, 2026 and June 4, 2026 respectively.
| Parameter | XCel App. | Payaza Notifier |
|---|---|---|
| Price | Free | Free |
| Rating | 3.4 (7 ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 29.4% of reviews | — |
| Number of ratings | 7 — better | 2 |
| Update frequency | Every 9 days — better | Every 2 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 16.6 | 13.4 — better |
| Further details — not scored | ||
| Size | 136 MB | 21 MB |
| Age rating | 4+ | 17+ |
| Developer | XCel INC | BLAAIZ INNOVATIONS TECHNOLOGY LTD |
Customer experience
XCel App.
Payaza Notifier
In-app purchases
XCel App.
No in-app purchases
Payaza Notifier
No in-app purchases
