Comparison

Código Virtual vs Tarjetas Monge

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Código Virtual

This app provides a second factor of authentication for secure transactions within a banking application. It allows users to generate One-Time Passwords (OTPs) independently for high-risk actions like transfers and payments. Enhanced security for sensitive financial operations.

Highlights
  • Second factor authentication
  • Generate OTP codes
  • Secure financial transactions
  • Supports transfers
  • Supports loan payments
  • Supports credit card payments
Features
Read full description

Código Virtual es el segundo factor de autenticación a utilizar en Coopenae Virtual. Con ésta aplicación el cliente puede generar por si mismo el código OTP para realizar cualquier acción considerada de riesgo desde el app transaccional tales como: * Envío de transferencias * Pago de préstamos de terceros * Pago de tarjetas de crédito de terceros * Modificación de información personal * Solicitar regeneración de contraseña * Otros

About

Tarjetas Monge

Manage and check your Monge cards from Grupo Monge. This app allows for self-management and easy access to your card information.

Highlights
  • Card self-management
  • Card information consultation
  • Grupo Monge card support
Features
Read full description

Aplicación para la autogestión y consulta de tus tarjetas Monge, pertenecientes a Grupo Monge

Screenshots

Código Virtual4 screens
Tarjetas Monge4 screens

Verdict

The call

The clearest difference is update cadence: Tarjetas Monge at every 3 weeks against Código Virtual's every 36 months. On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Código Virtual ships an update every 36 months, Tarjetas Monge every 3 weeks. The most recent releases landed on October 4, 2026 and October 6, 2026 respectively.

Scorecard1 real difference · 9 level
Código Virtual versus Tarjetas Monge: the parameters behind the verdict, then further details
ParameterCódigo VirtualTarjetas Monge
PriceFreeFree
Rating3.0 (2 ratings) — better—
Positive reviews—0.0% of reviews
Number of ratings2 — better—
Update frequencyEvery 36 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better16.4
Further details — not scored
Size84 MB51 MB
Age rating17+4+
DeveloperCoopenae RLPay Tech Solutions

Customer experience

Código Virtual

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%

Tarjetas Monge

Written reviews3 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

Código Virtual

No in-app purchases

None

Tarjetas Monge

No in-app purchases

Questions

Is Código Virtual free?
Código Virtual is free to download, with no in-app purchases.
Is Tarjetas Monge free?
Tarjetas Monge is free to download, with no in-app purchases.
Do Código Virtual or Tarjetas Monge have ads?
Neither Código Virtual nor Tarjetas Monge shows ads.
Which is updated more often, Código Virtual or Tarjetas Monge?
Código Virtual ships an update every 36 months, and Tarjetas Monge every 3 weeks. Most recently, Código Virtual was updated on October 4, 2026 and Tarjetas Monge on October 6, 2026.

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