Comparison

Código Virtual vs Puntos Seguros INS

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head

Código Virtual

Free

💰 Finance

★ 3.02 ratingsView app →

About

Código Virtual

This app provides a second factor of authentication for secure transactions within a banking application. It allows users to generate One-Time Passwords (OTPs) independently for high-risk actions like transfers and payments. Enhanced security for sensitive financial operations.

Highlights

Second factor authentication
Generate OTP codes
Secure financial transactions
Supports transfers
Supports loan payments
Supports credit card payments

Features

Read full description

Código Virtual es el segundo factor de autenticación a utilizar en Coopenae Virtual. Con ésta aplicación el cliente puede generar por si mismo el código OTP para realizar cualquier acción considerada de riesgo desde el app transaccional tales como: * Envío de transferencias * Pago de préstamos de terceros * Pago de tarjetas de crédito de terceros * Modificación de información personal * Solicitar regeneración de contraseña * Otros

About

Puntos Seguros INS

Features

Read full description

Aplicación para redimir los PUNTOS SEGUROS INS de las personas clientes del Grupo INS con catálogo de PYMES y tienda virtual con productos variados (línea blanda, electrodomésticos, entretenimiento, audio y video).

Screenshots

Código Virtual4 screens

Puntos Seguros INS4 screens

Verdict

The call

The clearest difference is update cadence: Puntos Seguros INS at every 6 weeks against Código Virtual's every 19 months. Puntos Seguros INS also leads on iOS requirement (12.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Código Virtual ships an update every 19 months, Puntos Seguros INS every 6 weeks. Both last shipped on November 3, 2026.

Scorecard2 real differences · 7 level

Código Virtual versus Puntos Seguros INS: the parameters behind the verdict, then further details
Parameter	Código Virtual	Puntos Seguros INS
Price	Free	Free
Rating	3.0 (2 ratings) — better	—
Number of ratings	2 — better	—
Update frequency	Every 19 months	Every 6 weeks — better
Ads	No	No
In-app purchases	No	No
Monetization	Free	—
Devices	iPhone, iPad, iPod	iPhone, iPad, iPod
Requires iOS	15.0	12.0 — better
Further details — not scored
Size	84 MB	26 MB
Age rating	17+	4+
Developer	Coopenae RL	Todo a Plazo SA

In-app purchases

None

Código Virtual

No in-app purchases

None

Puntos Seguros INS

No in-app purchases

Questions

Is Código Virtual free?

Código Virtual is free to download, with no in-app purchases.

Is Puntos Seguros INS free?

Puntos Seguros INS is free to download, with no in-app purchases.

Do Código Virtual or Puntos Seguros INS have ads?

Neither Código Virtual nor Puntos Seguros INS shows ads.

Which is updated more often, Código Virtual or Puntos Seguros INS?

Código Virtual ships an update every 19 months, and Puntos Seguros INS every 6 weeks. Most recently, Código Virtual was updated on November 3, 2026 and Puntos Seguros INS on November 3, 2026.