Código Virtual vs Spent
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Código Virtual
This app provides a second factor of authentication for secure transactions within a banking application. It allows users to generate One-Time Passwords (OTPs) independently for high-risk actions like transfers and payments. Enhanced security for sensitive financial operations.
- Second factor authentication
- Generate OTP codes
- Secure financial transactions
- Supports transfers
- Supports loan payments
- Supports credit card payments
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Código Virtual es el segundo factor de autenticación a utilizar en Coopenae Virtual. Con ésta aplicación el cliente puede generar por si mismo el código OTP para realizar cualquier acción considerada de riesgo desde el app transaccional tales como: * Envío de transferencias * Pago de préstamos de terceros * Pago de tarjetas de crédito de terceros * Modificación de información personal * Solicitar regeneración de contraseña * Otros
Spent
Manage your expenses and savings with this personal finance app. It offers custom wallets, transaction tracking, and downloadable summaries without requiring bank connections. The app focuses on helping you stick to your budget for improved financial control.
- Custom wallet creation
- Expense tracking by payment method
- Transaction summary downloads
- Budget adherence support
- No bank connection required
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Forget about apps that feel like an endless spreadsheet. Spent helps you manage your expenses and savings in a simple and personal way. - Create custom wallets - Choose how you paid for each expense - Download summaries of your transactions - All without connecting your bank or overcomplicating things Spent won’t tell you what to spend on, but it will help you stick to your budget, and with that, you already have the power to improve your finances. Privacy Policy: https://ripwallet.co/spent/en/privacidad/ Terms of Use: https://ripwallet.co/spent/en/terminos/
Screenshots
Verdict
The clearest difference is rating: Spent at 4.0 against Código Virtual's 3.0. Spent also leads on update cadence (every 2 weeks vs every 19 months) and ratings volume (8 vs 2). Código Virtual's advantage is in-app purchases (none vs 2) and device support (3 vs 1). On price and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Spent sells 2 in-app purchases, starting at $1.99 per month. Código Virtual asks for nothing beyond the download.
Spent holds the better App Store score, 4.0 against 3.0. Both are backed by a comparable volume of ratings — 2 and 8 respectively.
Código Virtual ships an update every 19 months, Spent every 2 weeks. The most recent releases landed on October 21, 2026 and October 24, 2026 respectively.
| Parameter | Código Virtual | Spent |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (2 ratings) | 4.0 (8 ratings) — better |
| Positive reviews | — | 83.3% of reviews |
| Number of ratings | 2 | 8 — better |
| Update frequency | Every 19 months | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 18.6 |
| Further details — not scored | ||
| Size | 84 MB | 90 MB |
| Age rating | 17+ | 4+ |
| Developer | Coopenae RL | Joseph Murillo |
Customer experience
Código Virtual
Spent
In-app purchases
Código Virtual
No in-app purchases
Spent
- Monthly$1.991 Month
- Anually$14.991 Year
Questions
Is Código Virtual free?
Is Spent free?
Which has better reviews, Código Virtual or Spent?
Do Código Virtual or Spent have ads?
Which is updated more often, Código Virtual or Spent?
Other comparisons
