Comparison

Código Virtual vs SINPE

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head

Código Virtual

Free

💰 Finance

★ 3.02 ratingsView app →

About

Código Virtual

This app provides a second factor of authentication for secure transactions within a banking application. It allows users to generate One-Time Passwords (OTPs) independently for high-risk actions like transfers and payments. Enhanced security for sensitive financial operations.

Highlights

Second factor authentication
Generate OTP codes
Secure financial transactions
Supports transfers
Supports loan payments
Supports credit card payments

Features

Read full description

Código Virtual es el segundo factor de autenticación a utilizar en Coopenae Virtual. Con ésta aplicación el cliente puede generar por si mismo el código OTP para realizar cualquier acción considerada de riesgo desde el app transaccional tales como: * Envío de transferencias * Pago de préstamos de terceros * Pago de tarjetas de crédito de terceros * Modificación de información personal * Solicitar regeneración de contraseña * Otros

About

SINPE

Features

Read full description

Optimice la operación de su flota con una solución moderna y confiable, desarrollada por el Banco Central de Costa Rica. Esta aplicación está diseñada para los operadores de transporte público afiliados al Sistema Nacional de Pago Electrónico en el Transporte Público (SINPE-TP). Permite configurar rutas y tarifas en segundos directamente en los dispositivos de validación a bordo, de forma rápida, segura y sencilla. Además, ofrece una gestión centralizada de la cuenta, mejorando el control operativo y la eficiencia del servicio diario.

Screenshots

Código Virtual4 screens

SINPE3 screens

Verdict

The call

The clearest difference is update cadence: SINPE at every 2 months against Código Virtual's every 36 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Código Virtual ships an update every 36 months, SINPE every 2 months. The most recent releases landed on October 4, 2026 and October 14, 2026 respectively.

Scorecard1 real difference · 8 level

Código Virtual versus SINPE: the parameters behind the verdict, then further details
Parameter	Código Virtual	SINPE
Price	Free	Free
Rating	3.0 (2 ratings) — better	—
Number of ratings	2 — better	—
Update frequency	Every 36 months	Every 2 months — better
Ads	No	No
In-app purchases	No	No
Monetization	Free	—
Devices	iPhone, iPad, iPod — better	iPhone, iPod
Requires iOS	15.0	15
Further details — not scored
Size	84 MB	40 MB
Age rating	17+	4+
Developer	Coopenae RL	Banco Central de Costa Rica

In-app purchases

None

Código Virtual

No in-app purchases

None

SINPE

No in-app purchases

Questions

Is Código Virtual free?

Código Virtual is free to download, with no in-app purchases.

Is SINPE free?

SINPE is free to download, with no in-app purchases.

Do Código Virtual or SINPE have ads?

Neither Código Virtual nor SINPE shows ads.

Which is updated more often, Código Virtual or SINPE?

Código Virtual ships an update every 36 months, and SINPE every 2 months. Most recently, Código Virtual was updated on October 4, 2026 and SINPE on October 14, 2026.