Comparison

Debt Tracker vs SettleCub

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Debt Tracker

Easily manage all your financial commitments, whether you owe money or are owed. Track debts and receivables by currency, plan your debt payoff, and monitor monthly progress. Stay organized and in control of your finances with this intuitive money tracking app.

Highlights
  • Manage debts and receivables
  • Separate by currency
  • Debt payoff planner
  • Monthly status tracking
  • Payment tracker
  • Money tracking
Features
Read full description

Debt Tracker is the ideal app for anyone who needs to manage their debt efficiently. With this app, you can easily stay organized and keep track of all your financial commitments. Whether it’s tracking your debt or monitoring what others owe you, the app’s powerful features help you stay on top of it all with our comprehensive debt tracker. Here’s what Debts - Manage your debtors offers: 1. Manage your debt and receivables effortlessly. 2. Separate your debts and receivables by currency for easy management of international transactions. 3. Track the total amount of your debts and receivables at any time. 4. Use the debt payoff planner to organize your payments and set clear goals. 5. Keep track of the monthly status of your debts and payments. 6. Stay organized with our easy-to-use payment tracker. 7. Track your overall finances with the intuitive money tracking app. Our debt payoff planner helps you create a clear path to pay off your debt, so you always know what’s next. The debt payoff planner tracker ensures you stay on track with monthly updates, allowing you to see exactly where you stand with your debt. This way, you can avoid surprises and manage everything in one place. With the debt tracker, you can also keep an eye on your overall debt status and stay organized by tracking both debts and receivables. The debt tracker feature is designed to provide a clear overview of what you owe and what others owe you, ensuring you never lose sight of your financial situation. Additionally, the debt payoff planner tracker keeps you informed on the progress of your debt payoff plan. Plus, the payment tracker makes it easy to monitor every payment, whether you’re paying off your debt or waiting to receive funds. Our money tracker and money tracking app also help you get a complete view of your finances, so you can always stay in control. Download Debt tracker today and take control of your debt! Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

SettleCub

Features
Read full description

Track debts, stay friends. No more awkward conversations about money — SettleCub handles it for you. Send a simple request, and let the app do the talking. SettleCub makes it easy to keep track of money between you and your friends. Send debt requests, record payments, and settle up — all in one place. Key Features: • Send & receive debt requests — invite friends by username • Track shared debts with real-time progress • Record partial payments step by step • Smart reminders — never forget a due date • Personal debt tracker for offline contacts • Built-in support system Whether it's splitting dinner, lending cash, or tracking group expenses — SettleCub keeps everything transparent and organized. Simple. Fair. Friendly.

Screenshots

Debt Tracker4 screens
SettleCub4 screens

Verdict

The call

The clearest difference is in-app purchases: SettleCub at none against Debt Tracker's 3. SettleCub also leads on update cadence (daily vs every 5 weeks). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Debt Tracker sells 3 in-app purchases, starting at $0.99 per month. SettleCub asks for nothing beyond the download.

UpkeepUpdate frequency

Debt Tracker ships an update every 5 weeks, SettleCub daily. The most recent releases landed on September 28, 2026 and September 12, 2026 respectively.

Scorecard2 real differences · 8 level
Debt Tracker versus SettleCub: the parameters behind the verdict, then further details
ParameterDebt TrackerSettleCub
PriceFreeFree
Rating4.4 (105 ratings) — better—
Positive reviews63.6% of reviews—
Number of ratings105 — better—
Update frequencyEvery 5 weeksDaily — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.4 — better17.0
Further details — not scored
Size38 MB6 MB
Age rating4+4+
DeveloperAppFlux LabsAhmed MOHAMED

In-app purchases

3 purchases

Debt Tracker

Subscriptions2
  • 1 Month$0.991 Month
  • 12 Months$4.991 Year
One-time1
  • Lifetime$9.99
None

SettleCub

No in-app purchases

Questions

Is Debt Tracker free?
Debt Tracker is free to download, with in-app purchases available.
Is SettleCub free?
SettleCub is free to download, with no in-app purchases.
Do Debt Tracker or SettleCub have ads?
Neither Debt Tracker nor SettleCub shows ads.
Which is updated more often, Debt Tracker or SettleCub?
Debt Tracker ships an update every 5 weeks, and SettleCub daily. Most recently, Debt Tracker was updated on September 28, 2026 and SettleCub on September 12, 2026.

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