SettleCub vs Clero

Track debts, stay friends. No more awkward conversations about money — SettleCub handles it for you. Send a simple request, and let the app do the talking. SettleCub makes it easy to keep track of money between you and your friends. Send debt requests, record payments, and settle up — all in one place. Key Features: • Send & receive debt requests — invite friends by username • Track shared debts with real-time progress • Record partial payments step by step • Smart reminders — never forget a due date • Personal debt tracker for offline contacts • Built-in support system Whether it's splitting dinner, lending cash, or tracking group expenses — SettleCub keeps everything transparent and organized. Simple. Fair. Friendly.

Who owes you money? What do you owe? Which subscriptions renew next? Clero keeps these answers together. Track personal debts, money lent to friends, and recurring subscriptions in one clear place—without creating a Clero account. KEEP EVERY IOU ORGANIZED Add the person, amount, and reason. Set a due date, record partial payments, and see what is still owed. Search by name, description, or tag to find the right record quickly. STAY ON TOP OF YOUR DEBTS Keep track of what you owe and your payment progress. Add reminders, organize records with tags, and archive completed items. Person summaries show receivables and debts together while keeping currencies separate. SEE YOUR SUBSCRIPTION COSTS Track recurring services, billing cycles, and next payment dates. See monthly and yearly cost estimates, add renewal or cancellation reminders, and review price changes you record in Clero. Sort your lists and filter upcoming, trial, or inactive subscriptions. Clero does not connect to your bank or cancel subscriptions for you. PLAN UPCOMING PAYMENTS See dated receivables, debts, and subscription renewals in a payment calendar. Set a monthly payment target for your currency and keep your next dates in view. KEEP YOUR RECORDS CLOSE Financial records are stored locally on your device. Export a password-protected backup when you want to keep a copy, and restore it when needed. Choose light or dark mode and use multiple currencies. START FREE Track up to 2 receivables, 2 debts, and 2 subscriptions. Explore the core tracking tools before deciding whether you need more. CLERO PREMIUM Unlock unlimited receivables, debts, and subscriptions, notes and evidence photos, detailed statistics, and subscription cost analysis. These features require a Premium subscription. Available prices and any eligible trial offers are shown in the app before purchase. Subscriptions renew automatically unless cancelled through your App Store account settings. Trial availability depends on the plan and your eligibility. Available in English, Turkish, Spanish, Portuguese, German, French, and Italian. Make your money records crystal clear with Clero. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/