mSpender vs BillPlex

mSpender is a simple easy and powerful money management tool that can give you a better insight into your incomes and expenses. Based on your data, it can create graphs to show you your money balance at any time. mSpender allows you anytime to see your month’s balance in detail, remind you of anything, using reminder notifications and repeat your most frequent transactions on it’s own. Key features: - View and insert income/outcome Transactions Easily insert your transactions on two steps and view all your transactions sorted by date and grouped by month. Moreover, transaction history can be sorted using a selected category - Pin, Face Id, Touch Id mSpender can utilize device's security features from Settings menu to prevent unwanted access to your local data. - Organize your categories You can create your own income and outcome categories. Categories may be used to create Transactions that occur once a month automatically (e.g. Rental payment). You can also give default values in order to save time when creating Transactions - Repeating Transactions automatically Tired of adding the same transactions everyday? mSpender can add automatically transactions using the frequency of your choice. - Customized Reminders Need to remember something? You can create your own push notification reminders on any date and time you want, giving them any message that you like. - Plan ahead Targets can be used for better money management. You can set your own limits for your transactions in one or more categories and be informed when you exceed them. - Show me stats!!! All Transactions data are used to generate your monthly balance. Using Statistics you can see a graph showing you your spending habits either by day or Category - Sync everything You can use your iCloud to store your data about transactions, categories etc.and share them across all of your devices, or even use it as a backup. Be sure to enable it from settings menu on all your devices … And many more to come Every new version will include more features. Stay tuned and stay updated! We take your feedback seriously. Feel free to contact us anytime at mSpender.app@gmail.com

BillPlex is the private money tracker for two — or the whole household. Split the bills, track what comes in, and see who owes who — without an account, a bank login, or anything ever leaving your phones. Partners, roommates, or a whole household: one home, three different memories of who paid for the groceries. BillPlex ends the argument. Who paid for what, settled in seconds Assign every expense to a person, see exactly who owes who, and settle up in seconds — not on the back of an envelope. Your personal coffee stays yours and the shared groceries stay shared, so your morning latte never blows up the joint budget. No account. No bank login. No servers. No sign-up wall, no email, no password to forget — install, open, and start in five seconds. When you sync, it happens directly between your phones over your own Wi-Fi: someone adds the supermarket run while you're still at the till, and it lands on everyone's screen before you finish bagging. Even your safety net stays yours: switch on automatic backup and BillPlex quietly keeps an encrypted copy up to date in a spot you choose, locked with your password. Nothing touches a cloud, because there is no cloud. Now it counts what comes in, too: Log your income next to your spending and BillPlex shows the whole picture — money in, money out, and what's actually left. It's your own private household money manager, minus the bank logins: a real view of where your money goes and where it stands. Just you? That works too No one to split with? BillPlex is a clean, private budget tracker for one — all the tracking, charts and predictions, just none of the splitting. The sharing is there the day you need it. See the bad month coming Smart predictions read how you've been spending and earning, then tell you where the month and the year are heading — so you see the wall before you hit it, not after. And the everyday stuff, handled: Snap a receipt and BillPlex pulls the merchant, date and amount — then you bin the paper. Hands full walking home? Say "two coffees and a taxi" and they're logged before you reach the door. Every subscription in one list — catch the free trial you forgot to cancel and the auto-renew that snuck through. Overdue bills stay pinned at the top, bright and impossible to miss, so a late fee never catches you again. Our privacy promise No cloud. No accounts. No tracking. No ads. No analytics. Everything lives on your device, and backups are encrypted on your terms. We don't have your data — because we never wanted it. Your money is your business, full stop. No account, nothing to lose. Open BillPlex and start in five seconds.