mSpender vs Faro Wealth

mSpender is a simple easy and powerful money management tool that can give you a better insight into your incomes and expenses. Based on your data, it can create graphs to show you your money balance at any time. mSpender allows you anytime to see your month’s balance in detail, remind you of anything, using reminder notifications and repeat your most frequent transactions on it’s own. Key features: - View and insert income/outcome Transactions Easily insert your transactions on two steps and view all your transactions sorted by date and grouped by month. Moreover, transaction history can be sorted using a selected category - Pin, Face Id, Touch Id mSpender can utilize device's security features from Settings menu to prevent unwanted access to your local data. - Organize your categories You can create your own income and outcome categories. Categories may be used to create Transactions that occur once a month automatically (e.g. Rental payment). You can also give default values in order to save time when creating Transactions - Repeating Transactions automatically Tired of adding the same transactions everyday? mSpender can add automatically transactions using the frequency of your choice. - Customized Reminders Need to remember something? You can create your own push notification reminders on any date and time you want, giving them any message that you like. - Plan ahead Targets can be used for better money management. You can set your own limits for your transactions in one or more categories and be informed when you exceed them. - Show me stats!!! All Transactions data are used to generate your monthly balance. Using Statistics you can see a graph showing you your spending habits either by day or Category - Sync everything You can use your iCloud to store your data about transactions, categories etc.and share them across all of your devices, or even use it as a backup. Be sure to enable it from settings menu on all your devices … And many more to come Every new version will include more features. Stay tuned and stay updated! We take your feedback seriously. Feel free to contact us anytime at mSpender.app@gmail.com

Faro shows your whole financial life in one place: what you own, what you owe, what you can safely spend today, and where you are heading long term. Your financial data stays on your iPhone. No bank connection, no account to create, no ads. EVERY DAY • Safe-to-Spend — what you can spend today and for the rest of the month, with committed money kept separate from what is actually free • Quick entry in plain language: type "groceries 42" and Faro fills in the amount and category • Scan a receipt: photograph it and Faro reads the merchant, total and date — all on device, and the photo is never stored • Import transactions from your bank's CSV or Excel file, with a review step before anything is saved — no bank connection and no credentials • A calendar that puts every payment on its own day • Upcoming bills and subscriptions: Faro spots your recurring charges and alerts you when a price goes up • A weekly review of what changed in your spending, savings and goals • Log an expense from Shortcuts or with Back Tap, without opening the app BUDGET • Monthly income, spending and saving, with categories and subcategories • Savings and investments count as allocations, not spending — so your savings rate is right • Recurring rules for salary, bills, transfers and automatic investing, with per-occurrence exceptions: move, change the amount, or skip ACCOUNTS AND NET WORTH • Bank accounts, cash, cards and loans, with transfers and a full per-account history • Net worth in a single number: accounts, investments, property and liabilities • A cash-flow forecast for the months ahead • Cash runway: how many months your available money lasts at your current spending INVESTMENTS • A portfolio of stocks, ETFs and crypto, with average cost and per-position return • End-of-day market prices • Compare each holding with the index it tracks • Markets: indices from the Americas, Europe and Asia • Multi-year portfolio projection with recurring buys and scenarios PLANNING • A financial health score, broken down by area, with concrete next steps • Goals with a completion forecast • FI Planner: when you reach financial independence, with scenarios ON YOUR DEVICE • Three home screen widgets • Hide every amount with one toggle • Face ID lock • 12 base currencies, using ECB rates • Backup and restore to a file you control PRIVACY Your transactions, accounts and balances are stored locally on the device. Faro never connects to your bank, never asks for credentials, and does not track you. To show share prices and exchange rates it requests market data from the Faro service, and company logo images from Logo.dev — without sending your financial details. FARO PREMIUM Free: up to 50 transactions per month, 3 accounts, 3 recurring rules, 1 investment, 1 goal, and the last month of history when importing a bank file. Premium: unlimited transactions, accounts, recurring rules, investments and goals, import of your full history, automatic investing, a daily spending chart, Money Flow for any period, portfolio and cash-flow forecasts, wealth summary, financial health improvement steps, FI Planner, every weekly insight, runway scenarios, a 90-day bills timeline, your choice of benchmark index, annual reports, CSV export and the premium widgets. Monthly or annual auto-renewing subscription, billed to your Apple Account. It renews automatically unless cancelled at least 24 hours before the end of the current period, and can be managed in your account settings. Company logos provided by Logo.dev. Terms of Use (EULA): https://farowealth.app/faro_terms_eula_bilingual Privacy Policy: https://farowealth.app/faro_privacy_policy_bilingual