Comparison

InCred Wealth vs MILCA

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

InCred Wealth

Manage your investment portfolio on the go with this app. Easily view holdings, analyze performance against benchmarks, and access transaction details and reports. Secure login options are available for quick access.

Highlights
  • View portfolio holdings by asset class
  • Analyze portfolio performance vs. benchmarks
  • Access group/owner/account level details
  • View transaction history
  • Download portfolio and performance reports
  • Secure Touch ID/Face ID login
Read full description

InCred Wealth app lets you stay on top of your investment portfolio anytime, anywhere. Install the app and login with your Touch ID/Face ID or your Password with ease. Features: • View portfolio holdings across various asset class & access group/owner/account level portfolio details • Analyze portfolio performance across holdings v/s. relevant benchmarks • View Transaction details • View and Download various Portfolio and Performance reports along with Statements of Dividend/Interest/Capital Gain etc. Please contact your Wealth Manager or write to care@incredwealth.com for any queries. The use of this app is for the clients of InCred Wealth only.

About

MILCA

Monitor your mutual fund investments on the go. Track schemes, view transaction details, and request portfolio reports. This app is exclusively for clients of registered IFAs using MILCA Plus.

Highlights
  • Mutual Fund dashboard
  • Asset-wise portfolio view
  • Applicant-wise portfolio view
  • SIP Dashboard
  • Online transaction facility
  • Track NAV
  • Request summary reports
Read full description

Stay on track with your portfolio on the go!! MILCA is created for mutual fund investors to track and monitor their mutual fund schemes, request for portfolio reports, view transaction details, know upcoming SIPs and much more. This uniquely created app is only restricted to those clients whose IFAs are registered users of MILCA Plus. 
Key features of MILCA App: 1. Mutual Fund dashboard 2. Asset-wise Mutual Fund portfolio view 3. Applicant wise portfolio view 4. SIP Dashboard 5. Scheme wise portfolio status 6. Online transaction facility (Exchange integrated) 7. Track NAV for any scheme in your portfolio 8. Email request to receive summary reports Disclaimer:
Meant for Clients of Advisors who are registered with MILCA. Mutual Fund Investments are subject to market risks. Read all scheme related documents carefully before investing. Although due care has been taken, we do not guarantee accuracy, completeness and authenticity of the information. This is only a utility and shall not be construed as any investment advice. We are not responsible for any discrepancies in any case whatsoever. No representations or warranties are made (express or implied) as to the reliability, accuracy or completeness of information. MILCA cannot be held liable for any loss arising directly or indirectly from the use of, or any action taken in on, any information appearing in this mobile app & its website. Clients are advised to take expert advice before taking any decision. You may please refer respective AMC website for more details.

Screenshots

InCred Wealth4 screens
MILCA4 screens

Verdict

The call

The clearest difference is review sentiment: MILCA at 100% against InCred Wealth's 43%. InCred Wealth's advantage is update cadence (every 4 months vs every 26 months) and device support. On price, in-app purchases, monetization model and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

InCred Wealth ships an update every 4 months, MILCA every 26 months. Both last shipped on October 6, 2026.

Scorecard3 real differences · 7 level
InCred Wealth versus MILCA: the parameters behind the verdict, then further details
ParameterInCred WealthMILCA
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews42.9% of reviews100.0% of reviews — better
Number of ratings—1 — better
Update frequencyEvery 4 months — betterEvery 26 months
AdsNo—
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — better—
Requires iOS14.0 — better15.1
Further details — not scored
Size31 MB29 MB
Age rating4+4+
DeveloperINCRED CAPITAL INCLUSION ADVISORY SERVICES PRIVATE LIMITEDRoma Luthra

Customer experience

InCred Wealth

Written reviews7 reviews
Positive42.9%
Neutral14.3%
Negative42.9%

MILCA

Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

InCred Wealth

No in-app purchases

None

MILCA

No in-app purchases

Questions

Is InCred Wealth free?
InCred Wealth is free to download, with no in-app purchases.
Is MILCA free?
MILCA is free to download, with no in-app purchases.
Which is updated more often, InCred Wealth or MILCA?
InCred Wealth ships an update every 4 months, and MILCA every 26 months. Most recently, InCred Wealth was updated on October 6, 2026 and MILCA on October 6, 2026.

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