Comparison

P3 Money vs iorys

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

P3 Money

Manage international money transfers and finances with ease. Offers cross-border payments, multiple currency accounts, and prepaid cards for individuals and businesses. Enjoy seamless transactions and modern financial tools without visiting a bank.

Highlights
  • Cross-border money transfers
  • Multiple currency accounts
  • Prepaid banking card
  • Currency exchange
  • Electronic invoicing
  • Biometric authentication
Features
Read full description

An innovative way to manage and control your cross-border money transfers. For individuals Send and receive funds to and from your family, friends, and relatives in any supported currency, at any moment. Get a single IBAN number for all your salary, pension and other incoming payments. Access your funds with an easy-to-use prepaid banking card. Perform any operations with your funds, just like with a bank, but better. For businesses Have all your international money operations covered with the use of multiple European IBAN numbers in both SWIFT and SEPA networks, in any of the major currencies we support. Transfer your salary project and everyday business expenses to pre-paid Mastercard cards, issued by Privat3money. Get access to the latest financial technology for businesses in terms of electronic invoicing, merchant tools, currency exchange with low fees, etc. The application offers a single point of interaction, starting from the registration to troubleshooting your problems with our skilled technical support team. None of the actions require visiting a bank or doing useless paperwork. The app offers: -Creation of an account with an IBAN account number from Europe; -Transactions and accounts in multiple currencies; -Currency exchange with competitive rates; -Fast and easy access to international funds transfer; -Issuance of a prepaid banking card; -Set up of mass payouts. Privat3money is a great way to be in control of all your funds and transactions. Your possibilities are limitless: -Convenient signup and setup processes; -Security enhanced by biometric authentication; -Full transaction overview with fast updates; -Guaranteed 24/7 operation; -Instant prepaid card top-up; -Borderless operation. Privat3money provides the most modern financial instruments for settling international money transfers of any kind. More info at https://www.privat3money.com

About

iorys

Features
Read full description

Ready-to-use mobile banking app that can be white-labeled for your Bank, Payment firm, Crypto exchanger, P-to-P lending or any other FinTech. Quick rebranding with your corporate style or creation of a tailor-made design based on your needs. We are digital banking architects enabling financial institutions a fast-track launch of payment solutions with remarkable UI/UX. Our clients are both newly born FinTechs wishing to break in the market being competitive from the first days without major investments, and mature market participants seeking to upscale their IT platforms with fresh and advanced banking modules, including a mobile app. IORYS App includes: ACCOUNT OPENING Seamless new client onboarding flow with integrated 3rd party AML/KYC providers at your choice for safe and efficient remote identification and sanction/PEP screening. MULTI-CURRENCY ACCOUNTS Receiving and keeping different currencies without mandatory conversion. Your clients can keep balances in dozens of currencies (fiat and crypto) for efficient treasury management. ACCOUNT STATEMENTS Single and multi-currency account statements. Search for transactions based on dates, amounts, key words and other parameters. Extract of account statements in PDF/XL formats. PAYMENT CARDS Wide functionality with payment cards, including card ordering, balance view, view of all card details, block/unblock cards, PIN view/change, change of limits and other features. Possibility to have a multi-currency and a crypto card. SAVINGS An online piggy-bank allowing users to open savings accounts for keeping money aside for a dream purchase or any other needs. Ability to see the saving progress in %. MONEY TRANSFERS Receiving and sending payments within and outside Iorys banking platform, creation of templates, programming with deferred dates. Request of outgoing transfers with an automated currency exchange. Possibility to inform interested parties about outgoing transactions. SECURITY Face ID/Touch ID functionality and various access codes for cutting edge security of your clients’ wallets. View of previous accesses based on IP, country, date and time. NOTIFICATIONS Push messages about incoming/outgoing transactions for real time control for money movement. ACCESS RIGHTS Ability to set read-only or full access rights for various business scenarios. Try our app and other products of Iorys (Payment HUB, Ledger, AML module, Web banking) available on SaaS of or On Prem/License model. More info available on WWW.IORYS.COM Disclosure Iorys Ltd does not provide any payment or financial services. We are purely a technological company offering IT solutions for regulated entities.

Screenshots

P3 Money3 screens
iorys4 screens

Verdict

The call

The clearest difference is ads: iorys at none against P3 Money's shown. On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

P3 Money ships an update every 3 weeks, iorys every 6 weeks. The most recent releases landed on November 3, 2026 and October 27, 2026 respectively.

Scorecard1 real difference · 9 level
P3 Money versus iorys: the parameters behind the verdict, then further details
ParameterP3 Moneyiorys
PriceFreeFree
Rating5.0 (2 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings2 — better—
Update frequencyEvery 3 weeks — betterEvery 6 weeks
AdsYesNo — better
In-app purchasesNoNo
MonetizationAd-supported—
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.013.0
Further details — not scored
Size62 MB44 MB
Age rating4+4+
DeveloperPrivat3Money Ltd.Iorys Ltd

In-app purchases

None

P3 Money

No in-app purchases

None

iorys

No in-app purchases

Questions

Is P3 Money free?
P3 Money is free to download, with no in-app purchases.
Is iorys free?
iorys is free to download, with no in-app purchases.
Do P3 Money or iorys have ads?
P3 Money shows ads; iorys does not.
Which is updated more often, P3 Money or iorys?
P3 Money ships an update every 3 weeks, and iorys every 6 weeks. Most recently, P3 Money was updated on November 3, 2026 and iorys on October 27, 2026.

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