UTB Mobile Banking vs MBT
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
UTB Mobile Banking
Manage your finances on the go with this secure and fast banking app. Organize transactions, set alerts, make payments, transfer funds, and deposit checks with ease. It also allows you to reorder or disable debit cards and find nearby branches or ATMs.
- Organize transactions with tags and notes
- Set balance alerts
- Make payments and transfers
- Deposit checks remotely
- Manage debit cards
- Find branches and ATMs
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UTB Mobile Banking is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with UTB Mobile Banking: - Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. - Set up alerts so you know when your balance drops below a certain amount - Make payments, whether you’re paying a company or a friend - Transfer money between your accounts - Deposit checks in a snap by taking a picture of the front and back - Reorder your debit card or turn it off if you’ve misplaced it - View and save your monthly statements - Find branches and ATMs near you Secure your account with a 4-digit passcode or biometric supported devices.
MBT
Manage your finances with this secure and fast personal financial advocate. Organize transactions with tags and notes, set balance alerts, and make payments or transfers easily. Deposit checks, manage your debit card, and access statements and ATM locations.
- Organize transactions with tags, notes, and photos
- Set balance alerts
- Make payments and transfer money
- Deposit checks via photo
- Manage debit card (reorder/turn off)
- View and save monthly statements
- Find branches and ATMs
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MBT-GA is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what you can do with MBT-GA: - Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. - Set up alerts so you know when your balance drops below a certain amount - Make payments, whether you’re paying a company or a friend - Transfer money between your accounts - Deposit checks in a snap by taking a picture of the front and back - Reorder your debit card or turn it off if you’ve misplaced it - View and save your monthly statements - Find branches and ATMs near you Secure your account with a 4-digit passcode or biometric on supported devices.
Screenshots
Verdict
The clearest difference is monetization model: MBT at free against UTB Mobile Banking's ad-supported. On price, rating, review sentiment and ratings volume there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.9 for UTB Mobile Banking against 4.9 for MBT. Both are backed by a comparable volume of ratings — 121 and 133 respectively. Written reviews split almost evenly too, at 100% and 100% positive.
Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 24, 2026 and October 30, 2026 respectively.
| Parameter | UTB Mobile Banking | MBT |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (121 ratings) | 4.9 (133 ratings) — better |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| Number of ratings | 121 | 133 — better |
| Update frequency | Monthly | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 18.4 | 18.4 |
| Further details — not scored | ||
| Size | 178 MB | 177 MB |
| Age rating | 4+ | 4+ |
| Developer | United Texas Bank, National Association | Moultrie Bank & Trust |
Customer experience
UTB Mobile Banking
MBT
In-app purchases
UTB Mobile Banking
No in-app purchases
MBT
No in-app purchases
Questions
Is UTB Mobile Banking free?
Is MBT free?
Which has better reviews, UTB Mobile Banking or MBT?
Do UTB Mobile Banking or MBT have ads?
Which is updated more often, UTB Mobile Banking or MBT?
Other comparisons
