Comparison

MBT vs FNBDC

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MBT

Manage your finances with this secure and fast personal financial advocate. Organize transactions with tags and notes, set balance alerts, and make payments or transfers easily. Deposit checks, manage your debit card, and access statements and ATM locations.

Highlights
  • Organize transactions with tags, notes, and photos
  • Set balance alerts
  • Make payments and transfer money
  • Deposit checks via photo
  • Manage debit card (reorder/turn off)
  • View and save monthly statements
  • Find branches and ATMs
Features
Read full description

MBT-GA is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what you can do with MBT-GA: - Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. - Set up alerts so you know when your balance drops below a certain amount - Make payments, whether you’re paying a company or a friend - Transfer money between your accounts - Deposit checks in a snap by taking a picture of the front and back - Reorder your debit card or turn it off if you’ve misplaced it - View and save your monthly statements - Find branches and ATMs near you Secure your account with a 4-digit passcode or biometric on supported devices.

About

FNBDC

Manage your finances with this secure and fast personal financial tool. Set up balance alerts, make payments, transfer funds, deposit checks remotely, and view statements. Locate nearby branches and ATMs.

Highlights
  • Balance alerts
  • Make payments
  • Transfer money
  • Mobile check deposit
  • View statements
  • ATM/Branch locator
  • Biometric security
Features
Read full description

FNBDC is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what you can do with FNBDC: -Set up alerts so you know when your balance drops below a certain amount -Make payments, whether you’re paying a company or a friend -Transfer money between your accounts -Deposit checks in a snap by taking a picture of the front and back -View and save your monthly statements -Find locations and ATMs near you Secure your account with a 4-digit passcode or biometric on supported devices.

Screenshots

MBT4 screens
FNBDC4 screens

Verdict

The call

The clearest difference is monetization model: MBT at free against FNBDC's ad-supported. On price, rating, review sentiment and ratings volume there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for MBT against 4.9 for FNBDC. Both are backed by a comparable volume of ratings — 126 and 300 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on September 9, 2026 and September 17, 2026 respectively.

Scorecard1 real difference · 9 level
MBT versus FNBDC: the parameters behind the verdict, then further details
ParameterMBTFNBDC
PriceFreeFree
Rating4.9 (126 ratings)4.9 (300 ratings)
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings126300 — better
Update frequencyMonthlyMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPadiPhone, iPad
Requires iOS18.418.4
Further details — not scored
Size172 MB178 MB
Age rating4+4+
DeveloperMoultrie Bank & TrustFirst National Bank of Decatur County

Customer experience

MBT

All ratings126 ratings
Positive97.6%
Neutral0.0%
Negative2.4%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

FNBDC

All ratings300 ratings
Positive99.3%
Neutral0.7%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

MBT

No in-app purchases

None

FNBDC

No in-app purchases

Questions

Is MBT free?
MBT is free to download, with no in-app purchases.
Is FNBDC free?
FNBDC is free to download, with no in-app purchases.
Which has better reviews, MBT or FNBDC?
MBT and FNBDC are both rated 4.9 out of 5 on the App Store, from 126 and 300 ratings respectively.
Do MBT or FNBDC have ads?
Neither MBT nor FNBDC shows ads.
Which is updated more often, MBT or FNBDC?
MBT ships an update monthly, and FNBDC monthly. Most recently, MBT was updated on September 9, 2026 and FNBDC on September 17, 2026.

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