Comparison

Money manager, expense tracker vs LuCent

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Money manager, expense tracker

Easily track your expenses and income to gain control over your budget and finances. Visualize spending patterns with clear diagrams and detailed reports. Personalize categories, manage multiple currencies, and set payment reminders for better financial management.

Highlights
  • Expense and income tracking
  • Budget management
  • Spending pattern visualization
  • Detailed reports
  • Customizable categories
  • Multicurrency support
  • Payment reminders
  • Passcode protection
Features
Currently charting
Read full description

Money manager, expense tracker, budget, wallet: expense and income tracker, money, finances app will help you take your budget, money and finances under control and won’t take much time. You won’t need to dig through your wallet or check your bank account to be aware of your financial circumstances. With Budget: expense and income tracker, money, finances app you can easily spend money while hoarding and saving up. - Clear interface: Budget: expense and income tracker, money, finances app is very easy to use: you can quickly add a transaction with just a couple of clicks; - Illustrative display: The app will automatically draw up current balance and create a pictorial diagram showing your spending patterns (expenses and income); - Explications: Check out detailed reports for each period of time and each category of operation, sort operations by date or amount – whatever works best for you; - Personalization: Use ready templates (such expenses as grocery, hobby, utility bills, etc.) or create your own categories, choose any colors and entitle them to adjust the app as you see fit and get the most out of it; - Multicurrency: The app supports various currencies and show real-time exchange rates which provides comfort of use while traveling abroad, in case you receive income in foreign currencies, etc.; - Reminders: Create and set reminders of regular payments (gaining income from the business, credit repayments, credit and other bank card payments, debt repayments, etc.) to make sure you don’t forget anything; - Safety: Set a passcode to protect data on your budget so that only you have access to this important information. Access & Subscriptions Money manager offers flexible access models based on your location. Users can enjoy full functionality through our ad-supported free version or choose a premium subscription for an ad-free experience. Please note: In certain regions (including the U.S.), a subscription is required to access the app. Term of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://financewalletapp.com/docs/privacy_policy.html

About

LuCent

Features
Read full description

See your money clearly. LuCent is a modern, native iOS finance tracker designed for speed and clarity. Built with the latest Apple technologies, it feels like a natural extension of your iPhone. No cluttered menus, just a seamless way to track your daily spending. DESIGNED FOR EFFICIENCY: ◉ Native Performance: No loading screens. Instant launch and data entry in 2 seconds. ◉ Hybrid Architecture: Enjoy the speed of an offline-first app with the reliability of cloud backup. ◉ Home Screen Widgets: Keep an eye on your Monthly Budget progress without even opening the app. CORE FEATURES (FREE): • Budget Limits: Set monthly caps for specific categories like "Groceries" or "Dining Out" to stay on track. • Joint Accounts: Seamlessly manage shared expenses with a partner or family member. • Secure Cloud Sync: Your data works offline for speed, but is automatically encrypted and synced to the cloud. Access your budget on any device without compromising security. • Dark Mode: A stunning interface that looks great day and night. GO PREMIUM: Unlock the full power of LuCent with our Pro features: • Advanced Analytics: Gain deep insights with interactive charts, trend analysis, and spending breakdowns. • Multi-Currency Support: Perfect for travelers. Create wallets in different currencies with automatic rate conversion. • Unlimited Access: Create unlimited wallets and custom categories. • Customization: Access the full library of category icons. PAY ONCE, USE FOREVER: Tired of monthly subscriptions? LuCent offers a transparent Lifetime License. Pay once and own your financial tools forever. Standard monthly and yearly subscriptions are also available. Make every cent count. Download now for smarter money management! The ideal solution for family budget planning and personal finance. Use it as your daily spending log or set up shared accounts for couples. Works perfectly as an offline expense tracker too! Terms of Use: https://nikalaichyksiarhei.github.io/LuCent/terms/ Privacy Policy: https://nikalaichyksiarhei.github.io/LuCent/privacy/

Screenshots

Money manager, expense tracker4 screens
LuCent4 screens

Verdict

The call

The clearest difference is update cadence: LuCent at every 4 days against Money manager, expense tracker's fortnightly. Money manager, expense tracker's advantage is chart position (#161 vs unranked) and iOS requirement (15.0 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Money manager, expense tracker sells 6 in-app purchases, starting at $1.99 per month and LuCent sells 3 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Money manager, expense tracker ships an update fortnightly, LuCent every 4 days. The most recent releases landed on October 22, 2026 and October 11, 2026 respectively.

Scorecard3 real differences · 8 level
Money manager, expense tracker versus LuCent: the parameters behind the verdict, then further details
ParameterMoney manager, expense trackerLuCent
PriceFreeFree
Rating4.9 (7.9K ratings) — better—
Positive reviews88.1% of reviews—
Number of ratings7.9K — better—
Update frequencyFortnightlyEvery 4 days — better
AdsYesYes
In-app purchasesYesYes
MonetizationFree with in-app purchases—
Best chart rank#161 — better—
DevicesiPhone, iPod — betteriPhone
Requires iOS15.0 — better18.0
Further details — not scored
Size93 MB49 MB
Age rating4+4+
DeveloperOrange DogSiarhei Nikalaichyk

Bugs and requests

Money manager, expense tracker

Reported bugs

3 issues
  • Blank/black screen issues
  • Inability to delete transactions
  • Inaccurate calculations of expenses and income

Requested features

5 requests
  • Add subcategories for more detailed analysis
  • Implement a budgeting feature with alerts
  • Provide a desktop/PC version
  • Enable data sharing between multiple users
  • Add a widget and Apple Watch support

LuCent

Not enough reviews yet to summarise bugs or requests.

In-app purchases

6 purchases

Money manager, expense tracker

Subscriptions5
  • Disable ads$1.991 Month
  • Weekly Subscription$4.997 Days
  • Disable ads$9.991 Year
Show 2 more
  • Monthly Subscription$9.991 Month
  • Yearly Subscription3 Days trial$59.991 Year
One-time1
  • Disable ads$39.99
3 purchases

LuCent

Subscriptions2
  • Monthly Premium$2.991 Month
  • Yearly Premium$19.991 Year
One-time1
  • Lifetime Premium$39.99

Questions

Is Money manager, expense tracker free?
Money manager, expense tracker is free to download, with in-app purchases available.
Is LuCent free?
LuCent is free to download, with in-app purchases available.
Do Money manager, expense tracker or LuCent have ads?
Both Money manager, expense tracker and LuCent show ads.
Which is updated more often, Money manager, expense tracker or LuCent?
Money manager, expense tracker ships an update fortnightly, and LuCent every 4 days. Most recently, Money manager, expense tracker was updated on October 22, 2026 and LuCent on October 11, 2026.

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