Comparison

Lucent Budget vs LuCent

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Lucent Budget

Features
Read full description

Lucent is a clean, intuitive budgeting app designed for individuals and couples who want to take control of their finances without the complexity. BUDGET YOUR WAY Create multiple budgets for different purposes—monthly expenses, vacation funds, or household spending. Each budget supports its own currency, perfect for travelers or international households. ORGANIZE WITH CATEGORIES Set up spending categories with target amounts and watch your progress in real time. Lucent shows you exactly where you stand—what you've spent, what's remaining, and when you're over budget. TRACK EVERY TRANSACTION Log expenses quickly with a streamlined interface. Add notes, assign categories, and use transaction templates for recurring purchases. Filter and search your history to find exactly what you need. REACH YOUR SAVINGS GOALS Whether you're saving for something specific or just building a nest egg, Lucent has you covered. Set target-based goals with deadlines or use open-ended savings trackers. Log contributions and withdrawals to see your progress grow. SHARE WITH YOUR HOUSEHOLD Invite your partner or family to share budgets. Everyone stays on the same page with real-time sync, and you control exactly what's shared. INSIGHTS THAT MATTER Visualize your spending with clear charts and insights. See budget vs. actual comparisons, category breakdowns, and spending trends over time. YOUR DATA, YOUR CONTROL • Export transactions to CSV anytime • Data syncs securely across all your devices • No ads, no data selling—ever

About

LuCent

Features
Read full description

See your money clearly. LuCent is a modern, native iOS finance tracker designed for speed and clarity. Built with the latest Apple technologies, it feels like a natural extension of your iPhone. No cluttered menus, just a seamless way to track your daily spending. DESIGNED FOR EFFICIENCY: ◉ Native Performance: No loading screens. Instant launch and data entry in 2 seconds. ◉ Hybrid Architecture: Enjoy the speed of an offline-first app with the reliability of cloud backup. ◉ Home Screen Widgets: Keep an eye on your Monthly Budget progress without even opening the app. CORE FEATURES (FREE): • Budget Limits: Set monthly caps for specific categories like "Groceries" or "Dining Out" to stay on track. • Joint Accounts: Seamlessly manage shared expenses with a partner or family member. • Secure Cloud Sync: Your data works offline for speed, but is automatically encrypted and synced to the cloud. Access your budget on any device without compromising security. • Dark Mode: A stunning interface that looks great day and night. GO PREMIUM: Unlock the full power of LuCent with our Pro features: • Advanced Analytics: Gain deep insights with interactive charts, trend analysis, and spending breakdowns. • Multi-Currency Support: Perfect for travelers. Create wallets in different currencies with automatic rate conversion. • Unlimited Access: Create unlimited wallets and custom categories. • Customization: Access the full library of category icons. PAY ONCE, USE FOREVER: Tired of monthly subscriptions? LuCent offers a transparent Lifetime License. Pay once and own your financial tools forever. Standard monthly and yearly subscriptions are also available. Make every cent count. Download now for smarter money management! The ideal solution for family budget planning and personal finance. Use it as your daily spending log or set up shared accounts for couples. Works perfectly as an offline expense tracker too! Terms of Use: https://nikalaichyksiarhei.github.io/LuCent/terms/ Privacy Policy: https://nikalaichyksiarhei.github.io/LuCent/privacy/

Screenshots

Lucent Budget4 screens
LuCent4 screens

Verdict

The call

The clearest difference is in-app purchases: Lucent Budget at none against LuCent's 3. Lucent Budget also leads on ads (none vs shown). On price, update cadence, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. LuCent sells 3 in-app purchases, starting at $2.99 per month. Lucent Budget asks for nothing beyond the download.

UpkeepUpdate frequency

Lucent Budget ships an update every 5 days, LuCent every 4 days. The most recent releases landed on August 30, 2026 and June 1, 2026 respectively.

Scorecard2 real differences · 4 level
Lucent Budget versus LuCent: the parameters behind the verdict, then further details
ParameterLucent BudgetLuCent
PriceFreeFree
Update frequencyEvery 5 daysEvery 4 days — better
AdsNo — betterYes
In-app purchasesNo — betterYes
DevicesiPhone, iPad — betteriPhone
Requires iOS17.6 — better18.0
Further details — not scored
Size6 MB49 MB
Age rating4+4+
DeveloperGregory BellSiarhei Nikalaichyk

In-app purchases

None

Lucent Budget

No in-app purchases

3 purchases

LuCent

Subscriptions2
  • Monthly Premium$2.991 Month
  • Yearly Premium$19.991 Year
One-time1
  • Lifetime Premium$39.99

Questions

Is Lucent Budget free?
Lucent Budget is free to download, with no in-app purchases.
Is LuCent free?
LuCent is free to download, with in-app purchases available.
Do Lucent Budget or LuCent have ads?
LuCent shows ads; Lucent Budget does not.
Which is updated more often, Lucent Budget or LuCent?
Lucent Budget ships an update every 5 days, and LuCent every 4 days. Most recently, Lucent Budget was updated on August 30, 2026 and LuCent on June 1, 2026.

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