Comparison

Daily Funds vs LuCent

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Daily Funds

Features
Read full description

Track your expenses, plan your budget, and share it with your family. Daily Funds helps make your finances simple, clear, and under control. Daily Funds gives you control over your money with simple budgeting tools that actually work. Category-based tracking. See exactly where your money goes with a clear breakdown of income and expenses. Plan ahead. Set monthly budgets (limits) for categories, plan major purchases, and enable reminders so you don’t forget important expenses. Multiple accounts and currencies. Track cash, card balances, and other accounts in the currency that works best for you. Daily reminders. We help you stay consistent by reminding you to record transactions and keep your finances organized.

About

LuCent

Features
Read full description

See your money clearly. LuCent is a modern, native iOS finance tracker designed for speed and clarity. Built with the latest Apple technologies, it feels like a natural extension of your iPhone. No cluttered menus, just a seamless way to track your daily spending. DESIGNED FOR EFFICIENCY: β—‰ Native Performance: No loading screens. Instant launch and data entry in 2 seconds. β—‰ Hybrid Architecture: Enjoy the speed of an offline-first app with the reliability of cloud backup. β—‰ Home Screen Widgets: Keep an eye on your Monthly Budget progress without even opening the app. CORE FEATURES (FREE): β€’ Budget Limits: Set monthly caps for specific categories like "Groceries" or "Dining Out" to stay on track. β€’ Joint Accounts: Seamlessly manage shared expenses with a partner or family member. β€’ Secure Cloud Sync: Your data works offline for speed, but is automatically encrypted and synced to the cloud. Access your budget on any device without compromising security. β€’ Dark Mode: A stunning interface that looks great day and night. GO PREMIUM: Unlock the full power of LuCent with our Pro features: β€’ Advanced Analytics: Gain deep insights with interactive charts, trend analysis, and spending breakdowns. β€’ Multi-Currency Support: Perfect for travelers. Create wallets in different currencies with automatic rate conversion. β€’ Unlimited Access: Create unlimited wallets and custom categories. β€’ Customization: Access the full library of category icons. PAY ONCE, USE FOREVER: Tired of monthly subscriptions? LuCent offers a transparent Lifetime License. Pay once and own your financial tools forever. Standard monthly and yearly subscriptions are also available. Make every cent count. Download now for smarter money management! The ideal solution for family budget planning and personal finance. Use it as your daily spending log or set up shared accounts for couples. Works perfectly as an offline expense tracker too! Terms of Use: https://nikalaichyksiarhei.github.io/LuCent/terms/ Privacy Policy: https://nikalaichyksiarhei.github.io/LuCent/privacy/

Screenshots

Daily Funds4 screens
LuCent4 screens

Verdict

The call

The clearest difference is in-app purchases: Daily Funds at none against LuCent's 3. Daily Funds also leads on ads (none vs shown) and device support (3 vs 1). On price and update cadence there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. LuCent sells 3 in-app purchases, starting at $2.99 per month. Daily Funds asks for nothing beyond the download.

UpkeepUpdate frequency

Daily Funds ships an update every 5 days, LuCent every 4 days. The most recent releases landed on October 9, 2026 and October 11, 2026 respectively.

Scorecard4 real differences Β· 2 level
Daily Funds versus LuCent: the parameters behind the verdict, then further details
ParameterDaily FundsLuCent
PriceFreeFree
Update frequencyEvery 5 daysEvery 4 days β€” better
AdsNo β€” betterYes
In-app purchasesNo β€” betterYes
DevicesiPhone, iPad, iPod β€” betteriPhone
Requires iOS15.6 β€” better18.0
Further details β€” not scored
Size29 MB49 MB
Age rating9+4+
DeveloperDanchenko OleksandrSiarhei Nikalaichyk

In-app purchases

None

Daily Funds

No in-app purchases

3 purchases

LuCent

Subscriptions2
  • Monthly Premium$2.991 Month
  • Yearly Premium$19.991 Year
One-time1
  • Lifetime Premium$39.99

Questions

Is Daily Funds free?
Daily Funds is free to download, with no in-app purchases.
Is LuCent free?
LuCent is free to download, with in-app purchases available.
Do Daily Funds or LuCent have ads?
LuCent shows ads; Daily Funds does not.
Which is updated more often, Daily Funds or LuCent?
Daily Funds ships an update every 5 days, and LuCent every 4 days. Most recently, Daily Funds was updated on October 9, 2026 and LuCent on October 11, 2026.

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