Comparison

xpenses vs LuCent

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

xpenses

Features
Read full description

xpenses is an application designed to help you monitor your expenses. Features: - Fast and Simple Transaction Entry: Easily and quickly record your spending activities. - Customizable Wallets and Categories: Personalize your wallets and categories by selecting your preferred icons and colors. - Cross-Device Syncing: Keep your data consistent across all your devices. - Integrated Calculator and Currency Converter: Utilize built-in tools for calculations and converting currencies. - Automatic Data Backup: Ensure your information is safely backed up without manual intervention. - Multiple currencies: over 300 currencies and exchange rates, including crypto. - Custom Currency Creation: Add new currencies if the one you need isn’t already available. - Clean and User-Friendly Design: Enjoy a straightforward, intuitive, and meticulously crafted user interface. - Search Functionality: Easily find specific transactions or categories using the search feature. Terms: https://project10868033.tilda.ws/xpenses/terms Privacy: https://project10868033.tilda.ws/xpenses/privacy

About

LuCent

Features
Read full description

See your money clearly. LuCent is a modern, native iOS finance tracker designed for speed and clarity. Built with the latest Apple technologies, it feels like a natural extension of your iPhone. No cluttered menus, just a seamless way to track your daily spending. DESIGNED FOR EFFICIENCY: β—‰ Native Performance: No loading screens. Instant launch and data entry in 2 seconds. β—‰ Hybrid Architecture: Enjoy the speed of an offline-first app with the reliability of cloud backup. β—‰ Home Screen Widgets: Keep an eye on your Monthly Budget progress without even opening the app. CORE FEATURES (FREE): β€’ Budget Limits: Set monthly caps for specific categories like "Groceries" or "Dining Out" to stay on track. β€’ Joint Accounts: Seamlessly manage shared expenses with a partner or family member. β€’ Secure Cloud Sync: Your data works offline for speed, but is automatically encrypted and synced to the cloud. Access your budget on any device without compromising security. β€’ Dark Mode: A stunning interface that looks great day and night. GO PREMIUM: Unlock the full power of LuCent with our Pro features: β€’ Advanced Analytics: Gain deep insights with interactive charts, trend analysis, and spending breakdowns. β€’ Multi-Currency Support: Perfect for travelers. Create wallets in different currencies with automatic rate conversion. β€’ Unlimited Access: Create unlimited wallets and custom categories. β€’ Customization: Access the full library of category icons. PAY ONCE, USE FOREVER: Tired of monthly subscriptions? LuCent offers a transparent Lifetime License. Pay once and own your financial tools forever. Standard monthly and yearly subscriptions are also available. Make every cent count. Download now for smarter money management! The ideal solution for family budget planning and personal finance. Use it as your daily spending log or set up shared accounts for couples. Works perfectly as an offline expense tracker too! Terms of Use: https://nikalaichyksiarhei.github.io/LuCent/terms/ Privacy Policy: https://nikalaichyksiarhei.github.io/LuCent/privacy/

Screenshots

xpenses4 screens
LuCent4 screens

Verdict

The call

The clearest difference is ads: xpenses at none against LuCent's shown. LuCent's advantage is update cadence (every 4 days vs fortnightly). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. xpenses sells 2 in-app purchases, starting at $2.99 per month and LuCent sells 3 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

xpenses ships an update fortnightly, LuCent every 4 days. The most recent releases landed on October 2, 2026 and October 11, 2026 respectively.

Scorecard2 real differences Β· 4 level
xpenses versus LuCent: the parameters behind the verdict, then further details
ParameterxpensesLuCent
PriceFreeFree
Update frequencyFortnightlyEvery 4 days β€” better
AdsNo β€” betterYes
In-app purchasesYesYes
DevicesiPhoneiPhone
Requires iOS17.0 β€” better18.0
Further details β€” not scored
Size3 MB49 MB
Age rating4+4+
DeveloperLev PoznyakovSiarhei Nikalaichyk

In-app purchases

2 purchases

xpenses

Subscriptions2
  • xpenses+ monthly$2.991 Month
  • xpenses+ yearly3 Days trial$19.991 Year
3 purchases

LuCent

Subscriptions2
  • Monthly Premium$2.991 Month
  • Yearly Premium$19.991 Year
One-time1
  • Lifetime Premium$39.99

Questions

Is xpenses free?
xpenses is free to download, with in-app purchases available.
Is LuCent free?
LuCent is free to download, with in-app purchases available.
Do xpenses or LuCent have ads?
LuCent shows ads; xpenses does not.
Which is updated more often, xpenses or LuCent?
xpenses ships an update fortnightly, and LuCent every 4 days. Most recently, xpenses was updated on October 2, 2026 and LuCent on October 11, 2026.

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