Comparison

xpenses vs Spending Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

xpenses

Features
Read full description

xpenses is an application designed to help you monitor your expenses. Features: - Fast and Simple Transaction Entry: Easily and quickly record your spending activities. - Customizable Wallets and Categories: Personalize your wallets and categories by selecting your preferred icons and colors. - Cross-Device Syncing: Keep your data consistent across all your devices. - Integrated Calculator and Currency Converter: Utilize built-in tools for calculations and converting currencies. - Automatic Data Backup: Ensure your information is safely backed up without manual intervention. - Multiple currencies: over 300 currencies and exchange rates, including crypto. - Custom Currency Creation: Add new currencies if the one you need isn’t already available. - Clean and User-Friendly Design: Enjoy a straightforward, intuitive, and meticulously crafted user interface. - Search Functionality: Easily find specific transactions or categories using the search feature. Terms: https://project10868033.tilda.ws/xpenses/terms Privacy: https://project10868033.tilda.ws/xpenses/privacy

About

Spending Tracker

Easily track your expenses using voice, photos, or typing. Visualize spending trends with instant charts and reports. Share expenses with family or export data for taxes.

Highlights
  • Voice and photo expense logging
  • Instant spending trend visibility
  • iCloud sync and team sharing
  • Advanced reporting and export
  • Smart categorization
  • Receipt scanning
Features
Read full description

Cash Compass is a private expense tracker for iPhone. No bank logins, no account connections, no data sold — you log what you spend, and it shows you exactly where your money goes. FAST TO LOG, SO YOU ACTUALLY KEEP DOING IT • Say it — speak an expense and it's categorised and saved • Ask Siri — "log an expense in Cash Compass" works from Siri, Shortcuts, Spotlight and the Action button • Snap it — photograph a receipt and the details are pulled out for you • Or type it — amount-first manual entry in a few taps, works fully offline SEE WHAT'S ACTUALLY HAPPENING • Category charts — bar, donut and line views of where the money went • Month-over-month comparison — this period against the last, category by category • Weekly report — what you spent this week vs last, with the categories that moved • Spending-spike alerts — Cash Compass flags a category running above its own recent average • Savings rate — set your monthly income and watch the rate on your dashboard • Tracking streak — consecutive days logged, because consistency is the whole game PRIVATE BY DESIGN • No bank logins. Nothing to connect, nothing to reauthorise, no credentials to breach • Your transactions stay on your device; Premium syncs through your own iCloud account • No ads. No selling your data WORKS WHEREVER YOU DO • Every world currency — set yours and every total, chart and export follows • 33 languages • Separate Personal and Business accounts, switchable in a tap • Cash spending is tracked as easily as card — something bank-feed apps structurally cannot do FREE, AND WHAT PREMIUM ADDS Manual logging is free forever, with no ads. Premium unlocks unlimited voice entry and receipt scanning, the full charts, CSV export, and iCloud sync across your devices. Apple Family Sharing covers 5 more family members at no extra cost — each keeps their own private data; the subscription is the only shared item. Cash Compass is made by a small independent developer. If something's missing or broken, the support link goes to a human.

Screenshots

xpenses4 screens
Spending Tracker4 screens

Verdict

The call

The clearest difference is update cadence: Spending Tracker at every 5 days against xpenses's fortnightly. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. xpenses sells 2 in-app purchases, starting at $2.99 per month and Spending Tracker sells 3 in-app purchases, starting at $2.99 per 7 days. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

xpenses ships an update fortnightly, Spending Tracker every 5 days. The most recent releases landed on October 19, 2026 and October 11, 2026 respectively.

Scorecard1 real difference · 9 level
xpenses versus Spending Tracker: the parameters behind the verdict, then further details
ParameterxpensesSpending Tracker
PriceFreeFree
Rating—4.0 (4 ratings) — better
Positive reviews—50.0% of reviews
Number of ratings—4 — better
Update frequencyFortnightlyEvery 5 days — better
AdsNoNo
In-app purchasesYesYes
Monetization—Freemium
DevicesiPhoneiPhone, iPad — better
Requires iOS17.016.0 — better
Further details — not scored
Size3 MB21 MB
Age rating4+4+
DeveloperLev PoznyakovSwiftAppLab LLC

In-app purchases

2 purchases

xpenses

Subscriptions2
  • xpenses+ monthly$2.991 Month
  • xpenses+ yearly3 Days trial$19.991 Year
3 purchases

Spending Tracker

Subscriptions3
  • Weekly3 Days trial$2.997 Days
  • Monthly3 Days trial$5.991 Month
  • Annual (recommended)7 Days trial$34.991 Year

Questions

Is xpenses free?
xpenses is free to download, with in-app purchases available.
Is Spending Tracker free?
Spending Tracker is free to download, with in-app purchases available.
Do xpenses or Spending Tracker have ads?
Neither xpenses nor Spending Tracker shows ads.
Which is updated more often, xpenses or Spending Tracker?
xpenses ships an update fortnightly, and Spending Tracker every 5 days. Most recently, xpenses was updated on October 19, 2026 and Spending Tracker on October 11, 2026.

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