Comparison

xpenses vs Lucent Budget

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

xpenses

Features
Read full description

xpenses is an application designed to help you monitor your expenses. Features: - Fast and Simple Transaction Entry: Easily and quickly record your spending activities. - Customizable Wallets and Categories: Personalize your wallets and categories by selecting your preferred icons and colors. - Cross-Device Syncing: Keep your data consistent across all your devices. - Integrated Calculator and Currency Converter: Utilize built-in tools for calculations and converting currencies. - Automatic Data Backup: Ensure your information is safely backed up without manual intervention. - Multiple currencies: over 300 currencies and exchange rates, including crypto. - Custom Currency Creation: Add new currencies if the one you need isn’t already available. - Clean and User-Friendly Design: Enjoy a straightforward, intuitive, and meticulously crafted user interface. - Search Functionality: Easily find specific transactions or categories using the search feature. Terms: https://project10868033.tilda.ws/xpenses/terms Privacy: https://project10868033.tilda.ws/xpenses/privacy

About

Lucent Budget

Features
Read full description

Lucent is a clean, intuitive budgeting app designed for individuals and couples who want to take control of their finances without the complexity. BUDGET YOUR WAY Create multiple budgets for different purposes—monthly expenses, vacation funds, or household spending. Each budget supports its own currency, perfect for travelers or international households. ORGANIZE WITH CATEGORIES Set up spending categories with target amounts and watch your progress in real time. Lucent shows you exactly where you stand—what you've spent, what's remaining, and when you're over budget. TRACK EVERY TRANSACTION Log expenses quickly with a streamlined interface. Add notes, assign categories, and use transaction templates for recurring purchases. Filter and search your history to find exactly what you need. REACH YOUR SAVINGS GOALS Whether you're saving for something specific or just building a nest egg, Lucent has you covered. Set target-based goals with deadlines or use open-ended savings trackers. Log contributions and withdrawals to see your progress grow. SHARE WITH YOUR HOUSEHOLD Invite your partner or family to share budgets. Everyone stays on the same page with real-time sync, and you control exactly what's shared. INSIGHTS THAT MATTER Visualize your spending with clear charts and insights. See budget vs. actual comparisons, category breakdowns, and spending trends over time. YOUR DATA, YOUR CONTROL • Export transactions to CSV anytime • Data syncs securely across all your devices • No ads, no data selling—ever

Screenshots

xpenses4 screens
Lucent Budget4 screens

Verdict

The call

The clearest difference is in-app purchases: Lucent Budget at none against xpenses's 2. Lucent Budget also leads on update cadence (every 5 days vs fortnightly). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. xpenses sells 2 in-app purchases, starting at $2.99 per month. Lucent Budget asks for nothing beyond the download.

UpkeepUpdate frequency

xpenses ships an update fortnightly, Lucent Budget every 5 days. The most recent releases landed on September 12, 2026 and August 30, 2026 respectively.

Scorecard2 real differences · 4 level
xpenses versus Lucent Budget: the parameters behind the verdict, then further details
ParameterxpensesLucent Budget
PriceFreeFree
Update frequencyFortnightlyEvery 5 days — better
AdsNoNo
In-app purchasesYesNo — better
DevicesiPhoneiPhone, iPad — better
Requires iOS17.0 — better17.6
Further details — not scored
Size3 MB6 MB
Age rating4+4+
DeveloperLev PoznyakovGregory Bell

In-app purchases

2 purchases

xpenses

Subscriptions2
  • xpenses+ monthly$2.991 Month
  • xpenses+ yearly3 Days trial$19.991 Year
None

Lucent Budget

No in-app purchases

Questions

Is xpenses free?
xpenses is free to download, with in-app purchases available.
Is Lucent Budget free?
Lucent Budget is free to download, with no in-app purchases.
Do xpenses or Lucent Budget have ads?
Neither xpenses nor Lucent Budget shows ads.
Which is updated more often, xpenses or Lucent Budget?
xpenses ships an update fortnightly, and Lucent Budget every 5 days. Most recently, xpenses was updated on September 12, 2026 and Lucent Budget on August 30, 2026.

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