Comparison

Expenses vs Spending Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expenses

Easily track your spending and income in any currency with this private finance app. Organize expenses with custom categories and gain insights into your spending habits through intuitive charts and trends. Collaborate with others on shared sheets and sync data across Apple devices.

Highlights
  • Expense and income tracking
  • Multi-currency support with auto exchange rates
  • Customizable categories
  • Spending trend analysis
  • Real-time sheet sharing
  • Private by design, no account needed
  • Data import/export (CSV)
Features
Read full description

Track your spending with Expenses Expenses focuses on what matters: tracking your money simply and privately. Log expenses and income in any currency, scan receipts to enter details faster, organize spending by category and merchant, and understand your habits with intuitive stats and spending trends. With iCloud, your data stays in sync across iPhone, iPad, Mac, and Apple Vision Pro. You can also share a sheet with others to manage expenses together seamlessly. • Featured by Apple on the App Store • Used by people in 100+ countries Start effortlessly There is no learning curve and no account to create. Just open the app and start adding your expenses or income in seconds. When you travel, you can add expenses in different currencies. Exchange rates update automatically for major currencies, and you can set custom rates whenever you need. Scan receipts faster Capture receipts and turn them into expense entries with less manual typing. Expenses helps you keep accurate records while staying focused on your spending, not data entry. Organize with categories and merchants Create and customize categories that fit your life, then track where your money goes by merchant. Whether you want to review grocery trips, subscriptions, restaurants, or travel costs, merchant support makes your spending easier to understand. Discover where your money really goes See the bigger picture with visual trends over time and detailed breakdowns by category and merchant. Turn your spending data into actionable insights that help you make smarter financial decisions. Share and collaborate Planning a trip? Managing a household? Invite others to share a sheet and track expenses together in real time. Privacy built in Expenses is private by design. No sign-ups and no personal data collection. Your information stays on your device or in iCloud, always under your control. Import and export your data You can export your expenses as a CSV file anytime for backup or further analysis. Expenses also supports importing existing data from CSV, making it easy to migrate from other tools or bring in previous records. Designed for everyone Expenses works beautifully on iPhone, iPad, Mac, and Apple Vision Pro with: • Dark Mode for comfortable viewing • Widgets for quick expense entry • Shortcuts automation support • Full accessibility features • Instant sync across all your devices Download Expenses today and see where your money goes. Terms and Conditions: https://bluecometlabs.com/terms/ Privacy Policy: https://bluecometlabs.com/privacy/ Contact: https://expenses.cash/contact/

About

Spending Tracker

Easily track your expenses using voice, photos, or typing. Visualize spending trends with instant charts and reports. Share expenses with family or export data for taxes.

Highlights
  • Voice and photo expense logging
  • Instant spending trend visibility
  • iCloud sync and team sharing
  • Advanced reporting and export
  • Smart categorization
  • Receipt scanning
Features
Read full description

Cash Compass is a private expense tracker for iPhone. No bank logins, no account connections, no data sold — you log what you spend, and it shows you exactly where your money goes. FAST TO LOG, SO YOU ACTUALLY KEEP DOING IT • Say it — speak an expense and it's categorised and saved • Ask Siri — "log an expense in Cash Compass" works from Siri, Shortcuts, Spotlight and the Action button • Snap it — photograph a receipt and the details are pulled out for you • Or type it — amount-first manual entry in a few taps, works fully offline SEE WHAT'S ACTUALLY HAPPENING • Category charts — bar, donut and line views of where the money went • Month-over-month comparison — this period against the last, category by category • Weekly report — what you spent this week vs last, with the categories that moved • Spending-spike alerts — Cash Compass flags a category running above its own recent average • Savings rate — set your monthly income and watch the rate on your dashboard • Tracking streak — consecutive days logged, because consistency is the whole game PRIVATE BY DESIGN • No bank logins. Nothing to connect, nothing to reauthorise, no credentials to breach • Your transactions stay on your device; Premium syncs through your own iCloud account • No ads. No selling your data WORKS WHEREVER YOU DO • Every world currency — set yours and every total, chart and export follows • 33 languages • Separate Personal and Business accounts, switchable in a tap • Cash spending is tracked as easily as card — something bank-feed apps structurally cannot do FREE, AND WHAT PREMIUM ADDS Manual logging is free forever, with no ads. Premium unlocks unlimited voice entry and receipt scanning, the full charts, CSV export, and iCloud sync across your devices. Apple Family Sharing covers 5 more family members at no extra cost — each keeps their own private data; the subscription is the only shared item. Cash Compass is made by a small independent developer. If something's missing or broken, the support link goes to a human.

Screenshots

Expenses4 screens
Spending Tracker4 screens

Verdict

The call

The clearest difference is rating: Expenses at 4.8 against Spending Tracker's 4.0. Expenses also leads on review sentiment (87% vs 50%) and ratings volume (1.8K vs 4). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expenses sells 3 in-app purchases, starting at $1.99 per month and Spending Tracker sells 3 in-app purchases, starting at $2.99 per 7 days. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Expenses holds the better App Store score, 4.8 against 4.0. That said, the two scores are not equally well evidenced: Expenses has 1.8K ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 87% of Expenses's written reviews are positive against 50% of Spending Tracker's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 5 days. The most recent releases landed on October 29, 2026 and October 11, 2026 respectively.

Scorecard4 real differences · 6 level
Expenses versus Spending Tracker: the parameters behind the verdict, then further details
ParameterExpensesSpending Tracker
PriceFreeFree
Rating4.8 (1.8K ratings) — better4.0 (4 ratings)
Positive reviews86.8% of reviews — better50.0% of reviews
Number of ratings1.8K — better4
Update frequencyEvery 5 daysEvery 5 days
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPad, Mac, Vision Pro — betteriPhone, iPad
Requires iOS16.016.0
Further details — not scored
Size70 MB21 MB
Age rating4+4+
DeveloperBLUE COMET LABS LLCSwiftAppLab LLC

Customer experience

Expenses

All ratings1,830 ratings
Positive95.4%
Neutral2.1%
Negative2.6%
Written reviews409 reviews
Positive86.8%
Neutral5.1%
Negative8.1%

Spending Tracker

All ratings4 ratings
Positive75.0%
Neutral0.0%
Negative25.0%
Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

Bugs and requests

Expenses

Reported bugs

4 issues
  • Syncing issues between devices
  • Disappearing transaction data after updates
  • Inconsistent balance display
  • Unresponsive UI elements

Requested features

5 requests
  • Ability to create folders/groups for sheets
  • Option to view combined stats across sheets
  • Recurring expense/income tracking
  • Improved sorting and filtering of transactions
  • Budget comparison and forecasting tools

Spending Tracker

Not enough reviews yet to summarise bugs or requests.

In-app purchases

3 purchases

Expenses

Subscriptions2
  • Expenses Pro - Monthly$1.991 Month
  • Expenses Pro - Yearly$14.991 Year
One-time1
  • Expenses Pro - Lifetime$39.99
3 purchases

Spending Tracker

Subscriptions3
  • Weekly3 Days trial$2.997 Days
  • Monthly3 Days trial$5.991 Month
  • Annual (recommended)7 Days trial$34.991 Year

Questions

Is Expenses free?
Expenses is free to download, with in-app purchases available.
Is Spending Tracker free?
Spending Tracker is free to download, with in-app purchases available.
Which has better reviews, Expenses or Spending Tracker?
Expenses is rated higher. Expenses averages 4.8 out of 5 from 1.8K ratings, while Spending Tracker averages 4.0 from 4 ratings.
Do Expenses or Spending Tracker have ads?
Neither Expenses nor Spending Tracker shows ads.
Which is updated more often, Expenses or Spending Tracker?
Expenses ships an update every 5 days, and Spending Tracker every 5 days. Most recently, Expenses was updated on October 29, 2026 and Spending Tracker on October 11, 2026.

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