Comparison

Money Flow vs CatBag

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Money Flow

Easily track your expenses and manage your budget to achieve your savings goals. This app offers a simple, manual approach to financial management, putting you in complete control without requiring external account linking.

Highlights
  • Manual expense tracking
  • Customizable monthly budgets
  • Savings goal setting
  • Spending category breakdowns
  • Historical budget overviews
  • Home screen widgets
Features
Read full description

Set aside what you want to save, then see exactly what you can still spend this month. Money Flow turns your income, fixed bills, and savings goal into a monthly budget. Log what you spend, watch it against that budget, and see how much you can still put aside. A budget that starts with your life Enter the income you receive each month, the bills you already owe, and the amount you want to save. Money Flow sets savings aside first and shows the money left to spend. Log an expense in seconds Tap an amount, choose a category, add a note, and you're done. Start with Groceries, Dining, Travel, Bills, and more, or make your own categories with a color and icon. See the month clearly Your expense list shows how much you've spent of this month's budget. Filter by category, move between months and years, and edit anything you logged. Insights for the questions that matter Open Insights for your income, expenses, and savings, plus your biggest expense, top category, daily average, and projected savings. Charts break spending down by category and by day. On your Home Screen Widgets keep the month in view: whether you're under budget, how much you could still save, days left, your daily average, or spending in a single category. Your budget, on your iPhone No account to create. Choose the currency you actually use. Export your expenses whenever you want a copy. Money Flow is available in English and Spanish.

About

CatBag

Manage your personal finances with this comprehensive app. Track spending, create budgets, and plan for long-term financial goals with detailed insights and forecasting tools.

Highlights
  • Smart Home Dashboard
  • Fast Expense Tracking
  • Monthly & Yearly Budget Planning
  • Goal Planning Engine
  • Long-Term Forecasting
  • Action Plan & Alerts
  • Advanced Analytics Reports
Features
Read full description

CatBag – Personal Finance, Budget & Goal Planner Transform the way you manage money with CatBag, a powerful, all-in-one, and easy-to-use finance app designed for real life. From daily spending to long-term planning, CatBag helps you track every move, build smarter budgets, and make confident financial decisions with clear insights. CatBag helps you: - Smart Home Dashboard with a quick overview of balances, spending, and progress. - Fast Expense Tracking for daily transactions with a smooth entry flow. - Income & Transfer Tracking to keep every money movement organized. - Recurring Schedule Manager for bills, income, and planned transactions with timely control. - Monthly Budget Planning by category to improve spending discipline. - Yearly Budget View for a bigger-picture money strategy. - Goal Planning Engine for emergency fund, retirement, and custom goals. - Assumptions & Scenario Setup to model realistic financial paths. - Long-Term Forecasting to project outcomes over future time horizons. - Monte Carlo Simulation for realistic probability-based planning. - Plan Score Cards to measure overall financial health and plan quality. - Funding Strategy Suggestions with actionable recommendations to close goal gaps. - Action Plan & Alerts to track tasks and stay on schedule. - Reports 2.0 Analytics with compare mode, trends, heat-maps, and drill-down insights. - Auto Backup & Restore 2.0 plus export tools for secure data protection. Whether you’re paying off debt, building savings, or preparing for major life milestones, CatBag gives you a clear, reliable, and motivating path forward. Download CatBag and turn your money goals into measurable progress, one smart step at a time. *Disclaimer: Some premium features require an active CatBag Subscription. - Terms and Conditions (EULA): https://catdev-catbag.squarespace.com/term-and-conditions - Privacy Policy: https://catdev-catbag.squarespace.com/privacy-policy

Screenshots

Money Flow4 screens
CatBag4 screens

Verdict

The call

The clearest difference is price: CatBag at Free against Money Flow's $0.99. CatBag also leads on update cadence (fortnightly vs every 3 months). Money Flow's advantage is in-app purchases (none vs 15). On ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

CatBag is free to download; Money Flow costs $0.99 up front. CatBag sells 15 in-app purchases, starting at $1.99 per month. Money Flow asks for nothing beyond the download.

UpkeepUpdate frequency

Money Flow ships an update every 3 months, CatBag fortnightly. The most recent releases landed on October 25, 2026 and October 14, 2026 respectively.

Scorecard4 real differences · 6 level
Money Flow versus CatBag: the parameters behind the verdict, then further details
ParameterMoney FlowCatBag
Price$0.99Free — better
Rating5.0 (5 ratings) — better—
Positive reviews—100.0% of reviews
Number of ratings5 — better—
Update frequencyEvery 3 monthsFortnightly — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationPaidFreemium — better
DevicesiPhoneiPhone, iPad — better
Requires iOS26.026.0
Further details — not scored
Size27 MB178 MB
Age rating12+4+
DeveloperAbstract Software LLCPhisit Siphonsawat

Customer experience

Money Flow

All ratings5 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

CatBag

Written reviews5 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Money Flow

No in-app purchases

15 purchases

CatBag

Subscriptions2
  • CatBag Plus1 Month trial$1.991 Month
  • CatBag Pro1 Month trial$2.991 Month
One-time13
  • Black Theme 2.4.0Free
  • Gold Theme 2.4.0Free
  • Purple Theme 2.5.0Free
Show 10 more
  • Mermaid Theme 2.5.0Free
  • Pink Theme 2.5.0Free
  • Support Tier 1$0.99
  • Silver Theme 2.4.0$0.99
  • Mesh Gradient 2.8.0$1.99
  • Support Tier 2$2.99
  • Support Tier 3$4.99
  • Support Tier 4$6.99
  • Support Tier 5$9.99
  • Support Tier 6$19.99

Questions

Is Money Flow free?
Money Flow costs $0.99, with no in-app purchases.
Is CatBag free?
CatBag is free to download, with in-app purchases available.
Do Money Flow or CatBag have ads?
Neither Money Flow nor CatBag shows ads.
Which is updated more often, Money Flow or CatBag?
Money Flow ships an update every 3 months, and CatBag fortnightly. Most recently, Money Flow was updated on October 25, 2026 and CatBag on October 14, 2026.

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