Money Flow vs CatBag
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Money Flow
Easily track your expenses and manage your budget to achieve your savings goals. This app offers a simple, manual approach to financial management, putting you in complete control without requiring external account linking.
- Manual expense tracking
- Customizable monthly budgets
- Savings goal setting
- Spending category breakdowns
- Historical budget overviews
- Home screen widgets
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Set aside what you want to save, then see exactly what you can still spend this month. Money Flow turns your income, fixed bills, and savings goal into a monthly budget. Log what you spend, watch it against that budget, and see how much you can still put aside. A budget that starts with your life Enter the income you receive each month, the bills you already owe, and the amount you want to save. Money Flow sets savings aside first and shows the money left to spend. Log an expense in seconds Tap an amount, choose a category, add a note, and you're done. Start with Groceries, Dining, Travel, Bills, and more, or make your own categories with a color and icon. See the month clearly Your expense list shows how much you've spent of this month's budget. Filter by category, move between months and years, and edit anything you logged. Insights for the questions that matter Open Insights for your income, expenses, and savings, plus your biggest expense, top category, daily average, and projected savings. Charts break spending down by category and by day. On your Home Screen Widgets keep the month in view: whether you're under budget, how much you could still save, days left, your daily average, or spending in a single category. Your budget, on your iPhone No account to create. Choose the currency you actually use. Export your expenses whenever you want a copy. Money Flow is available in English and Spanish.
CatBag
Manage your personal finances with this comprehensive app. Track spending, create budgets, and plan for long-term financial goals with detailed insights and forecasting tools.
- Smart Home Dashboard
- Fast Expense Tracking
- Monthly & Yearly Budget Planning
- Goal Planning Engine
- Long-Term Forecasting
- Action Plan & Alerts
- Advanced Analytics Reports
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CatBag – Personal Finance, Budget & Goal Planner Transform the way you manage money with CatBag, a powerful, all-in-one, and easy-to-use finance app designed for real life. From daily spending to long-term planning, CatBag helps you track every move, build smarter budgets, and make confident financial decisions with clear insights. CatBag helps you: - Smart Home Dashboard with a quick overview of balances, spending, and progress. - Fast Expense Tracking for daily transactions with a smooth entry flow. - Income & Transfer Tracking to keep every money movement organized. - Recurring Schedule Manager for bills, income, and planned transactions with timely control. - Monthly Budget Planning by category to improve spending discipline. - Yearly Budget View for a bigger-picture money strategy. - Goal Planning Engine for emergency fund, retirement, and custom goals. - Assumptions & Scenario Setup to model realistic financial paths. - Long-Term Forecasting to project outcomes over future time horizons. - Monte Carlo Simulation for realistic probability-based planning. - Plan Score Cards to measure overall financial health and plan quality. - Funding Strategy Suggestions with actionable recommendations to close goal gaps. - Action Plan & Alerts to track tasks and stay on schedule. - Reports 2.0 Analytics with compare mode, trends, heat-maps, and drill-down insights. - Auto Backup & Restore 2.0 plus export tools for secure data protection. Whether you’re paying off debt, building savings, or preparing for major life milestones, CatBag gives you a clear, reliable, and motivating path forward. Download CatBag and turn your money goals into measurable progress, one smart step at a time. *Disclaimer: Some premium features require an active CatBag Subscription. - Terms and Conditions (EULA): https://catdev-catbag.squarespace.com/term-and-conditions - Privacy Policy: https://catdev-catbag.squarespace.com/privacy-policy
Screenshots
Verdict
The clearest difference is price: CatBag at Free against Money Flow's $0.99. CatBag also leads on update cadence (fortnightly vs every 3 months). Money Flow's advantage is in-app purchases (none vs 15). On ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
CatBag is free to download; Money Flow costs $0.99 up front. CatBag sells 15 in-app purchases, starting at $1.99 per month. Money Flow asks for nothing beyond the download.
Money Flow ships an update every 3 months, CatBag fortnightly. The most recent releases landed on October 25, 2026 and October 14, 2026 respectively.
| Parameter | Money Flow | CatBag |
|---|---|---|
| Price | $0.99 | Free — better |
| Rating | 5.0 (5 ratings) — better | — |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | 5 — better | — |
| Update frequency | Every 3 months | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Paid | Freemium — better |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 26.0 | 26.0 |
| Further details — not scored | ||
| Size | 27 MB | 178 MB |
| Age rating | 12+ | 4+ |
| Developer | Abstract Software LLC | Phisit Siphonsawat |
Customer experience
Money Flow
CatBag
In-app purchases
Money Flow
No in-app purchases
CatBag
- CatBag Plus1 Month trial$1.991 Month
- CatBag Pro1 Month trial$2.991 Month
- Black Theme 2.4.0Free
- Gold Theme 2.4.0Free
- Purple Theme 2.5.0Free
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- Mermaid Theme 2.5.0Free
- Pink Theme 2.5.0Free
- Support Tier 1$0.99
- Silver Theme 2.4.0$0.99
- Mesh Gradient 2.8.0$1.99
- Support Tier 2$2.99
- Support Tier 3$4.99
- Support Tier 4$6.99
- Support Tier 5$9.99
- Support Tier 6$19.99









